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It's been awhile! Updates? LLPA pricing adjustment penalizes good credit and rewards bad credit?
We had a great show tonight! Good to be back! I think the biggest thing we went over was the installation and then recension of the new loan level pricing adjustment that was perceived to penalize those with good credit while rewarding those with lower credit.
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Mortgage Rates came in at 6.67 percent on a 30 year fixed today.
Flash flood last night in St. Louis was no joke
Where I been?
Where to start?
1. Kinda got burned out. I want this perfect stream and night after night….just wasn’t going well.
2. Shade tree mechanic. I needed to replace the brakes and rotors on one of my cars…it took 3 days
a. The front brakes I ordered were the right order but they sent the wrong pads(too short)
b. The rear brakes had a rusted bolt that was rounded.
c. When I went to fix them again, it took all day, and I could hardly move
3. So I started walking. The 10,000 steps thing. But when I started, I was beat. Could hardly stay awake late enough to stream.
4. Ever get excited on something and just super focused? I had something come up that I just wanted to learn all about it…like a moth to flame thing. Finally getting to the point where I feel comfortable about it.
Let’s talk some Deerwood real estate news
a. I had a guy contact me, said he needed to move….we knew of each other…but I never felt all that comfortable around him, and he listed his house, without me. That means, I lost two commissions. Am I bitter? No…the guy is a jerk, he already listed it too high and so now it will sit. My opinion: It’s better to work with people you get along with … my opinion
b. Any of you remember like December of 2021, when I had that couple who I helped them find a house get divorced and I was just torn up about it? Then they went and listed the house with someone else and got bank…and I couldn’t figure that out. Well, the wife reached out to me in like July and I helped her find a house. Never burn bridges…that’s all I can say.
c. On the other hand, I did have a weird thing happen.
1. Do you believe that if you do a good job you will be rewarded?
2. Here to tell you that doesn’t always happen. Recently got a text from a friend and he was like, hey my brother is selling his house, if you know anyone here is the listing. I helped him sell his family home…so I was like wtf? Did I do a bad job or something? Anyway, just don’t expect things is what I would say.
D. So today, the adventure, did I get an occ permit or not? Why does it take 72 hours for a community to get back to you?
E. The pond…it leaked, took all afternoon to fix.
On the Twitter
The Kobiessi Letter
https://twitter.com/kobeissiletter/status/1658161167804649472?s=43&t=QlG4CVfHOkSxxiBKIDu40g
Christopher J Scalia
https://twitter.com/cjscalia/status/1656777137666285569?s=43&t=QlG4CVfHOkSxxiBKIDu40g
Raw News Alerts
https://twitter.com/rawsalerts/status/1656855852404318212?s=43&t=QlG4CVfHOkSxxiBKIDu40g
Unusual Whales
https://twitter.com/unusual_whales/status/1653046868430159874?s=43&t=QlG4CVfHOkSxxiBKIDu40g
Real Estate News and Commentary
Newsweek
https://www.newsweek.com/biden-raises-costs-homebuyers-good-credit-help-risky-borrowers-1795700
Patrick Bet-David
https://twitter.com/patrickbetdavid/status/1654236838851145731?s=43&t=QlG4CVfHOkSxxiBKIDu40g
Not true?
https://www.housingwire.com/articles/datadigest-correcting-the-record-on-llpa-updates
Maybe it was true?
https://www.housingwire.com/articles/fhfa-rescinds-controversial-dti-llpa
Drop me a line @ media@deerwoodrealtystl.com
We’re online at https://www.deerwoodrealtystl.com/
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The Door's Blown Up! #shorts
It's the least we can do in real estate to inform our fellow agents, is it not?
#realestate #advice #livestream
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Negotiation with Clients as Agents??? #shorts
have you encountered where agents directly negotiate with the clients? share us your story. #realestate #negotiation
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Why do I want to be in youtube? #shorts
who are your favorite content creators and why do you follow them? let me know on the comment section
#realestate #purpose #contentcreator
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lighting talks #shorts
what do you think about the lighting? any thoughts or do you have suggestions for improvement?
#fyp #foryoupage #lighting #livestream
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that is a lot of.. #shorts #fyp
how many hours do you think I work on this? and what do you think about the lighting? let me know on the comment section
#fyp #foryoupage #funny #memes
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What to Consider when Selling Your Home?
Watch the full livestream in our youtube channel
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Why have a business if you can't... #shorts
you also have to determine if you have the ability to do business and if the business that you're in will work for you
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REGRETS of First-Time Home Sellers
Watch the full livestream in our youtube channel
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Changing out an Electrovoice shockmount Model 309A to a 13 Dollar replacement? Real estate news?
We had a good show tonight! For months, the Electrovoice shockmount Model 309A was just too big for the podcast. It literally took up the entire area of my face. So tonight, we made the change to a 13 dollar Boseen Universal Microphone Shock Mount purchased through Amazon. Tell me what you think!
We went over some tweets, a near millionaire can’t afford payments after losing their job and is pleading for help instead of selling…which seems off. Someone noticed used cars are too expensive and are probably not helping people who need cars get to work.
California has a program to pay down payment of 20% and closing costs! Wow! Seems like a terrible idea but maybe not. Let’s discuss
Finally, are there signs that the real estate market may be cooling? How so? Where? That’s the issue. The housing market is so diverse…it’s strong many places even now.
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Mortgage Rates came in at 6.50 percent on a 30 year fixed today.
Boseen Universal Microphone Shock Mount, Mic Clip Holder Mount for Diameter 47mm-53mm Mic Anti Vibration Adjustable High Isolation Shock Mount
https://www.amazon.com/gp/product/B089W8WGPT/ref=ppx_yo_dt_b_asin_title_o00_s00?ie=UTF8&psc=1
On the Twitter
Unusual Whales
https://twitter.com/unusual_whales/status/1644883075145547777
Valerie M Brown
https://twitter.com/valeriebrownre/status/1645281673289019393
Lance Lambert
https://twitter.com/NewsLambert/status/1645433637175803908
Tracey Ryniec
https://twitter.com/TraceyRyniec/status/1645249927365242882
Darth Powell
https://twitter.com/GRomePow/status/1645576180932968448
John Wake
https://twitter.com/JohnWake/status/1645447006763225089
Real Estate News and Commentary
California has your down payment covered?
https://www.zerohedge.com/personal-finance/california-front-20-down-payments-0-interest-homebuyers-incomes-211000
Sign of housing prices going lower?
https://www.realtor.com/news/trends/surprising-sign-home-prices-could-plunge-this-summer/
Drop me a line @ media@deerwoodrealtystl.com
We’re online at https://www.deerwoodrealtystl.com/
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Not Building Affordable Houses?? #shorts
what do you think is the reason why people aren't building affordable homes?
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What I Tell My Kids #shorts
As parents, what do you want to impart to your kids?
#family #valuesforkids
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How Did You NOT KNOW That This Was Gonna be A Problem??
Watch the full livestream in our youtube channel
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Housing is a Journey
Watch the full livestream in our youtube channel
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Friday night stream! A MANSION tax? Some exciting news, join me!
Good evening!
Because I was finally able to get enough followers, I was able to stream on Rumble for the first time. What a wonderful experience! Crazy how many views I had vs a traditional YouTube stream. Not sure what I ever did to YouTube to earn the detention I am in, but I keep going.
We had a great show tonight. We talked about real estate agent etiquette, a mansion tax in Los Angeles, and the modern real estate brokerage model. Sprinkle in some tweets, some observations, and it was a good time. If you missed it, remember, we stream a lot, usually around 9 pm central time on the weekdays and it varies on the weekends depending on what houses I am showing to my clients. The best way to know is to hit the notification button and subscribe, or check out the Twitter account for Deerwood Realty Live.
https://www.youtube.com/c/Deerwoodrealtystl?sub_confirmation=1
Also on Rumble
https://rumble.com/c/deerwoodrealty
Also on Deerwoodrealtyandfriends.com
https://deerwoodrealtyandfriends.com/index.php/latest-stream/
Want to be social?
Locals.com https://deerwoodrealty.locals.com
Facebook https://www.facebook.com/DeerwoodRealty/
Twitter https://twitter.com/deerwoodrealty
Instagram https://www.instagram.com/deerwoodrealty
Mortgage Rates came in at 6.57 percent on a 30 year fixed today.
Rude agents….confusing to me. I mean, answer the phone…seriously.
Real Estate pathways to professionalism
https://berkshirerealtors.net/where-has-professional-courtesy-gone/
On the Twitter
Lance Lambert
https://twitter.com/NewsLambert/status/1641953323551956995
Jeff Weniger
https://twitter.com/JeffWeniger/status/1641798540501434370
Jim Bianco
https://twitter.com/biancoresearch/status/1641930440868253697
Housing Bubble Disrespecter
https://twitter.com/NipseyHoussle/status/1641945384254681088
Ryan Lundquist
https://twitter.com/SacAppraiser/status/1641937458521669632
The Broke Agent
https://twitter.com/TheBrokeAgent/status/1641843262049906690
Real Estate News and Commentary
Homebuying demand increasing?
https://www.redfin.com/news/housing-market-update-homebuying-demand-increases/
Brokerage fundamentals?
https://www.mikedp.com/articles/2023/3/25/market-shift-highlights-brokerage-fundamentals
The Mansion tax…
https://nypost.com/2023/03/31/las-rich-famous-scramble-to-sell-homes-before-mansion-tax/
Drop me a line @ media@deerwoodrealtystl.com
We’re online at https://www.deerwoodrealtystl.com/
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