brendo1025

📉 Market Insight: Exploring the Gap Between 10-Year Treasury & 30-Year Mortgage Rates 🏦💹 Currently, the margin sits around 3%, with 10 year treasury rates hovering at 4.5%. This raises a crucial question: Are we on the brink of seeing lenders ease their terms? 🤔🔍 Imagine the scenario: If lenders reduce the margin to 2.5%, this could translate into significant monthly savings for homebuyers - think $300, $400, even $500 less per month! 💰🏠 Especially with the recent Fed rate cut, this adjustment could be a game-changer as we head into spring 🌸. Such a shift has the potential to breathe new life into what has been a rather stagnant market. Homebuyers, get ready for possible exciting developments ahead! 🌟📈 #MortgageRates #HousingMarket #RealEstateTrends #HomeBuying #FedRateCut #LenderInsights #MarketAnalysis #SpringSavings #RealEstateEconomy #MarketRevival

🚀 Hey there, Financial Enthusiasts! Welcome back to our channel where we decode the latest economic trends for you. In today's video, we're diving deep into some surprising and crucial updates in the economic world. 📊 First up, we're talking about the Consumer Price Index (CPI) which has just beaten expectations! This is a big deal because the CPI is a key indicator of inflation and impacts everything from your grocery bills to how much you pay for gas. We'll explore what this means for your wallet and the economy. 🏠 Next, we've got some good news for potential homeowners and real estate watchers. Mortgage rates are on the decline! This could be a game-changer for those of you looking to buy a house or refinance. We'll break down the numbers and discuss how this could impact the real estate market. 🐢 But it's not all sunshine and rainbows. Despite some positive signs, there are indicators that the economy is starting to slow down. We'll take a closer look at what's causing this slowdown and what it could mean for job markets, investments, and overall economic health. 00:00 Introduction 00:33 Overview 01:10 Economic Numbers 04:46 Retail Sales Dip 05:05 Three Factors Affecting Rates 05:54 Fed Rate Cut Prediction 07:54 Hometown Heroes Update 09:45 Orlando Market Update 14:01 Lowest Home Sales All Year 15:24 Is your property really ready to list? 18:39 Lowest Number of Condos Sold 👀 Stay tuned for an in-depth analysis, expert opinions, and tips on how to navigate these economic waters. DID YOU ENJOY? SUBSCRIBE HERE: https://bit.ly/orlbuzz Need Help Buying orSelling Real Estate In Florida? Email us with questions and your contact information Joseph Dionne Joe@AppliHL.com Managing Partner Appli Home Loans www.applihl.com Licensed In: Florida, South Carolina, Tennessee, Michigan, Colorado, Texas Brenden Rendo brenden@homesinorlando.forsale The Homes In Orlando Team NextHome Neighborhood Realty www.HomesInOrlando.ForSale *Follow Brenden* Instagram: Brenden Rendo (@homesinorlandoforsale) • Instagram photos and videos Facebook: https://www.facebook.com/Brenden.Rendo.Realtor LinkedIn: https://www.linkedin.com/in/homesinorlandoforsale/ Disclosure: Brenden Rendo is a real estate agent. He is NOT an attorney, accountant or financial planner or any other type of licensed professional. Always seek out the appropriate professionals in your area for the advice needed regarding taxes, law, construction and finance. Florida Real Estate Broker Lic# SL3263309. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and inspirational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. We recommend them because they are helpful and useful, not because of the small commissions we make if you decide to use their services. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals. #orlandofl #orlandorealtor #orlandorealestate #homesinorlandoforsale #orlandorealestateagent #orangecountyfl #homesales #applihl #homesellers #homesforsale #homesforsaleinorlando #mortgagerates #realestate #realestatenews #newhomes #newhomesales #realestateinvestor #investmentproperties #appli #nexthome #investorcashflowloan #housingmarket #ninjanation

🚀 Hey there, Financial Enthusiasts! Welcome back to our channel where we decode the latest economic trends for you. In today's video, we're diving deep into some surprising and crucial updates in the economic world. 📊 First up, we're talking about the Consumer Price Index (CPI) which has just beaten expectations! This is a big deal because the CPI is a key indicator of inflation and impacts everything from your grocery bills to how much you pay for gas. We'll explore what this means for your wallet and the economy. 🏠 Next, we've got some good news for potential homeowners and real estate watchers. Mortgage rates are on the decline! This could be a game-changer for those of you looking to buy a house or refinance. We'll break down the numbers and discuss how this could impact the real estate market. 🐢 But it's not all sunshine and rainbows. Despite some positive signs, there are indicators that the economy is starting to slow down. We'll take a closer look at what's causing this slowdown and what it could mean for job markets, investments, and overall economic health. 00:00 Introduction 00:33 Overview 01:10 Economic Numbers 04:46 Retail Sales Dip 05:05 Three Factors Affecting Rates 05:54 Fed Rate Cut Prediction 07:54 Hometown Heroes Update 09:45 Orlando Market Update 14:01 Lowest Home Sales All Year 15:24 Is your property really ready to list? 18:39 Lowest Number of Condos Sold 👀 Stay tuned for an in-depth analysis, expert opinions, and tips on how to navigate these economic waters. DID YOU ENJOY? SUBSCRIBE HERE: https://bit.ly/orlbuzz Need Help Buying or Selling Real Estate In Florida? Email us with questions and your contact information Joseph Dionne Joe@AppliHL.com Managing Partner Appli Home Loans www.applihl.com Licensed In: Florida, South Carolina, Tennessee, Michigan, Colorado, Texas Brenden Rendo brenden@homesinorlando.forsale The Homes In Orlando Team NextHome Neighborhood Realty www.HomesInOrlando.ForSale *Follow Brenden* Instagram: Brenden Rendo (@homesinorlandoforsale) • Instagram photos and videos Facebook: https://www.facebook.com/Brenden.Rendo.Realtor LinkedIn: https://www.linkedin.com/in/homesinorlandoforsale/ Disclosure: Brenden Rendo is a real estate agent. He is NOT an attorney, accountant or financial planner or any other type of licensed professional. Always seek out the appropriate professionals in your area for the advice needed regarding taxes, law, construction and finance. Florida Real Estate Broker Lic# SL3263309. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and inspirational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. We recommend them because they are helpful and useful, not because of the small commissions we make if you decide to use their services. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals. #orlandofl #orlandorealtor #orlandorealestate #homesinorlandoforsale #orlandorealestateagent #orangecountyfl #homesales #applihl #homesellers #homesforsale #homesforsaleinorlando #mortgagerates #realestate #realestatenews #newhomes #newhomesales #realestateinvestor #investmentproperties #appli #nexthome #investorcashflowloan #housingmarket #ninjanation

🌟 Great News for Florida Homebuyers! 🏡💙 Check out the Hometown Heroes program – a fantastic opportunity for first-time buyers in Florida. If you haven't owned a home in the past three years, you're in luck – you qualify! 🍀 📊 Eligibility Criteria: - A credit score of 640? Check! ✔️ - Full-time employment? They're looking for around 35 hours a week. ✔️ 💰 Funds are still available, which is a big deal considering how quickly they were snapped up when the program launched in July. Back then, interest rates were about 1 to 1.5 points lower, so it's interesting to see how the current higher rates are influencing the program's uptake 📈. 🏦 Bonus: The interest rates are slightly subsidized. For instance, the FHA rate this morning was around 7.25%, which is a bit more favorable than the general market rate 🎉. Stay Up To Date: https://sendfox.com/lp/10d4gr #HometownHeroesFL #FirstTimeHomeBuyer #FloridaRealEstate #DownPaymentAssistance #HomeOwnership #RealEstatePrograms #CreditScore #FullTimeEmployment #HousingMarket #InterestRates

🛠️ Stepping Into Week 12 - Nearing the Finish Line! Join us as we edge closer to completion, observing the finesse and final touches that transform these structures into welcoming homes. 📌 Doors and Décor, A Home's Welcome! Installation of unique blue doors on both garage and front entrances mark a striking aesthetic evolution, adding personality and charm to the homes. 🔨 Precision in Progress: Focused efforts on finalizing key elements like driveways and grading, align with meticulous interior finishing, showcasing the attention to detail at every turn. 💡 Illuminating Insights: Ceiling fan installations and strategic electrical setups cater to modern living needs, exemplifying the blend of functionality and style in these homes. 🌆 Landscape and Layout: The strategic placement of trees and landscaping begins to take shape, enhancing the outdoor spaces and complementing the architectural beauty of the houses. 📣 Highlights: The transition from construction sites to potential homes becomes palpable, with every detail contributing to the overall appeal. Client walkthroughs bring valuable feedback, emphasizing the impact of quality and thoughtful design. The countdown to completion ignites excitement, underscoring the transformation journey from blueprints to living spaces. Wrap-Up: As Week 12 unfolds, we are reminded of the journey that each home represents - a blend of vision, craftsmanship, and dedication. The finishing touches not only add beauty but also encapsulate the essence of a home that's ready to welcome its new family. Stay tuned as we approach the grand finale of this building saga! 🏠✨

🛠️ Stepping Into Week 12 - Nearing the Finish Line! Join us as we edge closer to completion, observing the finesse and final touches that transform these structures into welcoming homes. 📌 Doors and Décor, A Home's Welcome! Installation of unique blue doors on both garage and front entrances mark a striking aesthetic evolution, adding personality and charm to the homes. 🔨 Precision in Progress: Focused efforts on finalizing key elements like driveways and grading, align with meticulous interior finishing, showcasing the attention to detail at every turn. 💡 Illuminating Insights: Ceiling fan installations and strategic electrical setups cater to modern living needs, exemplifying the blend of functionality and style in these homes. 🌆 Landscape and Layout: The strategic placement of trees and landscaping begins to take shape, enhancing the outdoor spaces and complementing the architectural beauty of the houses. 📣 Highlights: The transition from construction sites to potential homes becomes palpable, with every detail contributing to the overall appeal. Client walkthroughs bring valuable feedback, emphasizing the impact of quality and thoughtful design. The countdown to completion ignites excitement, underscoring the transformation journey from blueprints to living spaces. Wrap-Up: As Week 12 unfolds, we are reminded of the journey that each home represents - a blend of vision, craftsmanship, and dedication. The finishing touches not only add beauty but also encapsulate the essence of a home that's ready to welcome its new family. Stay tuned as we approach the grand finale of this building saga! 🏠✨ Youtube Description Addition: Episodes Introduction - https://youtu.be/2IHI2OqQL7M Week 1 - https://youtu.be/0hHSeWwOZS0 Week 2 - https://youtu.be/FpsqTr5VSpw Week 3 - https://youtu.be/O3xGG7pFKpU Week 4 - https://youtu.be/qksiw0VMy9U Week 5- https://youtu.be/yerRq1Y4daY Week 9- https://youtu.be/1zbogY2V6BE Week 10 - https://youtu.be/d6P1YaGKWkE Week 11 -https://youtu.be/9ffm0HWb-C4 Contact: Brenden Rendo 407-710-8720 brenden@homesinorlando.forsale The Homes In Orlando Team NextHome Neighborhood Realty https://www.HomesInOrlando.ForSale Or Tim Wilkerson Palm Investments of Orlando, LLC 407-712-0361 https://palminvesthome.com/ Homes For Sale in Orange City, FL https://www.homesinorlando.forsale/32763-zipcode/ *Follow Brenden* Instagram: Brenden Rendo (@homesinorlandoforsale) • Instagram photos and videos Facebook: https://www.facebook.com/Brenden.Rendo.Realtor LinkedIn: https://www.linkedin.com/in/homesinorlandoforsale/ Disclosure: Brenden Rendo is a real estate agent. He is NOT an attorney, accountant or financial planner or any other type of licensed professional. Always seek out the appropriate professionals in your area for the advice needed regarding taxes, law, construction and finance. Florida Real Estate Broker Lic# SL3263309. New construction homes,new construction home process, new construction homes in florida, new construction homes in orlando florida, new construction tour, new construction inspection, new construction home tour 2023,new construction home 2023, new construction homes orange city fl, new construction homes orlando fl, new construction home process in florida, orlando real estate, orlando real estate market, orlando realtor, orlando real estate 2023, orlando real estate agent

🛠️ Dive In: Week 9 - Final Touches and Flourishes! Venture with us as we fine-tune the details, bringing the masterpiece that is a home to its culmination. 📌 Interiors Ignite, Homely Hues! With paint, polish, and precision, the interiors transform into inviting spaces, echoing the resident's dreams and desires. 🔨 Detail-Driven Distinction: Every nook and corner is scrutinized, ensuring that the house is not just ready, but resonates with elegance and excellence. 💡 Enlightening Spaces: From ornate fixtures to ambient lighting, we illuminate the home in ways that enhance both form and function. 🌆 Design Dynamics: Finishing touches to the facade, landscaping efforts, and elegant entryways make certain that every home exudes curb appeal and class. 📣 Highlights: The synthesis of design elements brings forth homes that are more than structures; they're symphonies of space and style. Attention to detail ensures longevity and luxury in every corner. The journey from blueprint to a tangible home reaches its zenith, promising comfort and charm for years to come. Wrap-Up: Week 9 encapsulates the essence of creating homes that sing with sophistication! Every fine-tuned detail speaks volumes of dedication and design. Stay with us as we prepare to hand over the keys to dreams sculpted with bricks and beams! 🏠✨ Week 9 sings the praises of meticulous planning and execution. As trusses define the skyline and walls encapsulate dreams, we're not just building homes; we're crafting legacies of safety and sophistication. Join us in this rhythmic dance of construction! 🏠🌟 Episodes Introduction - https://youtu.be/2IHI2OqQL7M Week 1 - https://youtu.be/0hHSeWwOZS0 Week 2 - https://youtu.be/FpsqTr5VSpw Week 3 - https://youtu.be/O3xGG7pFKpU Week 4 - https://youtu.be/qksiw0VMy9U Week 5- https://youtu.be/yerRq1Y4daY Contact: Brenden Rendo 407-710-8720 brenden@homesinorlando.forsale The Homes In Orlando Team NextHome Neighborhood Realty https://www.HomesInOrlando.ForSale Or Tim Wilkerson Palm Investments of Orlando, LLC 407-712-0361 https://palminvesthome.com/ Homes For Sale in Orange City, FL https://www.homesinorlando.forsale/32763-zipcode/ *Follow Brenden* Instagram: Brenden Rendo (@homesinorlandoforsale) • Instagram photos and videos Facebook: https://www.facebook.com/Brenden.Rendo.Realtor LinkedIn: https://www.linkedin.com/in/homesinorlandoforsale/ Disclosure: Brenden Rendo is a real estate agent. He is NOT an attorney, accountant or financial planner or any other type of licensed professional. Always seek out the appropriate professionals in your area for the advice needed regarding taxes, law, construction and finance. Florida Real Estate Broker Lic# SL3263309. New construction homes,new construction home process, new construction homes in florida, new construction homes in orlando florida, new construction tour, new construction inspection, new construction home tour 2023,new construction home 2023, new construction homes orange city fl, new construction homes orlando fl, new construction home process in florida, orlando real estate, orlando real estate market, orlando realtor, orlando real estate 2023, orlando real estate agent

**Taylor Morrison's Price Drop: What It Signals for the Housing Market 🏠💸** Greetings, Home Buyers and Market Enthusiasts! Today, we're diving into a noteworthy move by Taylor Morrison regarding their quick move-in homes. For those not in the loop, these are properties that are move-in ready. No waiting on construction. You can essentially pick up your keys and start your next chapter. One particular property, initially listed at $390,000, saw a jaw-dropping reduction to $335,000. That's a hefty $55,000 chop! Now, you might be wondering: "Why is this significant?" Here's the deal. Builders, historically, are reluctant to cut prices. It's not just about offloading inventory. Once a property sells at a lower price, it sets a new benchmark. That reduced price becomes a relevant comparable in the market, which can then affect future sales and appraisals. And herein lies the crux of the issue. As soon as one major builder starts to reduce prices, it sends a ripple through the industry. It's not just about that one sale. It becomes a statement on the state of the housing market. Is demand cooling off? Are inventories piling up? Is there a broader market softening underway? The Taylor Morrison move serves as a reminder that the real estate market is ever-evolving. And while one price drop doesn't dictate a trend, it's certainly an indicator worth keeping an eye on. For now, prospective buyers might rejoice at the possibility of snagging a deal. But long-term implications? Those remain to be seen. Stick with us for more updates, insights, and analyses on the current housing market scene. And if you found this information valuable, don't forget to like, share, and subscribe for more! #TaylorMorrison #HousingMarket #PriceDrop #RealEstateTrends Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

**Economic Resilience in the Face of Conflicting Data? 📊📈** Good morning, Financial Enthusiasts! Let's jump right into today's hot topic. We woke up to some promising news: the unemployment figures took a plunge, falling by 13,000 units, clocking in under the 200,000 mark for the first time in quite a while. On the surface, our economy seems to be flexing its muscles 💪, and those numbers are truly impressive. But here's where the plot thickens. While the unemployment numbers are cause for celebration, there's a concerning trend emerging on the other side of the coin. Reports show that WARN notices (the Worker Adjustment and Retraining Notification Act, for those not in the know) are surging. These notices are crucial indicators, representing larger companies (100+ employees) signaling their intent to enact significant layoffs. And the current numbers? They're the highest we've seen in over a year! So, how do we reconcile these seemingly conflicting data points? 🤔 Are smaller businesses, perhaps those with under 50 employees, driving the positive unemployment stats? Or are there gaps in the data that we're not accounting for? One thing's for certain: it's a financial puzzle that needs solving. Stay tuned as we dive deeper into these trends, trying to decode the true state of our economy. Remember to like, share, and subscribe to stay informed on these economic twists and turns! #EconomicUpdate #UnemploymentStats #WARNNotices #FinancialPuzzle Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

Good morning, Financial Aficionados! Talk about a wild start to the day. It's only 9am, and the financial world is already on its toes. Let's break down today's rollercoaster: 1. **Mortgage Interest Rate Surge 📈:** Rates have rocketed past the 8% mark, a move that could send ripples across the housing market. What does this mean for potential homeowners and investors? We'll deep-dive into the implications. 2. **Country Garden's Downfall 🏢💥:** China's massive developer, Country Garden, has officially defaulted. Amidst China's property market turbulence, how will this shape the nation's economic landscape? 3. **Bank of America's Troubles 💰🔥:** With a staggering $131 billion in unrealized losses, questions about stability and repercussions for the broader financial market are looming large. So much to unpack, and the day's only just begun! Join us as we delve into the nuances of these headline-grabbing events and shed light on how it's all impacting the housing market. Hit that follow button to stay updated on this whirlwind of a financial day. Let's navigate these choppy waters together. #MortgageRates #CountryGarden #BankOfAmerica #housingmarketupdate 00:00 Introduction 01:00 Unemployment Numbers 04:00 Bond Market Update 06:03 Country Garden Defaults 08:53 8 percent interest rates 10:36 Historical Fed Rate Increases 12:37 Fed Rate Outlook 13:37 Builder Confidence 17:48 Cut Rates 21:49 Turned to buyer's market 23:28 Veteran Tax Bill Proposal 27:27 Orlando Market Recap DID YOU ENJOY? SUBSCRIBE HERE: https://bit.ly/orlbuzz Need Help Buying or Selling Real Estate In Florida? Email us with questions and your contact information Joseph Dionne Joe@AppliHL.com Managing Partner Appli Home Loans www.applihl.com Licensed In: Florida, South Carolina, Tennessee, Michigan, Colorado, Texas Brenden Rendo brenden@homesinorlando.forsale The Homes In Orlando Team NextHome Neighborhood Realty www.HomesInOrlando.ForSale *Follow Brenden* Instagram: Brenden Rendo (@homesinorlandoforsale) • Instagram photos and videos Facebook: https://www.facebook.com/Brenden.Rendo.Realtor LinkedIn: https://www.linkedin.com/in/homesinorlandoforsale/ Disclosure: Brenden Rendo is a real estate agent. He is NOT an attorney, accountant or financial planner or any other type of licensed professional. Always seek out the appropriate professionals in your area for the advice needed regarding taxes, law, construction and finance. Florida Real Estate Broker Lic# SL3263309. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and inspirational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. We recommend them because they are helpful and useful, not because of the small commissions we make if you decide to use their services. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals. #orlandofl #orlandorealtor #orlandorealestate #homesinorlandoforsale #orlandorealestateagent #orangecountyfl #homesales #applihl #homesellers #homesforsale #homesforsaleinorlando #mortgagerates #realestate #realestatenews #newhomes #newhomesales #realestateinvestor #investmentproperties #appli #nexthome #investorcashflowloan #housingmarket #ninjanation

Self-Employed Borrowers' Boost: Guidelines Update! 📚🖊️ Diving down to the heart of mortgage matters, especially for our self-employed friends! 💼🏠 The standout update here? Guidelines around South "Self-Employed" Borrowers. 📝 Historically, there's always been a slight chance to lean on just one year instead of the standard two when it comes to vetting financials for self-employed borrowers. But, let's be real—it hasn’t been a walk in the park to get that approval. 🚶‍♂️🌲 The latest twist? Some enhanced clarity in the guidelines. It seems the path will be a tad smoother this year for self-employed individuals aiming for a one-year nod from the AUS (Automated Underwriting System). 🖥️👍 And who stands to gain? 🎯 Those fresh entrepreneurs who launched their ventures around a year and a half ago. They might not have the full two years of self-employed records but do have one comprehensive year of tax returns. Or those seasoned borrowers who've got more than ample credentials but might be missing just that second-year record. In essence, this update offers a helping hand, opening doors for a broader range of self-employed borrowers in their homeownership journey. #SelfEmployedMortgage #GuidelineUpdate #HomeLoanHopes #RealEstate2023 Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

**China's Property Crisis Deepens: Country Garden on the Brink? 🏢📉** Hey there, Real Estate Enthusiasts! A storm is brewing in China's property sector...🌪️ Country Garden, standing tall as China's largest real estate developer, is now on the precipice of default. The pressure is real: if they fail to settle a $15 million coupon by the end of today, we could be looking at a potential domino effect of cross defaults. And with a whopping $17 billion of offshore debts hanging over their head, such a default could unleash financial tremors throughout China's economy. 🏠💰 But, Country Garden isn't sailing this turbulent sea alone. Other mammoth developers, namely Evergrande and Gemdale, are wrestling with their own debt demons. The Chinese government is diving in, trying to steer the ship to calmer waters, but there's no instant fix in sight. 🚫🔧 So, what's next for China's property market? Uncertainty, for now. But we'll be here, keeping a close watch and updating you on every twist and turn. If you found this update helpful, smash that like button, subscribe, and ring that notification bell 🛎️ to ensure you're always in the loop. Till next time, take care, and thanks for tuning in! 👋🎥

Real Estate Rundown: New Terms for Multi-Unit Purchases! 🏘️💼 Attention, potential property magnates! Here's the latest on two to four-unit purchases: 📣 Previously, if you were eyeing a duplex (that's a two-unit property) for primary purchase, you'd have to shell out a 15% down payment. But now? This just got a whole lot more attractive. The requirement has been slashed to just 5%! 💰🔽 And guess what? The same generosity extends to three to four-unit properties as well. But (and there's always a but!), tread carefully. 🚫👣 The automated underwriting system is like a hawk: sharp-eyed and discerning. 🦅 While they've lightened up on the down payment front, they're tightening the reins elsewhere: Expect a magnifying glass on credit scores. Higher credit borrowers will be favored. Reserves? You bet they want to see them. They might be coy about detailing every criterion on their checklist, but rest assured, they're thorough. 📜🔍 After plugging in various scenarios for borrowers, there are some where I think, "This one's a no-brainer—should be an easy approval." 🎯 But, as always, it's essential to be prepared and understand the landscape before diving in. #RealEstateUpdate #MultiUnitPurchases #DownPaymentDynamics # Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

Mortgage Rates Rollercoaster: A Welcome Dip! 📉🎢 Hey folks! If you've been keeping an eye on mortgage interest rates, here's a refreshing update: We've seen a gentle pullback! 🙌 After soaring to dizzying heights around 4.8%, recent days have brought a much-appreciated reprieve. Thanks to shifts in the 10-year T, we've retracted to around 4.6% and even dipped a tad lower just yesterday. 📊🔽 And let's be honest: Compared to where we stood a week ago? This is a breath of fresh air! 😌 It's always a delight to see the chart trending in this direction. Because, let’s face it, we'd all pick a gentle downward slope over a steep climb any day of the week! 📉❤️ #MortgageRateRelief #RateRollercoaster #HomebuyersJoy # Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

Philadelphia Fed Chief's Game-Changing Announcement: Holding Rates for Housing Stability! - 💬 Philadelphia Federal Reserve President Daniel Harker addressed concerns about the central bank's rate hike regimen during the Mortgage Bankers Association's Annual Convention. - 🏠 Rising mortgage rates have impacted the housing market, contributing to higher borrowing costs and a contraction of inventory. - 📈 Harker believes the current economic data supports holding rates where they are to achieve price stability and assist the housing industry. - 📉 He anticipates a steady disinflation in housing prices, with inflation dropping below 3% in 2024 and leveling out at the 2% target thereafter. - 📊 Harker did not provide a clear plan for cutting rates but expressed the expectation that rates may need to stay high for a while to achieve their goals. #RealEstateUpdate #MultiUnitPurchases #DownPaymentDynamics # Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

Housing Inventory Insight: Reading Between the Real Estate Lines 🏡📈 Well, folks, the numbers are speaking, and here's the scoop: Inventory has gotten a boost, now standing over 5% higher than what we saw in January. 🗓️📊 What does this mean for potential homebuyers and sellers? 🤔 The gap between the original list price and the final sales price is widening, and there's a reason behind this shift. 🔄💰 More homes on the market translate to more options for buyers. 🏘️ The once-frenzied urgency to snap up a property is fading, giving buyers a little more room to breathe and negotiate. You're no longer cornered into settling for a deal that might not sit well with you. 🚫 In short: With more homes available, you can afford to be choosy, ensuring you find a deal that you're genuinely comfortable with. #RealEstateInventory #BuyersMarket #NegotiationPower # #RealEstateGuidance #MortgageMatters #Orlandorealtor #Orlandorealestate #mortgagebroker Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

The Full Advisor Effect: Beyond Just Opening Doors 🚪🔑 In today's real estate and mortgage landscape, it's not enough to be just an order taker or a mere door opener. It's about embracing the role of a 'full advisor'. 🧠✍️ Imagine this: Brendan, the realtor, and Joe, the mortgage professional, sit across from you. You're not just seeking transactional assistance. You're looking for genuine advice—guidance that paves the way for your best possible scenario. 🏡💡 Seller credits? Oh, they're on the table now! 📊 Just a year ago, borrowers rarely had this option. But times have changed. I recall advising a borrower recently, someone who was pre-approved a year back. A lot has shifted in a year. And now? They have the leverage to ask for those seller credits. 🎯 It's about painting the bigger picture—illustrating scenarios like, "If we maneuver this, this, and this, you're looking at this monthly payment. Does that fit snugly into your financial comfort zone?" 💸 Because, when you boil it down, in the grand tapestry of the mortgage world, it circles back to one pivotal aspect: the monthly payment. And ensuring that it aligns seamlessly with the borrower's financial realities. #FullAdvisorRole #RealEstateGuidance #MortgageMatters #Orlandorealtor #Orlandorealestate #mortgagebroker Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

BAM! Ever heard about Fannie Mae shaking things up? Yep, new guidelines are out, and we're here to dissect 'em - no stone unturned. But wait, there's more. 🔍 Inflation? It's not just heating up; it's on fire! That PPI isn't just meeting expectations; it's leaping way above 'em. If you're thinking, "Hey, what does this mean for my wallet?", tune in. You're in for a wild ride. Mortgage rates, though? Breathe easy, friends. There's a pullback happening. Is it a blip? A trend? We'll get into the nitty-gritty. Oh, and Orlando? If homes were trees, it'd be a forest right about now. Inventory's growing. For buyers, sellers, and curious cats, this bit's a must-listen. 🐱 Join us. Grab your coffee, tea, or whatever gets you jazzed. It's time for some real estate brain candy. 🧠🍭 Chapters: 00:00 Introduction 01:06 New Fannie Mae Guidelines 03:24 Self Employed Borrowers Update 05:24 Loan Limit Increases 07:28 Inflation is still hot 14:00 Mortgage Rate Pull Back 18:00 Truist Bank Troubles 21:07 Orlando Numbers DID YOU ENJOY? SUBSCRIBE HERE: https://bit.ly/orlbuzz Need Help Buying orSelling Real Estate In Florida? Email us with questions and your contact information Joseph Dionne Joe@AppliHL.com Managing Partner Appli Home Loans www.applihl.com Licensed In: Florida, South Carolina, Tennessee, Michigan, Colorado, Texas Brenden Rendo brenden@homesinorlando.forsale The Homes In Orlando Team NextHome Neighborhood Realty www.HomesInOrlando.ForSale *Follow Brenden* Instagram: Brenden Rendo (@homesinorlandoforsale) • Instagram photos and videos Facebook: https://www.facebook.com/Brenden.Rendo.Realtor LinkedIn: https://www.linkedin.com/in/homesinorlandoforsale/ Disclosure: Brenden Rendo is a real estate agent. He is NOT an attorney, accountant or financial planner or any other type of licensed professional. Always seek out the appropriate professionals in your area for the advice needed regarding taxes, law, construction and finance. Florida Real Estate Broker Lic# SL3263309. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and inspirational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. We recommend them because they are helpful and useful, not because of the small commissions we make if you decide to use their services. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals. #orlandofl #orlandorealtor #orlandorealestate #homesinorlandoforsale #orlandorealestateagent #orangecountyfl #homesales #applihl #homesellers #homesforsale #homesforsaleinorlando #mortgagerates #realestate #realestatenews #newhomes #newhomesales #realestateinvestor #investmentproperties #appli #nexthome #investorcashflowloan #housingmarket #ninjanation

BAM! Ever heard about Fannie Mae shaking things up? Yep, new guidelines are out, and we're here to dissect 'em - no stone unturned. But wait, there's more. 🔍 Inflation? It's not just heating up; it's on fire! That PPI isn't just meeting expectations; it's leaping way above 'em. If you're thinking, "Hey, what does this mean for my wallet?", tune in. You're in for a wild ride. Mortgage rates, though? Breathe easy, friends. There's a pullback happening. Is it a blip? A trend? We'll get into the nitty-gritty. Oh, and Orlando? If homes were trees, it'd be a forest right about now. Inventory's growing. For buyers, sellers, and curious cats, this bit's a must-listen. 🐱 Join us. Grab your coffee, tea, or whatever gets you jazzed. It's time for some real estate brain candy. 🧠🍭 Watch Live: https://youtube.com/live/RYQ4JwAyqHQ?feature=share

Welcome to our deep dive into the world of employment metrics! In today's live session, we'll be unraveling the intricacies of two key jobs reports – the ADP National Employment Report and the JOLTS (Job Openings and Labor Turnover Survey). What you'll learn: 🔹 The primary differences between ADP and JOLTS, and why each report matters in the grander economic landscape. 🔹 Insightful breakdown of the latest numbers from both reports. 🔹 Jerome Powell's perspective: As the November Federal Reserve meeting approaches, all eyes are on Chairman Powell. We'll explore potential interpretations he might draw from these reports and how they could influence his stance on the economy. 🔹 The looming question: Will these employment figures detour the much-anticipated Federal rate increases? Dive into the discussion with us, and let's forecast the Fed's next moves. Join us for a thorough analysis, expert opinions, and an interactive Q&A session. Whether you're an economist, financial enthusiast, or just curious about the job market's current state, this vlog is for you! Remember to hit the subscribe button and turn on notifications for more insightful discussions.

🚨 Major News Alert! 🚨 Redfin has taken a bold step by leaving the National Association of Realtors. 🏘️ Brenden Rendo from Homes in Orlando dives deep into the reasons behind this move. 🔍 1️⃣ Follow the Money: Is Redfin's decision tied to monetary motivations? 💰 2️⃣ Redfin's Financial Health: A look into Redfin's Q2 reports and its implications for the future. 📉 3️⃣ NAR Dues: A strategic move to cut expenses or a genuine stance? 🤔 Join Brenden as he breaks down the situation and gives us a unique perspective. What's your take? Comment below! ⬇️ #RealEstateNews #Redfin #NAR

Surprising Mortgage Rate Update: Is 7.65% the New Average? Whew, numbers time! 📊🔢 Dive deep with me into this mortgage maze. At a glance? A neat average of 7.19% on that report. 📑✅ Sounds straightforward, right? But, ah! A plot twist awaits. 🌀👀 Slide your eyes to the far right of that screen—BAM! A crisp 7.65%. Today’s mortgage rates? Sitting pretty at 7.625%. 🚀📈 Remember those golden days with the dazzling average rate of 2.66%? Oh, those were the times! 🌟✨ Top-tier, you ask? Bingo! 🔝💎 It's not just any data. It's the creme de la creme, courtesy of Mortgage News Daily. They're scooping the best of the best, the top-tier pricing option. Moral of the story? Rates dance. They shimmy. They shake. 🕺💃 And while it's a spectacle, it's essential to know the tune they’re dancing to. #MortgageRates #TopTier #NumbersDance #RateRollercoaster Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

New Home Sales Newsflash! 🚨🏠 August saw a dip in sales for newly constructed single-family homes, trailing behind July's spirited numbers. 📉 While these latest figures are a modest 5.8% above August 2022's 638,000-unit rate, they've missed the forecasted target of 699,000 annual units. 🎯😓 Raw data? In August, 54,000 homes found new owners, compared to 61,000 in the sunny month of July. ☀️🔽 Now, here's a silver lining for homebuyers: 💰 Sale prices have experienced a modest decrease over the past year. Come August, the median home price sat at $430,300—yes, that's a tidy $10,000 drop from the previous year! 💸⬇️ It's clear: While sales have experienced a few hiccups, it's still a dynamic market. Changes are afoot, and we'll be keenly watching. #HomeSalesUpdate #AugustDip #MarketTrends2023 #PriceDropAlert Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale

🛠️ Dive In: Week 5 - Structural Symphonies and Safety! Join us in the fascinating journey of home-building as we transform foundational elements into sanctuaries, one block and beam at a time. 📌 Framing Fundamentals: The trusses are set, walls are emerging, and the architectural anatomy of the home becomes more visible. This week, it's not just about progress but the pace at which dreams are getting framed. 🔨 Pioneering Pace: The dynamics of the construction process surpass expectations. What once was envisioned for December might now greet us as early as mid-December. 💡 Hurricane-Ready Resilience: Drawing from the experiences of past hurricanes, especially the lessons from Miami-Dade, every truss tie, strap, and clip fortifies the house against nature's fiercest challenges. 🌆 Construction Chronicles: From u-shaped lentil blocks to the intricate details of reinforcing rods, every technique and tool is a testament to precision and planning. The homes aren't just rising; they're being fortified. 📣 Highlights: In the realm of efficiency, a notable mention is the energy-saving external insulator, slashing utility bills impressively. The chant of safety reverberates with every block and beam, with the consistent emphasis on hurricane resilience. As we pivot towards the roofing phase, the anticipation builds, matching the tangible progress on the ground. Wrap-Up: Week 5 sings the praises of meticulous planning and execution. As trusses define the skyline and walls encapsulate dreams, we're not just building homes; we're crafting legacies of safety and sophistication. Join us in this rhythmic dance of construction! 🏠🌟

The Struggle of Homeownership: Income Stagnation vs. Rising Costs Oh, the tug-of-war between home values and wages! 🏠💸 It's like watching a seesaw that just won't balance. Flashback to the 2000s. 🕰️ That gorgeous house priced at 350k today? You could've snagged it for a cool 80 grand. Just like that. 💰✨ But let's not romanticize the past too much. Here’s the real gut punch: Wages. 💔📉 While houses seem to have sipped on some financial growth potion, our paychecks? Not so much. They've been staggering, trying to catch up, but always falling a tad short. We crunch numbers, we analyze, we speculate. 📊📈 But strip down the data, and the truth stares back: The growth in job wages is nowhere near the spike in...well, everything else. What's a dollar's worth today? 🤷‍♂️ Sadly, it's lost the muscle it had decades ago. Every era has its challenges, but comparing the purchasing prowess of today's buck to that from 20, 30, 40, or 50 years ago? It's a sobering reality check. #WageWoes #HomeValueHike #DollarDilemma #EconomicEvolution Start Your Home Search Today! CALL DIRECT: 407-710-8720 www.HomesInOrlando.ForSale