BearlyBullishInvesting

How safe is YOUR job? How safe is my job? What are some things we can all do to get ahead of, or front-run, the risk of a layoff? We look at long-term strategies for dealing with layoffs, short-term strategies for dealing with layoffs, and "corporate realities." Let's take a look at what the risks are, what you can do now, and how you can evaluate and approach your company to get a sense of your layoff risk and things you can do to avoid it! Email us at: Bearlybullishinvesting@protonmail.com DISCLAIMERS/TERMS/RULES: We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice. This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: layoff, employer, employee, management, organization, business, capital, labor, layoffs, lay-off, lay-offs, fired, unemployed, unemployment, unemployment rate, savings, rainy day fund, 2 months, frugality, cost reduction, budgeting, health insurance, medicaid, mortgage payments, student loan payments, forbearance, quiet quitting, hard work, work ethic, good employee, wealth gap, central bank, national bank, cash position, store of value, currency, money, side hustle, second career, academic jobs, trade jobs, consumer discretionary spending, recession-proof, recession-resistant, recession-sensitive, depression, engineer, IT, mechanic, plumber, electrician, carpenter, information technology, health care, teacher, nurse, mobile, mobility, adaptable, lateral transfers, hunker down, balance sheet, 10-Q, EDGAR, income statement, debt servicing, debt, alcohol, tobacco, cosmetics, retool, relocate, last hired first fired, productive, nice, recommendation, reference, asset, liability, interest costs

While it is no longer as fashionable a topic today as it was a year or so ago, today we talk about Bitcoin and related cryptocurrencies as potential investments and asset classes. HODL onto your seats, this debate gets HOT! By that we mean there is a long, polite discussion punctuated by occasional points of disagreement. Oven mitts highly advised. We also consider some key questions: How have exchange collapses affected cryptocurrency pricing? What are some use cases for widespread Bitcoin adoption? What are some threats to Bitcoin and other cryptocurrencies? What are some ways to try to value Bitcoin, and what possible entry points could be considered? Email us at: Bearlybullishinvesting@protonmail.com DISCLAIMERS/TERMS/RULES: We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice. This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: Federal reserve, central bank, national bank, cash position, bitcoin, shitcoin, luna, FTX, cryptocurrency, hedara hashgraph, ethereum, central bank digital currencies, CBDCs, bubble, bubble collapse, mania, bubble chart, post-bubble investing, dot com crash, high beta, tech, use cases, capital controls, remittances, El Salvador, Russia, China, Mt. Gox, FTT, redemption rights, bank run, currency crisis, hyperinflation, Venezuela, Zimbabwe, dry powder, margin call, fiscal policy, monetary policy, reserve currency, recession, depression, bear market, inflation, current economic factors, deflation, devaluation, store of value, currency, money

Today we talk about the United States dollar in new and exciting ways. What is the dollar? How is it measured? Apart from its use in buying things, the U.S. Dollar has many other uses in the investing and trading world. There are many ways to think about the dollar, and it's important to be aware of them for your financial management. We also consider some key questions: What is the difference between the DXY and Bloomberg Dollar indices? What do they mean? How do different parties use U.S. dollars, and for what? What are different factors which should be bullish or bearish for the dollar? What does it mean if debt is dollar-denominated? Email us at: Bearlybullishinvesting@protonmail.com DISCLAIMERS/TERMS/RULES: We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice. This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: DXY, Bloomberg dollar index, currency pairs, treasuries, overnight treasuries, inter-bank lending rate, Fed funds rate, national bank, 1800s, cash position, dry powder, margin call, overleveraged system, debt collapse, austerity, austerity measures, fiscal policy, monetary policy, Keynes, Bretton Woods, Keynesianism, Austrian economics, Chicago school, monetarist, trade balances, reserve currency, petrodollar, duration curve, recession, depression, bear market, Fed balance sheet, bull market, inflation, current economic factors, deflation, devaluation, store of value, currency, money, currency pairs, forex

Today we do a deep dive on what YOU and other prudent investors might do to de-risk in the current macroeconomic environment. We look at two angles, first de-risking by decreasing cash burn for personal expenditures, and second de-risking by making contingency plans ahead of potential catastrophic price fluctuations and calamity. We also consider some key questions: What is the ratio of cash flow burn to savings, and why is it important; what are some good target ratios to aim for? Under what conditions might you consider selling your house or car, and why? What radical savings can be made in the areas of health care and food expenditures? What are some strategies for putting a floor on investment losses, or knowing when to buy or "dollar cost average" into certain investments? What is the insurance industry based on, and what could cause insurance firms to refuse or fail to pay claims? When do bank runs, bank holidays, and bank bail-ins occur, and what does this mean for you and your wealth? Email us at: Bearlybullishinvesting@protonmail.com DISCLAIMERS/TERMS/RULES: We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice. This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: de-risking, risk, risk management, diversification, cash flow, cash burn, cash burn rate, depreciation, consumer debt, debt, housing, consolidation, frugality, thrift, car depreciation, automobile depreciation, auto sales, car sales, debt financing, home financing, mortgage, acceleration clause, car financing, health care costs, health costs, utilities costs, energy costs, lower utility bill, lower grocery bill, pension plan, prospectus, 401k rollover, 401k reallocation, pension fund cash out, insurance claims, claims payout, force majeure, claims delays, claims default, insurance default, insurance bankruptcy, de-risk strategies, S&P 500, SPY, cyclical stocks, value stocks, 401k, elections, allocations, dollar cost averaging, recession, depression, bear market, P/E ratio, Fed balance sheet, bull market, inflation, current economic factors, deflation, devaluation, store of value, currency, money

Today we do a deep dive on the current conditions of the macroeconomic forces affecting the U.D. dollar-denominated gold price in November 2022, looking at real interest rates, geopolitical risks, credit risks, currency debasement risks and other factors which may affect future pricing. We discuss the recent factors which have been suppressing the USD:gold price. Toward the end, we summarize a few ways in which it is possible to protect assets or gold. We are not precious metal dealers and have no business interests in precious metal dealer or storage services at the time of this recording. In this video, we make no specific recommendations for a specific company or storage service. We also consider some key questions: What is the affect of interest rates on gold? Why is gold sought during times of war and crisis? What are some issues one may encounter with contracted gold storage? How can jurisdictional risk be limited? How have governments responded to perceived gold shortages in the past? DISCLAIMERS/TERMS/RULES:We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice.This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: bonds, bond default, default, World War 2, 1970s, stagflation, credit expansion, credit collapse, greenbacks, price controls, Federal Reserve, US Treasury, treasuries, leverage, debt, current economic factors, finance, economy, economics, devaluation, store of value, currency, money, fungible, durable, portable, divisible, barter, prepping, gold, silver, precious metals, Austrian, Keynesian, geopolitical risk, nuclear war, world war, debasement, deficit spending, inflation, deflation, mining stocks, royalties, great depression, depression, misallocation, capital

Today we do a deep dive on the current conditions of the bond markets in October 2022, looking at global sovereign bond markets with special consideration for the U.S. sovereign bond markets. We discuss what supports the prices of U.S. sovereign bonds and how U.S. bond trading can impact everything from your mortgage rate to your pension to your 401(k). We also do a deep dive into the history and methods of previous U.S. bond defaults going back to the country's founding and discuss the consequences of those defaults. We also consider some key questions: Is is possible to hold bonds and not even know it? What are some possible future outcomes for U.S. bond yields and valuations? What is the relationship between the value of a bond and the yield of a bond? Is it possible to trade bonds? Are bonds still an effective counter-balance to stocks, as they have been sometimes in the past? We evaluate specific times where bonds have underperformed the rate of inflation, and what some of the ramifications were for bond investors during those times. DISCLAIMERS/TERMS/RULES: We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice. This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: bonds, bond default, default, 19th century, Revolutionary War, Civil War, World War 2, 1970s, stagflation, credit expansion, credit collapse, greenbacks, price controls, Federal Reserve, US Treasury, treasuries, TIPS, I-bonds, leverage, debt, current economic factors, deflation, devaluation, store of value, currency, money

Today we do a deep dive on the current conditions of the U.S. stock market in October 2022. We discuss some of the factors that caused the recent rise in markets through the end of 2021 and beginning of 2022, and what factors have caused the subsequent decline. We also consider some key questions: Are U.S. stocks overvalued, fairly valued, or undervalued, and why? What are some strategies to consider for adding or decreasing exposure to U.S. stocks? How is the S&P 500 calculated? What are some concerns about passive versus active investing? How has increased liquidity affected stock prices? We evaluate specific data which support our outlook on the U.S. stock market, including historical valuation metrics, effects of inflation, and interest rates. TTM P/E: https://www.multpl.com/s-p-500-pe-ratio Schiller P/E: https://www.multpl.com/shiller-pe P/S ratio: https://www.multpl.com/s-p-500-price-to-sales Dividend yield: https://www.multpl.com/s-p-500-dividend-yield Wiltshire market capitalization to GDP ratio: https://www.longtermtrends.net/market-cap-to-gdp-the-buffett-indicator/ S&P 500 measured in gold: https://www.macrotrends.net/1437/sp500-to-gold-ratio-chart Email us at: Bearlybullishinvesting@protonmail.com DISCLAIMERS/TERMS/RULES: We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice. This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: U.S. stock markets, stocks, S&P 500, Dow Jones Industrial Average, Nasdaq, SPY, DJIA, QQQ, cyclical stocks, defensive stocks, blue chip, dollar cost averaging, recession, depression, bear market, P/E ratio, P/S ratio, dividend yield, Schille P/E, Fed balance sheet, reversion to mean, reversion to trendline, bull market, inflation, current economic factors, deflation, devaluation, store of value, currency, money

Today we do a deep dive on the current conditions of the real estate market in October 2022. We discuss the impact of interest rates on the prices of real estate and examine the idea of housing consolidation as a possible answer to supposed supply constraints in the real estate market. We discuss the pull-forward of demand from the future to the past and present, and how this is likely to affect prices. We also consider some key questions: Is now a good time to buy or sell your home, and why? What alternative strategies are there to home ownership, beyond renting? What should you think about if you are holding investment property? Does your personal residence REALLY rise in value over time? We evaluate specific data which support our outlook on the housing market, including historical real estate performance, interest rates, and mortgage application rates. DISCLAIMERS/TERMS/RULES: We are not professional financial advisors, nor do we offer financial advice. This video is for entertainment only. Please consult your investment and tax experts for financial advice. This channel adheres to Google and YouTube's Terms of Service, Privacy Policies and Community Guidelines. Topics Discussed: housing, real estate, interest rates, housing appreciation, housing market, real estate market, housing supply, housing demand, supply constraints, housing crash, housing bubble, mortgage applications, mortgage application rates, adjustable rate mortgages, leverage, debt, homeowner's association fees, homeowner's insurance costs, selling your home, buying your home, buying real estate, selling real estate, buying property, selling property, cash flow stability, cash flow generation, inflation, current economic factors, deflation, devaluation, store of value, currency, money