Take control of your finances! - Tea With Tayler
Looking to improve your financial situation? Take control of your finances!
One of your first steps should be to create a manageable budget — and stick to it.
I’ve made a budget on excel and have been using it for a few years now to track my financing on a day-to-day basis. It’s helped me stay on top of my finances and pay off all my debt.
If you’re interested either DM me your email or email me directly: tayler.degrande@gmail.com
I hope you find it helpful! Xo
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Who Pays Majority of Taxes in America?
-Does America have a progressive tax system?
-Who pays the majority of taxes in America?
-Should the rich pay more in taxes? ...
-Or as politicians like to say "their fair share"?
...let's get into it!!!
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Sources: (1) PDF: "Trickle Down" Theory & "Tax Cuts For The Rich" by Thomas Sowell
(2) Summary of the Latest Federal Income Tax Data 2020 by Erica York
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$15 Federal Minimum Wage
This unconstitutional mandate would hurt the people they claim to want to help. Why?
Just because the government forces a higher wage, doesn’t mean businesses have the financial capability to pay that wage.
Their budget doesn’t just magically change bc they government says so.
So what happens?
(1) Business cut employees hours: resulting to less hours worked by those who receive the ‘pay increase’
(2) Layoffs: businesses can no longer afford to employ all the positions they did prior to the min wage mandate.
(3) More financial burden for restaurants & businesses as they’ve already been struggling to stay afloat during these tyrannical lock-downs
(4) Low skilled workers will have a harder time finding jobs: businesses will expect higher skilled workers for higher wages
(5) Big business wins: Big businesses like Walmart & Amazon can afford the $15 minimum wage, many small businesses cannot
(6) Inflation: prices go up
This is surface level economics. There’s many studies on this topic. Politicians know better. They’re pandering to an uneducated population & manipulating them emotionally.
What would be beneficial is cutting taxes for businesses. When they pay less in taxes, prices will go down and wages will go up.
The reverse of what a federal min wage mandate would do: prices go up, hours are cut &/or eliminated
Lastly, the government — especially the Federal Government — has no business telling private businesses how to pay their employees / run their businesses.
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House Hacking: How To Live For Free (or almost)
In this video I break down how I went from paying $1,100 a month in rent, to having tenants help pay for an asset that I own. I will explain how I got into real estate investing, how I purchased first property, how I find and pick my tenants, and how I run my numbers.
For some insight: I own a 2 unit building where I live in the top unit and I rent out the bottom unit.
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Disclaimer: The example I use in the episode are made-up numbers to show you what things to consider and calculate when running your numbers. Do your own due diligence to make sure your numbers are as accurate as possible. Also keep in mind these numbers reflect only one rent amount each month, since the owner would be occupying the other unit.
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2021: Economy ; Government Involvement & My Predictions
My thoughts on the current economy, my predictions on where it’s headed & the impact of government intervention.
Influenced by the book End The Fed by Ron Paul — I highly recommend the book.
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