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Cryptocurrency is a digital or virtual currency designed to work as a medium of exchange. It uses cryptography to secure and verify transactions as well as to control the creation of new units. Cryptocurrency operates independently of a central bank and can be traded on various online platforms. Some of the most popular cryptocurrencies include Bitcoin, Ethereum, Litecoin, and Ripple.

Ripple (XRP) is a digital currency that was designed for global payments and transactions, primarily for banks and financial institutions. The goal of Ripple is to provide a secure, fast, and efficient way to transfer funds globally. Its technology is based on a decentralized blockchain ledger, which allows for fast and secure transactions without the need for intermediaries. Ripple is also the name of the company behind the technology and the cryptocurrency.

There are two types of mindsets we can cultivate. One that embraces problems as opportunities to learn, and one that avoids them, often out of fear to fail. People that avoid conflicts can be described as having a fixed mindset. Those who see problems as interesting challenges have a growth mindset.