Living Benefits

"Getting the Living Benefits was one of the best decisions I ever made." -Cornelia Steinberg, Cancer Survivor & Living Benefits Advocate

2 Days after the policy delivery, this young, single lady was very happy about her decisions!

Jim Johnston was healthy - he surfed, he golfed, and was active. He had no reason to think he was going to get diagnosed with cancer. When he discovered a lump under his jawline while shaving, his world was changed in an instant.

After narrowly escaping the Killing Fields of Cambodia as young adults, Nancy and Brian Sovann were incredibly fortunate to come to the United States, where they started a new life together. Little did they know, the life they built for themselves in America would be threatened once again years later, when Brian suffered a stroke. As a result, he was hospitalized for over 20 days. Both of their incomes dropped to zero as Nancy was forced to stop working to care for her husband. The bills were piling up, and Nancy was pushed to the brink of filing for bankruptcy.

Brutally attacked at her place of employment as she pulled into work one Monday morning, Heilyn Hernandez Pages was doused in gasoline and set on fire. The attack left her with severe burns covering the majority of her body. Heilyn's miraculous road to recovery would prove to be a costly one, requiring multiple graft surgeries and occupational therapy to regain full mobility. She was unable to work while in the hospital, and her income dropped to zero. As the sole provider to her household, which includes her young daughter and both of her parents, Heilyn was able to avoid financial ruin by accelerating $425,000 from her Living Benefits term policy. As fate would have it, she had set the policy up only nine months before the attack took place.

Sophia Dudley was young, healthy, and had just given birth to her and husband Carlton’s fourth child. Life was good – until Sophia was shopping at the local supermarket and suffered three consecutive heart attacks. In an instant, this two-income family dropped to a zero-income family as Carlton had to take off work to care for Sophia and their children. Listen as the Dudleys describe what Alliance Group was able to do for them, and how Living Benefits saved them from financial disaster.

When Elliott Butler suffered a heart attack out of the blue, it was a huge shock to his wife Kathy. Even though they had enjoyed a substantial family income, Kathy soon found herself having to work a second job to make ends meet. It wasn’t until she received a timely reminder about the Living Benefits on her Alliance Group life insurance policy that Kathy found the financial relief her family needed – and just in the nick of time.

Dave Disco lives in Tulsa, Oklahoma with his wife and five children. When he experienced two heart attacks within two weeks, including the two life flight helicopter rides that went with them, he quickly found himself in dire financial straits. Over $150,000 worth of bills piled up within weeks.

Kevin Hay was a perfectly healthy man in his 40's, running a successful chiropractic practice and raising six kids with his wife, Shannon. He started funding an IUL policy with Living Benefits as a means to plan for retirement. Kevin had no way of knowing how that decision would wind up shaping the future of his family for generations to come. Watch as Shannon tells the story of the three separate times that Kevin's IUL plan sprang into action for his business and his family when it was needed the most.

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PROTECT YOUR INVESTMENT AND YOUR FAMILY. A Mortgage Protection Plan is the smartest, most efficient way to safeguard your most important assets. These simple, affordable plans protect you and your family from slipping into foreclosure if unexpected events occur that could threaten your ability to make your mortgage payments on time. Mortgage Protection plans provide the protection of both a death benefit and Living Benefits, meaning that no matter what life throws your way, you'll be able to access much-needed funds. It's the smart, forward-thinking solution for any homeowner.

The new, evolved kind of life insurance. With Living Benefits, you have the power to accelerate your death benefit while you're still living if you suffer a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness. This ability can help save your financial life, and helps protect you from the cause of 60% of the bankruptcies in the U.S. every year - medical bankruptcy following a critical illness.