Jenny Logan, CFP®

01:12 – Stream starts 📚 Foundational Financial Planning eCourse: https://bit.ly/foundationalplanning Retirement planning involves much more than simply planning your finances. This live will go beyond the standard savings and investing discussion when it comes to retirement and instead dig deeper. We will outline the four spheres that make up an individual: 1) Physical, 2) Emotional, 3) Intellectual, and 4) Spiritual and discuss how you should be thinking about each sphere as you plan for retirement. Your outlook on these aspects of your life and self will play a significant role in shaping how you spend your time in retirement and inform you on how to better plan your finances to support the healthy nurturing and growth of these spheres. Financial freedom is a process, not a destination! 📚 Online Courses Now Available! : https://bit.ly/chisholmdispatch 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Instagram : https://bit.ly/ChisholmInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 01:12 – Stream starts 04:12 – How physical health impacts retirement 09:42 – The importance of emotional health and relationships 13:44 – Keeping your mind active in retirement 16:12 – Spiritual health in retirement 17:44 – How financial planning factors in 18:50 – 6 weeks to financial freedom course #retirement #lifelessons #financialfreedom

Some of my clients have been successful with a side business they love in their retirement. What are your retirement plans? Retirement planning is a crucial part of a balanced financial plan and critical to financial freedom! #retirement

Figure out what you want to do in retirement now so you can start planning. Financial planning is about deciding your goals and figuring out how you can achieve them. Retirement planning is a big part of finding financial freedom!

Rising interest rates have caused a banking crisis. Will we see more bank failures? One of three things will happen. #shorts

Inflation is a huge problem that is making the US Dollar, not worthless, but worth less! Planning for financial freedom may be harder, but not impossible.

The economy is likely going to be rough for awhile. You need an emergency fund and money on the sidelines to wait it out. This is critical to Financial Freedom!

The mixed signals the FED is sending banks is not helpful for combatting inflation. The FED cannot provide bailouts if they want banks to change their policies and raise rates. #shorts #inflation #banks

Retirement planning requires more than just thinking about your financial needs. Beyond saving for your lifestyle, you should consider what you want your retirement lifestyle to look like. This will not only give you a vision for your ideal daily existence during retirement, but also help you determine just how much you will need to make your ideal retirement a reality! Financial freedom is a process, not a destination! Stream Starts: 01:42 📚 Online Courses Now Available! : https://bit.ly/chisholmdispatch 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Instagram : https://bit.ly/ChisholmInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 01:42 – Stream starts 06:03 – Hobbies in retirement 08:45 – Daily routine in retirement 10:47 – The importance of mental and physical activity 12:50 – Traveling in retirement 13:48 – Community involvement and charity in retirement 15:11 – Planning for family time in retirement 16:32 – How lifestyle preferences affect retirement planning 18:06 – Next week sneak peak #retirement #lifestyle #financialfreedom

The 40 year mortgage modification program being rolled out by the federal government may not be the best option for distressed homeowners. Consider the costs to your financial freedom before taking one on!

FedNow, Mortgage repricing, the 40 year mortgage, these things can be stressful and introduce uncertainty into your planning. Don't get distracted! if you build a financially sustainable lifestyle you will find financial freedom. #shorts #financialfreedom #government

The new 40 year mortgage might be a really bad choice for distressed homeowners. Prolonging the inevitable won't help you achieve financial freedom.

The federal government is pushing fednow, mortgage repricing, and the 40 year mortgage on us. Are these things we want? Can we still plan for financial freedom or is it out of our hands?

Retirement planning involves many factors you can control, and many factors you can't. Today, let's talk about the former how financial planning can help you achieve your goals. Financial freedom is a process, not a destination! Stream start - 02:18 📚 Online Courses Now Available! : https://bit.ly/chisholmdispatch 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Instagram : https://bit.ly/ChisholmInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 02:18 – Stream starts 03:43 – Introduction to retirement planning 05:07 – Factors you can and can’t control 08:00 – Retirement age 09:27 – Retirement lifestyle 12:09 – Retirement income 14:20 – Reviewing retirement factors you can control #retirement #financialplanning #financialfreedom

Proper budgeting will show you where you can save more money for investment. If you're trying to find financial freedom, start by building a budget!

Planning for retirement requires you to understand your lifestyle costs. You need a budget no matter what you make!

If you want to achieve Financial Freedom, then before you start budgeting figure out where your spending is going!

Not sure what a comprehensive financial plan should contain? What it even looks like?! Here is a sample of a financial plan for you to see the in-depth analysis that a plan will provide you on all aspects of your financial plan. A comprehensive financial plan should include the following: Financial Goals: A financial plan should clearly identify short-term and long-term financial goals, such as saving for retirement, buying a home, or paying for college. Budget: A detailed budget should be developed, which outlines income, expenses, and savings on a monthly basis. It should reflect an individual's or family's current spending habits and help identify areas where spending can be reduced or optimized. Net Worth Statement: A net worth statement is a snapshot of an individual's or family's current financial situation. It includes assets, such as savings accounts, investments, and property, as well as liabilities, such as loans and credit card debt. Investment Strategy: A financial plan should include an investment strategy that aligns with an individual's or family's goals, risk tolerance, and time horizon. This may include diversifying investments across different asset classes, such as stocks, bonds, and real estate. Retirement Plan: A financial plan should also include a retirement plan that outlines how much money needs to be saved each month to reach retirement goals and how that money should be invested. Insurance: A financial plan should consider insurance needs, such as life insurance, health insurance, disability insurance, and long-term care insurance. Estate Planning: A financial plan should address estate planning needs, including creating a will and trust, naming beneficiaries, and planning for incapacity. Remember, the specific details of a financial plan will depend on an individual's or family's unique circumstances and goals. But this gives you a sense of how detailed your plan should be! Financial freedom is a process, not a destination! 📚 Online Courses Now Available! : https://bit.ly/chisholmdispatch 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Instagram : https://bit.ly/ChisholmInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack 00:08 – The 7 elements of a Financial Plan 02:16 – What a Chisholm Financial Plan looks like 03:15 – The elements of a professional financial plan 04:56 – How your financial goals factor in 05:54 – How your budget factors in 06:10 – Chapter 1: Your financial outlook and cash flow breakdown 07:09 – Chapter 2: Financial recommendations 08:05 – Chapter 3: Risk management 08:17 – Chapter 4: Investment recommendations 08:39 – Chapter 5: Putting it all together 09:07 – Tracking your financial plan in real time 10:09 – Wrapping things up #financialfreedom #financialplan #budget

The new 40-year mortgage option to be offered by the federal government, Fannie Mae, and Freddie Mac, is not a great option for the majority of mortgage holders. Think about this before you refinance! Remember, financial freedom is a process, not a destination!

Rural life values independence, self sufficiency, and financial freedom. As a financial planner, I recognize a lot of benefits to a rural life style and am happy to promote it.

A financial plan is an invaluable resource. A good Financial Planner will help you build a financial plan that will prepare you for both good and bad scenarios. Remember, financial freedom is a process, not a destination!

Financial planning and estate planning go hand in hand. Help your kids through the costly probate process by creating an estate plan! #shorts #estateplanning #probate

An estate plan is not going to be as costly as the probate process without a plan! Financial planning and estate planning go hand in hand. #shorts #estateplanning #probate

Financial planning and estate planning go hand in hand! Take care of your kids the way you know best. #shorts #estateplanning #financialplanning

Estate planning is a critical piece of Financial planning. The probate process can take a long time, so give your kids as much of a headstart as possible! #shorts #estateplanning #probate

#shorts #rothira #financialfreedom The new Secure Act will change the way people you contribute to both your 401k and Roth IRA. Take it from a Financial Planner, financial freedom is a process, not a destination!