Jenny Logan, CFP®

Are you under the impression that life insurance is a smart investment for your financial future? Think again! In this live, I'll explain four reasons why it is absolutely not an investment and should not be treated as such. Watch now to learn the truth about life insurance and why it's important to understand its true purpose. Watch this video before you buy permanent life insurance and avoid making a costly mistake! Remember, Financial Freedom is found through Discipline 👏 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementcourse 🗓️ Schedule a FREE Initial Consultation: https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfina... ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack #military #retirementplanning #militaryfamily Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright 2024 Chisholm Financial Planning & Investments

In this video, we will discuss on big financial mistake that many individuals make in their 40s and 50s - overspending on their children at the expense of neglecting their personal savings. We will explore the consequences of this decision and provide tips on how to strike a balance between supporting your children and securing your own financial future. Watch now to avoid this pitfall and ensure a more stable financial outlook for yourself. . . . #financialmistakes #collegeplanning #financialplanning #personalfinance #moneymanagement #40s #50s

In this LIVE stream we will be discussing military retirements! Vanessa Alanis, a Certified Financial Planner at Chisholm and expert at military retirement joins me in this discussion. We will dive into the complexities of planning your financial future as a service member and explore topics relating to the blended retirement system, high-36, and optimizing your TSP for a comfortable retirement. I'll be breaking down everything you need to know to make informed decisions about your military retirement benefits! Remember, Financial Freedom is found through Discipline 👏 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementcourse 🗓️ Schedule a FREE Initial Consultation: https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfina... ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack #military #retirementplanning #militaryfamily Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright 2024 Chisholm Financial Planning & Investments

When, if ever, should you borrow against your 401k? Is a 401k loan a great way to plan or a horrible idea? 401(k) loans offer participants the ability to borrow against their investment and pay back that loan over time. BUT, investors should be wary about borrowing against themselves and their future. In this live, I will discuss the process of borrowing against a 401k, how it may affect your long-term plans, and when, if ever, this strategy is a good idea. Remember, Financial Freedom is found through Discipline 👏

With interest rates at historical highs, investors often ask, should I keep my funds in my high yield savings, lock them up in a bank CD for a year or more, or invest in a Treasury Bond? Another option, money market funds, are often overlooked by investors and may be worth exploring too. In this live, I will explain what locking up your money in a CD or treasury bond may mean. I will answer the questions: What if you need the funds early? What are the potential penalties? How much should you lock up and at what maturity? We will talk about where you can invest your cash for the short and long term and earn a competitive interest rate. Remember, Financial Freedom is found through Discipline 👏 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementcourse 🗓️ Schedule a FREE Initial Consultation: https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : / @chisholmfinancial ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack #moneymarket #cds #savings Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright 2024 Chisholm Financial Planning & Investments

Talking about permanent life insurance at a dinner party is almost as forbidden as politics and religion. There are staunch supports and those who absolutely hate it. In this live, I will talk about what you need to know about Whole Life Insurance in general. Then I will show you the comparisons of "buying term and investing the difference" in real numbers so you can decide of Whole Life insurance should be part of your financial plan.

What is a 529 college savings plan? How do I start a 529 college plan? Where should I open a 529 college account? YouTube statistics says these are some of the most common questions people are asking about 529 savings accounts. Clearly, 529's are popular options for those planning for college either for themselves or their kids. But is anybody stopping to ask SHOULD college planners open a 529 savings account? In this live, I will explain the pros and cons of using a 529 for college savings. 529s are certainly one way of planning for college but are they the best? Watch to find out!