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Flexible Premium Deferred Annuities are a great resource for retirement planners. The FPDA offers the ability to add, transfer or withdraw funds as needed. This video includes the most LIQUID flexible premium deferred annuity (FPDA). Surrender value will equal initial premium in just in 6 months on a guaranteed basis. All principal and interest is 100% liquid in 24 months. 99% will never see this because the commission is "too low"! The FPDA is great for combining IRA's or as a parking spot for uncertainty, or to exit a 30 day window product. Add premium anytime. Get a quote here: https://www.annuityexperts.com/deferred-annuity-illustrations.html

A basic review of how a Fixed Indexed Annuity (FIA) and a Multi-Year Guarantee Annuity (MYGA) are similar and different at the same time. Compare how the interest rate and surrender term vary between the FIA and MYGA. Point to point cap crediting method vs guaranteed fixed rates. Compounding and tax deferral. The original Annuity Experts since 1999! Web - https://www.annuityexperts.com/ Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/

This Immediate Annuity has the cleanest Liquidity option available on a SPIA today. Lifetime Income Annuities are more popular than ever and if you die the insurance company does NOT keep your money on this cash refund income annuity. If you are interested in Fixed Annuities, please subscribe. Get a quote on a Liquid Immediate Annuity here: https://www.spiaquote.com/liquidity-spia-quote.html Follow me on: Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ #annuitymarketing #mygarates #insurance #clientoriented #fixedannuity #deferredannuity #annuities #annuitybrokerage #jeffaffronti #insuranceagents #retirement #bankrates #savingsrate #fsdfinancial #financialplanning #agourahillsannuity #annuitycommission #annuityexperts #taxdeferred #californiaannuity #cdrates #retirementplanning #GuaranteedLifetimeIncome

Shop That SPIA – Immediate Annuity pricing can vary widely. Why trust just one source with a choice that will last a LIFETIME? Since 1996 I have been wholesaling immediate annuities daily. Options, payout timing, carrier quality and pricing can vary by 25%. Age, state of residence and other factors are used in pricing payments. Thinking of a using SPIA's? Are you aware of all the beneficiary and refund options? Cash refund, period certain and others are available. Do you know what an exclusion ratio is? Non-qualified payments may also include a tax exclusion ratio since part of the payment is a return of premium. Do you understand commutation? How it works? How long it is available? How expensive it is to use? Liquidity in an immediate annuity can be complicated and varies by carrier. In need of guaranteed lifetime income? An immediate annuity should be one the list of products. Just make sure it is the right immediate annuity. Get a SPIA quote. https://www.annuityexperts.com/spia-quotes.html Immediate annuities are insurance products and guaranteed by the claims paying ability of the insurance carrier issuing the contract. Feel free to reach out with any Immediate Annuity questions. Jeff Affronti

Do you primarily sell Life insurance or Health Insurance? Do you have a life only license? We can set you up to offer QUALITY FIXED ANNUITIES. FSD is the Financial Services Division for agents and agencies that want to add fixed annuities without the expense and set up required to do it in house. Work direct with me, a 25 year fixed ONLY annuity wholesaler. I work with agents who want to add revenue streams and need tons of support. We represent some of the cleanest, most secure and competitive fixed annuity carriers in the marketplace. Our agents and their clients want to have peace of mind and that is what we offer. As an independent wholesaler we have the ability to offer suggestions based on the GUARANTEES not assumptions. Do not leave the opportunity to help a client earn more interest undiscovered. Check out the video and contact me if you want to add a safe and secure insurance option for your Risk Averse saver clients. Contact: https://fixedannuitiesandlife.com/contact-us#a4d6e21e-8e09-47f3-9dc5-2d7acaebda96 Follow: Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/

Quick update on Thanksgiving. We are thankful for our wonderful group of agents and clients. There may be a group equally as good but none better, thanks for the cleanest year of business yet. We hope you all have a fun, happy and safe holiday. THANK YOU! Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/

What if you picked these 3 MYG annuities? A 24 year past history of guaranteed interest rate Multi Year Guarantee Annuity (MYGA) performance! I always see investments tout their past performance, so I decided to look back at the performance of guaranteed rates. Here are the fixed MYG annuities I have marketed in the past, check it out. Aug. 1998 - 7.05% interest rate guaranteed 10 years Aug. 2008 - 5.45% interest rate guaranteed 10 years Aug. 2018 - 3.15% interest rate guaranteed 04 years Average interest rate 5.72% over 24 years Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/

Annuity Income Guaranteed - Look at this example of a female age 52 with income starting at age 62! The guaranteed income benefit rider can be added to Fixed Indexed and Deferred Annuities and guarantee a set future income from day 1. In this case a 52 year old female with $50,000 can guarantee a life income of $4,558 annually at age 62. All this can be set and guaranteed on day 1. Building a personal pension will add security in retirement and can be accomplished using these type of income rider. The longer you can delay the better the income. These riders give flexibility and peace of mind as you transition into retirement years. If you are risk averse, see us first! Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ Joint email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa

AGENT ONLY - Fixed Annuity HotList December 2021 My top pick fixed annuities for December 2021. This AGENT ONLY update includes new rates on the 5 year MYGA and Immediate Annuity pricing for 60 year old males and females. Download PDF of the HotList - https://img1.wsimg.com/blobby/go/369500a8-c330-416e-9301-24889d16b18d/downloads/HotList_Dec_2021.pdf Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ Joint email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa

What makes up a Combo Annuity and how much income can be withdrawn. Based on November 2021 rates. $500,000 premium offers: $1,156 per month income for 9 years $500,000 guaranteed accumulation value after 9 years If it has a 100% after tax cost basis the income may have a 90% tax exclusion ratio! WOW! See sample rates from 2 - 10 years. Get a Combo/Split annuity quote here https://fixedannuitiesandlife.com/deferred-annuity-quotes#0d65e0bd-c65d-4797-8dfb-53178a30a78d https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/

#4 - It is not an annuity TH series - Fixed Annuities are LONG TERM commitments! A 14 year early withdrawal charge is a long term commitment. Is a 2 year early withdrawal charge long term though? https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/

#3 - It is not an annuity TH series - Fixed Annuities do have GE fees! Fees in fixed annuities are new and can be GE. Fees on a $500,000 premium can be $70,000 after 10 years. Be sure if you are paying fees you know why and what they offer over a non fee fixed annuity. https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/

#2 - It is not an annuity MYTH series - If you die the insurance company DOES keep your money! However, it turns out Annuities also return unused funds. It is more who you work with than the annuity product maybe. https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/

Jeff Affronti & it is not an annuity MYTH series - Annuities sure do have very high commission! However, it turns out Annuities also have very LOW commission. It is more who you work with than the annuity product maybe. https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/

Start saving young. Graduation Gift of an Annuity - Christian Fraternal How a $250.00 single premium can offer a lifetime savings product and instill good financial behavior. This can be a young persons introduction to retirement savings. No fees or risk or principal to sour the experience. All while offering strong floor guarantees and increases ion accumulation value every year GUARANTEED! Want info on this Christian Fraternal, click here https://fixedannuitiesandlife.com/fraternal-annuity-rates#7217f634-9e54-45cb-8307-c6418976049b https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/

Here are my top picks for November & guaranteed accumulation products. 2.15% interest rate for 2 years 2.00% interest rate for 3 years 3.15% interest rate for 5 years https://www.annuityexperts.com/myga-rates.html YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Withdrawals may be subject to ordinary income taxes and, if made prior to age 59½, may be subject to a 10% IRS penalty; Surrender charges may also apply. All guarantees are backed by the claims-paying ability of the issuer. Available in jurisdictions where approved.

A quick review of High | Low | Average MYGA rates for Oct. 2021 3 - 6 year guaranteed interest rate terms, what terms make the most sense to you? I like the 3 or 5 year. https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/

I did this video to express to newer or less experienced life licensed agents the importance of protecting your business with receipts and a few simple steps. NEW AGENTS - Protect yourself with a few simple steps. https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/

A quick review of the FSD Financial website. www.FixedAnnuitiesAndLife.com https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/

LIFE ONLY AGENTS - As promised the video update on the MYGA rate increase to 3.15% for 5 years. MYGA are more that just an interest rate.

More Than Just A Delivery Receipt: Delivering an annuity contract. Simple steps to add confidence and show expertise to your clients after the sale is complete.

How long will a $500,000 premium last while withdrawing $20,000 annually? Depends on how long one lives? Interest rate? Let us find out! https://www.annuityexperts.com/ YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Joint email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa

Quick review of our agent email and what is in it this week. For Agent Use. MYGA Rates | Life Insurance Commission | Indexed Annuity renewal rates. Join our mailing list here https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa

Tracking Of Renewal Caps - A renewal rate can make or break an FIA. Serious drops in renewal caps may be avoided if a renewal rate history is available. We track rates from many carriers and evaluate the companies commitment to the client and their base rates. https://www.annuityexperts.com/ Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/