AnnuityExperts.com

LIFE ONLY AGENTS - Are you familiar with INTEREST ONLY WITHDRAWALS? Let your money pay you! This video explains how get GUARANTEED INCOME through interest only withdrawals from an fixed annuity. Using a fixed annuity's interest only withdrawal provision will allow a stream of income without invading initial premium. The premium deposited will earn interest, at 3.55% in this case, which will be distributed as income to the owner of the annuity. Unlike the SPLIT ANNUITY which may offer a tax exclusion ratio percentage, the interest only withdrawal is 100% taxable. (see a Split Annuity video here https://www.youtube.com/watch?v=nuhEX7fQzzM) Also be aware withdrawals using the interest only provision are subject to the 59&1/2 withdrawal rule. a 10% excise tax when interest is taken prior to age 591/2. Over age 59&1/2 that excise tax is no longer a thing! MYGA Quote Request: https://www.annuityexperts.com/deferred-annuity-illustrations.html Join our email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa Follow me: Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ CA INSURANCE LICENSE #0B67385 NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI #annuitymarketing #mygarates #insurance #clientoriented #fixedannuity #deferredannuity #annuities #annuitybrokerage #jeffaffronti #insuranceagents #retirement #bankrates #savingsrate #fsdfinancial #financialplanning #agourahillsannuity #annuitycommission #annuityexperts #taxdeferred #californiaannuity #cdrates #retirementplanning #GuaranteedLifetimeIncome

Dear Insurance Companies - Rate are up and so is the competition. Insurance companies have been raising Multi-Year Guarantee Annuity rates all month and that means more options. Multi-Year Guarantee Annuity features include: Free withdrawal provision - allows access to annuity without withdrawal charges Full Death Benefit - Waiver of all charges in event of owner's death Waivers - If qualified can avoid charges for terminal illness or nursing home confinement Request a Multi-Year Guarantee Annuity quote - https://www.annuityexperts.com/deferred-annuity-illustrations.html Dissecting a MYGA video - https://youtu.be/NFcmwEc4z6A Join our email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa Follow: Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/

Since 1997, I have been involved with the Fixed Indexed Annuity market. This experience gives us the ability to notice opportunities when cap rates become attractive. Use an FIA for a shot at a better return than fixed rate annuities. Link described in the video: My favorite FIA crediting method video - https://www.youtube.com/watch?v=ScwM8Njd1TE Join our email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa Follow: Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ MYGA Quote Request: https://www.annuityexperts.com/deferred-annuity-illustrations.html Immediate Income Quotes - https://www.annuityexperts.com/spia-quotes.html Deferred Income Quotes - https://fixedannuitiesandlife.com/fia-quote-request Fixed Indexed Annuity Quotes - https://fixedannuitiesandlife.com/fia-quote-request#367c9dc7-9f5e-4d7c-b9b1-aa6b4e3afaaa

LIFE ONLY AGENTS - Issues to age 100 - Fixed Rate - Full Death Benefit - 5% free withdrawals - RMD friendly - #MYGArate Mention this ad and earn a 0.25% bonus ages 0-74 $100,000+ premium. That is up to a 3.00% commission! Let's talk guarantees - 800|373|9697 Get an agent kit - https://fixedannuitiesandlife.com/6-year-myga-gi#3cdbc86d-e328-4339-be0e-45e726491af5 Product info - https://fixedannuitiesandlife.com/6-year-myga-gi MYGA Quote Request: https://www.annuityexperts.com/deferred-annuity-illustrations.html Join our email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa Follow: Rumble - https://rumble.com/c/c-1096761 Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/

HEADS UP - Rate increase! I break this one down in a video. Many options, all have competitive rates and how can't you love a Guarantee Return of Principal. Talk about putting all the risk on the insurance carrier, only risking interest earned. Great feature if we get a super hyper-inflated rate environment or other opportunities arise! Get an agent kit here : https://fixedannuitiesandlife.com/3-year-myga-stnd-1#2d981e8e-136d-4ca4-ba0c-ba147d9e69ba Join our email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa Follow: Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ MYGA Quote Request: https://www.annuityexperts.com/deferred-annuity-illustrations.html

Gary has done a ton of work here and the industry is better for it. The man who wrote the book on the Immediate Annuity has broken the news on the new SECURE ACT clarification of the 10 year rule for beneficiaries. Gary's LinkedIn page - https://www.linkedin.com/in/gmettler/ Check out the article here - https://www.linkedin.com/pulse/stretch-ira-triumphant-return-gary-mettler/?trackingId=iBO5Sx%2FCSl%2BN7kStic3%2B0g%3D%3D Get Gary's book - https://www.amazon.com/Always-Keep-Your-Hands-Immediate/dp/1499304927 secure act

Regarding my post on the top 5 excellent carriers that offer #mygarates. We should encourage carriers that do not discriminate in contracting based on assumed premium volume and favoritism because the rates and products are similar or nearly equivalent for the clients. How do we encourage these companies? Let the premium do the talking! Send the business to the carriers who have greater levels of fairness, strong support personnel, and are consistent in interest rate competitiveness. Call me to get started with any of these carriers. 800-373- 9697 MYGA Quote Request: https://www.annuityexperts.com/deferred-annuity-illustrations.html Immediate Income Quotes: https://www.annuityexperts.com/spia-quotes.html Join our email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa Follow: Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ #annuitymarketing #insurance #clientoriented #fixedannuity #deferredannuity #annuities #annuity #jeffaffronti #insuranceagents #fsdfinancial #annuitycommission #annuityexperts #californiaannuity

Fixed Annuity Rate INCREASE! | Low commission for a BIG RATE! 3.40% compounded over 8 years = 30.67% guaranteed gain If you are not afraid of the low commission your clients can get a GREAT RATE starting at $20,000 premium! Call me 800 373 9697 Jeff Affronti - Your Independent Annuity Wholesaler Agent Kit - https://lnkd.in/gSBCUzg Join our email list: https://lnkd.in/g4SGwDsC Rumble - https://lnkd.in/g2XnsbNU YouTube - https://lnkd.in/ge72cSUy Facebook - https://lnkd.in/guVpzvmK LinkedIn - https://lnkd.in/gdg27Det Instagram - https://lnkd.in/gCjEqVk4 #clientoriented #bestinterest #annuitymarketing #annuityrates #incomeforlife #fixedannuities #cashrefundannuity #imo #annuitycommission #jeffaffronti #annuityexperts #deferredannuities

HI AGENTS, This just announced. Fixed rate annuity with a 3.00% guaranteed fixed annual interest for 5 years. Join our email list: https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa Rumble - https://rumble.com/c/c-1096761 YouTube - https://www.youtube.com/channel/UCJA1PmQHt51tZ6VBx-XYyOw/videos Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/

$500,000 Premium 8 Year Combo Split Annuity Immediate Annuity kicks of $1,318 per month for 8 years. Deferred Annuity grows at a guaranteed 3.40% interest rate for 8 years After 8 Years Immediate Annuity paid out $126,590 Deferred Annuity has grown back to $500,0000 Request a Split Annuity Quote https://fixedannuitiesandlife.com/deferred-annuity-quotes#0d65e0bd-c65d-4797-8dfb-53178a30a78d #fixedannuity #splitannuity

I get way too excited about stuff, only a few others do. #fixedannuity | Guarantees and rate excitement coming in March! Watch here:

FSD Financial Services Your annuity back office. Providing peace of mind through guarantees and customized support with immense insurance product offerings.

WHAT? Tax-Exclusion on income & Tax-Deferral on accumulation! The Combination #SplitAnnuity has both. Check out a quick review of rates for February 2022. Irregular split 5 for income 4 for growth, watch and see. Get a split annuity here - https://fixedannuitiesandlife.com/deferred-annuity-quotes#0d65e0bd-c65d-4797-8dfb-53178a30a78d Join our agent email list here - https://visitor.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxXlL2RikRV0tblEXldKzrjyX-Uiv9bjs0X2U6tj8VU6PIU05HdRwSOL5A4uCfkXu7fy1Y3tjzMqa #annuitymarketing #mygarates #insurance #fixedannuity #spiaquote #immediateannuities #annuityincome #clientoriented #retirementincome #fixedannuities #deferredannuities #annuities #annuitybrokerage #comboannuity #spia

AGENTS - Annuity questions are welcome here. Never be afraid to ask your question, even if just to confirm or inquire on an important item. We are here to help & have the answers!

A Fixed Annuities post shows GUARANTEES are strong. The post comments show how POTENTIAL is greater. POTENTIAL has more upside, GUARANTEES have no downside. Fixed Annuities should only be compared to products with similar guarantees. #annuities #fixedannuities

To travel across country by air takes some planning. Length of stay, cost, travel time, incidentals, seat assignments and baggage. It is one of the safest way to travel though. One of the safest ways to save is by using INSURANCE. A multi-Year Guarantee Annuity (MYGA) can insure a financial result. The insurance company will guarantee a result if the client fulfills their agreed time and usage commitment. Example: If a person boards a plane going direct from Los Angeles to Miami they have made a commitment to a certain amount of hours of fling time. This person would have a real problem if they decided the trip was a mistake while over Texas. There is no safe way out to exit mid flight. Now, using the same logic, if a person purchases a 5 year MYGA and in year 3 they decide it was not for them, they have a problem. However, there is a way out, and it will likely cause a financial penalty in the form of early surrender charge. Good think is the surrender charge penalty has a limitation on how large it can be. Guaranteed interest rates for accumulation is what the MYGA is best at! Agents have you talked with your risk averse clients about MYGA's? You can use the word GUARANTEED if you do! Get a MYGA illustration - https://www.annuityexperts.com/deferred-annuity-illustrations.html Contact me with questions and anything Fixed Annuity related. Jeff Affronti

February News & Reviews A Look Ahead Update For Life Licensed Agents. Breaking Insurance News | Annuity Hot List | Rate changes | Combo Annuity for February | Term Life Pricing | Webinars | Bonuses and Contests | Latest Videos | Marketing Pieces | Social Media | https://fixedannuitiesandlife.com/ https://www.annuityexperts.com/

A look at my favorite Fixed Index Annuity (FIA) crediting method. The Point to Point with Cap that annual resets & annual locks-in any gains! See how this crediting method is so simple and so awesome at the same time. Participate in the up year but not in the down! Contact me if you would like to learn more or add any of these quality Index Annuity products to you offering. #annuity #indexannuity

I am SUPER EXCITED. A new immediate annuity just launched. Advance Withdrawal Benefit | Cash Refund on Joint Lives | Qualified or Non-Qualified | Non-Assignability Endorsement 30 year maximum period certain guarantee I want that SPIA business! Work with an expert! Call 800-373-9697 for details and contracting Bonuses available for new agent/agency appointments Get a quote - https://www.spiaquote.com/get-a-quote.html #annuitymarketing #incomeforlife #mygarates #insurance #lifeinsurance #fixedannuity #financialservicesdivision #spiaquote #immediateannuities #annuityincome #clientoriented #annuity #retirementincome #fixedannuities #deferredannuities #annuities #annuitybrokerage #spiaquote #annuityexperts #jeffaffronti

WATCH: Lifetime Income Comparison - SPIA | SPIA COLA | DIA | INCOME RIDERS Knowing the timing and triggering of income is of key importance. Deferred Income Rider quotes - https://www.annuityexperts.com/deferred-annuity-illustrations.html Immediate Income Quotes - https://fixedannuitiesandlife.com/fia-quote-request Rumble - https://rumble.com/c/c-1096761 Facebook - https://www.facebook.com/annuityexperts/videos/ LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/ Instagram - https://www.instagram.com/annuityexperts/ #fixedannuities #immediateannuities #lifetimeincome #deferredincome #DIA #SPIA #FIA #GMWB #incomerider #indexedrider #annuitymarketing #annuityexperts #jeffaffronti #fsdfinancial Track: Woods Music composed and recorded by Oak Studios Creative Commons - Attribution ND 4.0 https://youtu.be/eAiAlg22gqQ License: https://creativecommons.org/licenses/by-nd/4.0/

Single Premium IMMEDIATE Annuity Pricing Info January 2022 Quick review of Lifetime and Period Certain option starting one month after premium received. Get a SPIA quote - https://www.annuityexperts.com/spia-quotes.html #immediateannuities #spiaquote #lifetimeincome #annuitymarketing #annuitymarketing #annuitybrokerage #annuityexperts #jeffaffronti

Combination Split Annuity rates January 2022 Growth and Income with insurance guarantees! 5 Year kicks of $1,243 | 10 Year kicks of $1,252 Request an illustration here - https://www.annuityexperts.com/spia-quotes.html Rates will vary in some states based on product approvals and premium taxes. #exclusionratio #immediateannuities #mygarates #deferredannuities #comboannuity #splitannuity #annuityexperts #jeffaffronti #fsdfinancial #IMO #FMO #independentagency #insurance #guaranteedincome Track: Woods Music composed and recorded by Oak Studios Creative Commons - Attribution ND 4.0 https://youtu.be/eAiAlg22gqQ License: https://creativecommons.org/licenses/by-nd/4.0/

LIFE AGENTS - What does non-volatility look like? 16.77% guaranteed gain in 5 years! Risk averse clients dislike volatility! See how a MYGA adds steadiness, not volatility, to a retirement savings plan. Request an illustration on a Multi-Year Guarantee Fixed Annuity - https://www.annuityexperts.com/deferred-annuity-illustrations.html Track: Woods Music composed and recorded by Oak Studios Creative Commons - Attribution ND 4.0 https://youtu.be/eAiAlg22gqQ License: https://creativecommons.org/licenses/by-nd/4.0/

So now it is a 3.00% rule. Have they not hear of a SPIA? Single Premium Immediate Annuity, the insurance product specifically built to guarantee #incomeforlife. Get a SPIA quote: https://www.annuityexperts.com/spia-quotes.html #insurance #lifetimeincome #annuityincome #annuitybrokerage #annuitymarketing #spiaquote #immediateannuities #3percentrule #4percentrule #500000portfolio #annuityexperts #jeffaffronti

LIFE AGENTS Looking for licensed agents who are interested in traditional Fixed Annuities. Content starts at 2:20 mark: My 1st Live so, that is why. All level of agents welcome. Brand new or with many years of experience, I believe you will find value in our service. The focus is on client oriented products with the strongest guarantees! Comprehensive review of what is new in the month! DESIGNED FOR AGENT USE: Education, Entertainment and a little Recruiting. Your Independent Fixed Annuity Wholesaler Agent Licensing and Commission Options: https://www.annuityexperts.com/annuity-contracting-commission.html Join or mailing list: https://visitor.r20.constantcontact.com/manage/optin?v=001DHL4fuLXGflMc258Q5zjxbPNwPCJcGe7 Sources: Treasury rates: https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield Open Broadcaster Software @ https://obsproject.com/ Track: Woods Music composed and recorded by Oak Studios Creative Commons - Attribution ND 4.0 https://youtu.be/eAiAlg22gqQ License: https://creativecommons.org/licenses/by-nd/4.0/