https://www.youtube.com/watch?v=pvO0ZjuBCgM&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=10 This is a testimonial by Brian Tracy of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Brian Tracy is Chairman and CEO of Brian Tracy International, a company specializing in the training and development of individuals and organizations. He is among the top speakers, trainers and seminar leaders in the world today. Brian Tracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the U.S., Canada and 82 other countries worldwide. As a keynote speaker and seminar leader, he addresses more than 250,000 people each year. He has studied, researched, written and spoken for 35 years in the fields of economics, history, business, philosophy and psychology. He is the top selling author of 80 books that have been translated into 42 languages (Including Eat That Frog). Brian has written and produced more than 1000 audio and video learning programs, including the worldwide, best-selling Psychology of Achievement, which has been translated into 28 languages. Prior to founding his company, Brian Tracy International, Brian was the Chief Operating Officer of a $265 million dollar development company. He has had successful careers in sales and marketing, investments, real estate development and syndication, importation, distribution and management consulting. He has conducted high level consulting assignments with several billion-dollar corporations in strategic planning and organizational development. He has traveled and worked in 120 countries on six continents, and speaks four languages. Brian is happily married and has four children. He is active in community and national affairs, and is the President of three companies headquartered in San Diego, California. To learn more about Brian Tracy, please visit his website at www.briantracy.com/drfinance #briantracy #selfimprovement #podcast Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=rbOgOevDsLI&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=9 This is a testimonial by Steve Farrell of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Steve Farrell is co-founder and Worldwide Executive Director of Humanity's Team, a 501(c)(3) Nonprofit organization based in Boulder, Colorado. The organization is focused on helping people throughout the world awaken to their deeper Self and the interconnectedness of everything in the Universe. In the 1990s, years before Steve became involved with Humanity's Team, he co-founded and led two high-growth technology companies based in Silicon Valley that were featured in the INC 500 and spanned the United States and Europe. During this period of his life, he was an officer in the Young Entrepreneurs' Organization and the Young Presidents’ Organization. By all accounts, Steve was living the "good life." But when he felt a calling to play an active role in creating a consciousness movement that could help people across the globe connect more deeply with the Divine Truth of Oneness, and also consciously participate in creating a flourishing and awakened world, Steve followed his heart and left the "American Dream" behind. What he found is the story of Humanity's Team. Steve is a member of the Evolutionary Leadership Council and lives in Boulder, Colorado, with his wife Stephanie, their two young adult children, and their dog Sadie. Steve recently published his acclaimed memoir A New Universal Dream: My Journey from Silicon Valley to a Life in Service to Humanity, an inspiring story of finding his true life’s calling and the lessons he gathered along the way. Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=8XerVymv9TI&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=8 This is a testimonial by Bobbi DePorter of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Bobbi DePorter is cofounder of Quantum Learning Network (QLN). Having completed its 40th year, QLN created Quantum Learning Education, SuperCamp and 8 Keys of Excellence programs for students, teachers, schools and organizations across the United States and in over a dozen other countries impacting hundreds of thousands of educators and millions of students. An early pioneer in the field of accelerated learning, Bobbi is the author of over a dozen books on teaching and learning. Bobbi is also the cofounder, along with Stedman Graham, of CAYS Community Alliance for Youth Success. CAYS involves community members in events and helps students to discover, develop, and live their purpose, leading to a meaningful life. CAYSPurpose.org Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=oGtBD2QXttE&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=7 This is a testimonial by Dr. Bob Goldman of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Dr. Robert Goldman, World Chairman-International Medical Commission, Co-Founder & Chairman of the Board-A4M, Founder & Chairman-International Sports Hall of Fame, Co-Founder & Chairman-World Academy of Anti-Aging Medicine, President Emeritus-National Academy of Sports Medicine (NASM), Chairman-U.S. Sports Academy’s Board of Visitors, Author, Martial Artist, and Entrepreneur. Dr. Goldman is a 6th degree Black Belt in Shotokan Karate and 7th Degree Black Belt in Tang Soo Do, Chinese weapons expert, and world champion athlete with over 20 world strength records and has been listed in the Guinness Book of World Records. Some of the past performance records of Dr. Bob Goldman include 13,500 consecutive straight leg situps and 321 consecutive handstand pushups. Dr. Goldman was an All-College athlete in four sports, a three-time winner of the John F. Kennedy (JFK) Physical Fitness Award, was voted Athlete of the Year, was the recipient of the Champions Award and was inducted into the World Hall of Fame of Physical Fitness, as well as induction into numerous Martial Arts Hall of Fames in North America, Europe, South America, and Asia. Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=qxqBu0MRdkQ&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=6 This is a testimonial by Dr. Delatorro McNeal II of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Dr. Delatorro McNeal, II is a world-class Peak Performance Expert. Sought after by Fortune 50 companies and organizations, this internationally best-selling author is entrusted to change corporations and individuals alike who have the desire to go to the next level. Topping the literary charts of USA Today, The Wall Street Journal, Barnes & Noble, and Amazon with his life-altering book, Shift Into A Higher Gear: Better Your Best and Live Life to the Fullest, Dr. Delatorro has impacted people and stages in Aviation, Financial Services, Pharmaceuticals, Insurance, Real Estate, Entertainment, Sports, Education, and beyond. His electrically epic keynotes are known for taking high achievers even higher and pulling aspiring speakers and entrepreneurs into a place of unlimiting beliefs coupled with intentional action. He is known as being the best of the best when it comes to personal and professional development. In 2021, the Tampa, FL native was awarded with an Honorary Doctorate Degree of Philosophy and Humane Letters for his 20-year body of work in the Personal Development industry from Trinity Christian University’s Business Honors Program. Through the Biden & Harris Administration and the Trinity International University of Ambassadors, he was also awarded the Presidential Lifetime Achievement Award and as an Ambassador to the United Nations. Additionally, he has been awarded and recognized for his contributions to the speaking world, especially with over 2 decades of experience, over 4,000 paid speaking presentations worldwide and being a keynote for the Million Dollar Round Table 3 times. Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=FoiWS4mdYnE&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=4 This is a testimonial by David Austin of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Dave Austin, Mental High-Performance Coach and Author As an international bestselling author and speaker, Dave has lectured at Harvard, the United Nations, and the U.S. Pentagon, as well as in Uzbekistan and Chennai, India fulfilling his mission of going “where he is needed most.” Raised by a Navy Chaplain who stormed beaches during WWII without a gun and gave communion on his belly while machine-gun fired overhead, he’s inspired by his father’s courage and faith; and carries that forward in his work. Co-author of International Bestseller, “BE A BEAST: Unleash Your Animal Instincts for Performance Driven Results” and founder of personal development company Extreme Focus, Dave’s “mental performance” training methods are not only endorsed by the Pentagon and used by U.S. Army Rangers, Navy Seals, but also with NFL, MLB, PGA, Olympic athletes, Fortune 500 companies, CEOs, sales teams and entrepreneurs as well. Dave certainly helps his clients get “in the zone” and stay there longer, however, it is his trademark “game ready” visualizations that help elite athletes and professionals in business allow their true talents to rise up and shine. He has worked with the LA Dodgers, Texas Rangers, an U.S. Olympic Field Hockey team, the Cleveland Cavaliers front office staff and executives of USAA Insurance; proving that these unique and specialized coaching methods work equally both on and off the field. From the locker room to the boardroom, he’s passionate about training his clients to “think less” and allow their minds to operate at the highest levels imaginable. Living a rich life filled with a variety of experiences, one of his most honored achievements, apart from his 34-year marriage to his wife Cathy and raising four incredible boys together, was back in 1991 when he received the Presidential Merit Award from the Grammy’s for his efforts in helping to launch their foundation’s programs, Grammy in the Schools and Musicares. Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=MXly6L8hm9s&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=3 This is a testimonial by Cynthia Rothrock of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Cynthia Rothrock is a martial arts expert and athlete, who went on to become a film actress, starring in a number of highly successful action movies. She first made a name as an action actress in Hong Kong before going on to wow audiences in her home turf. At the time of her popularity, she was well-known as the “Queen of Martial Arts films”. Cynthia Rothrock is the World Champion in martial arts Forms and Weapons (1981-1985). Her goal was to be undefeated and retire after five years. With over 100 competitions, she holds the undefeated worldwide record in martial arts Forms competition. In weapons competition, Cynthia is the first and only woman to win number one in North America against the men—at that time, women had to compete with the men. She holds five Black Belts with a rank of 8th dan Grandmaster. After three years of living in Hong Kong, finishing seven films, she returned to the United States to continue her acting career. Today she has starred in over 60 movies and is currently working on upcoming projects. Cynthia has been a role model for women in martial arts and film. In 1983, she became the first woman to grace the cover of Karate Illustrated. Cynthia is a proud inductee into the prestigious Black Belt Hall of Fame, along with Bruce Lee and Chuck Norris. In 2016 she was the first martial artist (male or female) to be inducted into the prestigious International Sports Hall of Fame by Arnold Schwarzenegger and Dr. Robert Goldman. Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=NOf8v5jFqOc&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj&index=2 This is a testimonial by Eric Berman of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Mr. Berman is currently founder/CEO of Brandetize, a full-service, performance-based marketing agency that partners with esteemed thought leaders such as Brian Tracy, Jack Canfield, Phil Town, helping “Experts Build Their Empires.” Additionally, Eric has consulted for venture capitalists and successful companies at all levels including Club Med, Vessel Health, Fenix Space, PeakLogic, TakeLessons.com, and more. Lastly, Mr. Berman was one of the co-founders of CollegeClub.com, Inc., the largest and most visited college site on the Internet in the year 2000 (“the first Facebook”), wherefrom September 1993 until June 2000, Mr. Berman helped the company raise $75 million, oversaw several acquisitions and helped manage the growth of employees from 3 to 400. Berman had served in a variety of positions there including Chief Operating Officer, VP Corporate Development, VP Business Development, and Director of Sales. Mr. Berman received a B.A. in Quantitative Economics from the University of California San Diego in 1993. Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.

https://www.youtube.com/watch?v=JwxvQU8n1lU&list=PLFfRkrSzRhjPnwa_Ole3qUqf6BLYp-zKj This is a testimonial by Don Hobbs of the Dr. Finance® Live Podcast hosted by Dr. Anthony M. Criniti IV (aka “Dr. Finance®”). Don Hobbs is the champion of the real estate agent, and his life work has been in support of elevating agents to live their best life and biggest business. He is the co-founder of The International Association of Expert Partners, a global network of Realtors and elite agents. Hobbs changed the real estate industry when he co-founded Hobbs/Herder Advertising, an industry interrupter and leader in real estate agent branding and marketing. His methodology got his clients leading results never seen in real estate before. Creating the largest training company in real estate, NAR’s Realtor® Magazine named visionary leader, Don Hobbs, to their “Top 25 Most Influential People in Real Estate”. As the SUCCESS Ambassador, and voice of SUCCESS Magazine, Success.com and Success Enterprises he continues his legacy of moving entrepreneurs and high-minded people to think and live bigger, more fulfilled lives. As a business influencer for more than 4 decades, Don has spoken to nearly 2,000,000 people... and counting. Don Hobbs started his business career with legendary performance guru, Jim Rohn, at the age of 18. Don began working his way up through regional and national positions, becoming President of Jim Rohn Productions at the age of 25. Dr. Anthony M. Criniti IV (aka “Dr. Finance®”) is the world's leading financial scientist and survivalist. A fifth generation native of Philadelphia, Dr. Criniti is a former finance professor at several universities, a former financial planner, an active investor in diverse marketplaces, an explorer, an international keynote speaker, and has traveled around the world studying various aspects of finance. He is an award winning author of three #1 international best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016). Dr. Criniti is also the host of the highly successful Dr. Finance® Live Podcast as well as one of the top hosts on Clubhouse. Dr. Criniti has started a grassroots movement that is changing the way that we think about economics and finance. For more information about Doctor Finance, please visit https://DrFinance.Info. Disclaimer: This Podcast is for informational purposes only. It is presented with the understanding that the author(s) and the publisher(s) are not engaged in providing financial, legal, or other professional services. If financial, legal, or any other form of advice is needed, please consult a financial advisor, an attorney, or another professional advice-giving entity. Also, the opinions and views expressed by any guests on this Podcast do not necessarily represent the opinions and views of Dr. Finance® or its affiliates. Copyright © 2021 to Present by Dr. Anthony M. Criniti IV - All Rights Reserved.