Be CAREFUL About WHICH "Self-Defense Insurance" Company YOU Trust!

Back on April 2 of this year DoorDash delivery guy Alan Colie found himself confronted in a shopping mall food court by two aggressive pranksters, the leader of whom was one Tanner Cook. Colie would ultimately shoot Cook once, causing serious but not fatal injuries. Colie would be charged with malicious wounding, firing of a firearm in the commission of a felony, and and discharging a firearm in a building--all felonies. Colie's sole legal defense to all three charges was the justification of self-defense.

In September Colie was acquitted by jury of the malicious wounding and use of a firearm in commission of a felony charges, but found guilty of the lesser discharging a firearm in a building charge. The trial judge declined the defense request to dismiss the conviction on the grounds that it was inconsistent with the acquittals, which necessarily required the jury to find self-defense.

Sentencing is scheduled for December 21, and Colie is looking at a maximum of 5 years.

I originally did a legal breakdown of this event in the Law of Self Defense Show of October 2, but I return to the event today for reasons having less to do with the legal merits of the case and more to do with the role that "self-defense insurance" company USCCA may have played--or, rather, may have refused to pay.

Evidence in this case suggests that Colie was a member of USCCA at the time of the shooting, that Colie called USCCA immediately after the shooting (as USCCA instructs its members to do), and that USCCA may have refused to honor its purported commitment to Colie to cover his legal expenses in this self-defense trial.

This rings all too consistent with how USCCA similar refused to cover USCCA member Kayla Giles after she claimed self-defense following the shooting of her estranged husband in September 2018. Giles would later be found guilty of second-degree murder and sentenced to life plus 30 years, a conviction later affirmed on appeal. To what extent her conviction was the result of her being denied desperately needed legal resources by USCCA can never be known.

This was all brought to my attention again in recent days by Law of Self Defense Member Floyd, who linked me to an interesting discussion of the Colie case and the relevance of USCCA to that case on the video channel of Attorneys Marc Victor and Andy Marcantel--both of whom I've had personal conversation in the past, and who strike me as smart and capable attorneys. Floyd also linked me to some news stories that raise similar questions.

So, did USCCA refuse to cover another of their members in a self-defense case? In today's show we'll take a look at the available evidence.

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