AMEX GOLD vs. CHASE SAPPHIRE PREFERRED (2022-2023)

The Chase Sapphire Preferred vs. Amex Gold Card comparison is about to begin! These 2 travel credit cards are MASSIVELY popular, but which is best for you? Watch to find out! Click “Show More” to see Ad Disclosure.

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WELCOME OFFER (Feb. 2022)
- Chase Sapphire Preferred (CSP): Earn 60,000 Ultimate Rewards points after spending $4K in purchases within the first 3 months. Approx. value towards travel = $750+.
- Amex Gold Card: Earn 60,000 Amex Membership Rewards points after spending $4K in purchases within the first 6 months. Approx. value towards travel = $600+

ANNUAL FEES
CSP = $95
Amex Gold Card = $250

EARNING POINTS
CSP
- 5X Travel (Portal) = 6.25%
- 3X Dining = 3.75%
- 3X Online Grocery = 3.75%
- 3X Select Streaming = 3.75%
- 2X Other Travel (Non Portal) = 2.5%
- 1X Other Purchases = 1.25%

Amex Gold Card
- 4X U.S. Supermarkets (up to $25K spend/yr.) = 4%
- 4X Dining (at restaurants worldwide, plus takeout & delivery in the U.S.) = 4%
- 3X Flights (booked directly or via Amex Travel) = 3%
- 1X Other Purchases = 1%

REDEEMING POINTS (Value Per Point)

Travel (Transfer Partners)
- CSP: 1.8¢, avg.
- Amex Gold Card: 1.8¢, avg.

Travel (Portal)
- CSP: 1.25¢
- Amex Gold Card: 0.7¢ - 1.0¢

Cash Back (Statement Credit)
- CSP: 1.0¢
- Amex Gold Card: 0.6¢

CREDIT CARD BENEFITS

CSP
- Hotel Credit: $50 /yr., valid for Chase Ultimate Rewards portal bookings
- Hotel Benefits: Visa Signature Luxury Hotel Collection portal access
- Anniversary Bonus: Yes, equal to 10% of purchases made in prior year, issued in points
- Partner Benefits: DoorDash, Lyft, Peloton
- Foreign Transaction Fees: None
- Authorized Users: $0

Amex Gold Card
- Uber Credit: $120/yr.
- Dining Credit: $120/yr.
- Hotel Benefits: The Hotel Collection
- Foreign Transaction Fees: None
- Authorized Users: $0 for first 5, then $35 each after that

CHASE TRANSFER PARTNERS
Airline
- Aer Lingus AerClub
- Air Canada Aeroplan
- Air France KLM Flying Blue
- British Airways Executive Club
- Emirates Skywards
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
Hotel
- IHG Rewards
- Marriott Bonvoy
- World of Hyatt

AMEX TRANSFER PARTNERS
Airline
- Aer Lingus AerClub
- Aeromexico Club Premier
- Air Canada Aeroplan
- Air France KLM Flying Blue
- ANA (All Nippon Airways)
- Asia Miles
- Avianca LifeMiles
- British Airways Executive Club
- Delta Air Lines SkyMiles
- Emirates Skywards
- Etihad Guest
- Hawaiian Airlines
- Iberia Plus
- JetBlue TrueBlue
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
- Virgin Atlantic Flying Club
Hotel
- Choice Privileges
- Hilton Honors
- Marriott Bonvoy

INSURANCE & PROTECTIONS
- See video at 9 min 36 sec

WHICH IS BEST

CSP is best for…
- Spending on Travel + Streaming
- People who want simple, high-value rewards without needing to understand transfer partners or airline alliances
- Insurance & protections

Amex Gold Card is best for…
- Spending at U.S. Supermarkets + Dining
- People who’d use Uber & dining credits
- Rewards maximizers who use transfer partners & airline alliances regularly

WHICH CREDIT CARD SHOULD YOU GET?

Get the AMEX GOLD CARD if you…
- Spend a lot at supermarkets in the U.S. & restaurants
- Already spend with Uber & dining credit partners
- Value travel rewards instead of cash back
- Are willing to learn how to use transfer partners & airline alliances to get strong value
- Are OK with a high annual fee & high-cost multi-card setup

Get the CHASE SAPPHIRE PREFERRED if you…
- Spend broadly on travel, dining & streaming
- Want travel rewards as Plan A w/ cash back as Plan B
- Like easy-to-use, high-value redemptions (plus access to transfer partners for even greater value)
- Want more comprehensive insurance & protections for travel
- Prefer a lower-fee card & low-cost multi-card setup

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#chasesapphire #amexgold #travelcreditcards