First Time Homebuyers Guide: Orange County Mortgage Essentials

Hey there, it's Justin from JK Mortgage, today discover Orange County Mortgage Essentials where we discuss an innovative approach for first-time home buyers in the area.

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While enjoying a CDM vs. Cypress football game, we explore how parents and students can strategize to make home ownership a reality. Learn about the non-occupant co-borrower concept, which allows parents to assist their children in purchasing a home near universities like TCU, SMU, or Texas. By using this method, parents' income qualifies, and students become non-occupant co-borrowers. With as little as three percent down and decent credit, this strategy can be effective. Additionally, we touch on the CalHFA program, offering a zero down payment option in California. Stay tuned for valuable insights into the world of first-time home buying in Orange County!
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Welcome to the ultimate guide for first-time home buyers in Orange County!

🌆🏠 Join us as we unravel the Orange County Mortgage Essentials, providing insights that could change the game for you and your family.

From the CDM vs. Cypress football game at Newport Harbor High School, we're transitioning to the exciting realm of real estate.

🏈🎓 Have college-bound kids? Discover how to empower them to become homeowners instead of renters.

👪 Learn about the ingenious "non-occupant co-borrower" strategy that lets parents and students collaborate.

💡 Uncover the secret to purchasing property in college towns with as little as 3% down payment.

📈 Understand how credit scores play a role in qualifying for these unique opportunities.

🏠 Explore various home buyer programs, including FHA, VA, conventional, and the CalHFA zero down payment program.

Join us as we navigate the intriguing landscape of first-time home buying, making smart choices that resonate beyond the playing field.

Whether you're cheering on your favorite football team or exploring real estate options, this guide is your touchdown to financial empowerment.

Hit the subscribe button now and secure your path to homeownership success! 🌟🏡

Log onto www.jkmortgage.com to learn more about JK Mortgage!

Timestamps:
0:00 - Intro
1:00 - Benefits of Homeownership vs. Renting
1:31 - Strategy: Non-Occupant Co-Borrower for Parents and Students
2:05 - Assessing Eligibility Through Credit Scores
2:28 - Trade Lines and Qualification Process
2:52 - Unique Opportunity for College Town Living
3:36 - Returning to First-Time Homebuyer Guide
3:53 - Mortgage Programs: FHA, VA, Conventional
4:15 - Multiple Unit Considerations and Duplex Option
4:40 - Introduction to CalHFA Program
4:58 - Understanding Borrower-Paid Components
5:18 - Utilizing Seller Credits and FHA Advantages
5:33 - Conclusion

#HomebuyingGuide #OrangeCountyRealEstate #MortgageEssentials

Justin Kautz
JK Mortgage
& Relocation Specialist
NMLS: 913358 CA/DRE: 01447986
CA TX TN GA F
Call or Text: (559) 679-5730
jk@justinkautz.com
3242 E Coast Hwy
Corona Del Mar, CA 92625
Spot ON Lending, Inc./Full Service Mortgage Group
NMLS:02066654 | 60DBO-154093
Georgia & Texas NMLS#1767407
Florida NMLS#MBR5826 Tennesse NMLS# 1243230