JK Mortgage

Throwback to 2011 and a historic deal in my career for a renowned plastic surgeon in Beverly Hills. This project was no small feat – involving a seven-property cash-out refinance for a Beverly Hills Plastic Surgeon and securing a massive interest-rate reduction across all properties. 🏘️💼. & 7 refinance loans for him that were all investment properties in West Hollywood and Beverly HIlls. Here's to the memories from West Hollywood and Beverly Hills, and the stories that shape our journeys. --+--+--+--+--+--+--+--+--+--+--+--+-- Subscribe to Justin's channel for valuable insights and updates - https://bit.ly/44YF7uA Check out JK Mortgage website for more info: https://jkmortgage.com/ --+--+--+--+--+--+--+--+--+--+--+--+-- Justin Kautz JK Mortgage Team/ Spot On Lending Inc. NMLS: 913358 DRE: 01447986 Corp:1767407 Call or Text: 949-867-1157 jk@justinkautz.com 3242 E Coast Hwy Corona Del Mar, CA 92625 Spot ON Lending, Inc./Full Service Mortgage Group NMLS:02066654 | 60DBO-154093 Georgia & Texas NMLS#1767407 Florida NMLS#MBR5826 Tennesse NMLS# 1243230 --+--+--+--+--+--+--+--+--+--+--+--+-- Timestamp: 0:00 - Intro 1:00 - Beverly Hills client 2:00 - Refinancing seven investment properties. 3:00 - Challenges with unconventional income. 4:00 - Analyzing tax returns is key. 5:00 - Client's personality and quirky office. 6:00 - Memorable experiences. 7:00 -Closing remarks Refinance loans: Refinance loans can help homeowners lower their monthly mortgage payments. When interest rates drop, many people consider refinancing their loans. It's essential to shop around and compare offers before choosing a refinance loan. Refinance loans can also be used to cash out some of the home's equity. The decision to refinance a loan should consider factors like closing costs and the break-even point. Beverly Hills: Beverly Hills is a renowned city in Los Angeles County, California, known for its luxury and upscale lifestyle. The city of Beverly Hills is famous for its Rodeo Drive shopping district, which attracts visitors worldwide. Many celebrities and wealthy individuals reside in Beverly Hills due to its exclusive neighborhoods. The Beverly Hills Hotel is an iconic landmark in the area, known for its pink exterior and rich history. Beverly Hills is often associated with the entertainment industry and high-end real estate. Plastic surgeon: A plastic surgeon specializes in surgical procedures to enhance or reconstruct a person's physical appearance. Plastic surgeons commonly perform procedures like breast augmentation, liposuction, and facelifts. Patients seeking plastic surgery should thoroughly research and choose a board-certified plastic surgeon. Plastic surgeons often have extensive training and experience in both cosmetic and reconstructive surgery. It's important to have realistic expectations and open communication with your plastic surgeon before undergoing any procedure. Tax returns: Filing accurate tax returns is a legal obligation for individuals and businesses in many countries. Tax returns typically include information about income, deductions, credits, and tax owed or refunded. Many individuals use tax professionals or software to help prepare and file their tax returns. Errors on tax returns can lead to penalties and delays in receiving tax refunds. Keeping organized financial records throughout the year can make preparing tax returns more straightforward. Loan amounts: Loan amounts vary based on the type of loan and the borrower's financial situation. Mortgage lenders consider factors like credit score, income, and down payment when determining loan amounts. Personal loans and auto loans have fixed loan amounts specified in the loan agreement. It's crucial to calculate the total cost of borrowing, including interest, when evaluating different loan amounts. Some loans may have minimum and maximum loan amounts, so borrowers should be aware of these limits. The real estate market is dynamic, with property values constantly fluctuating based on supply and demand. #RealEstateStories #PropertyInvestments #RefinanceLoans

My Credit Is Kinda Beat Up But I Have a Goor Job And A Small Down Payment #shorts #spotonlendinginc #lessthanperfectcredit #Realestate #badboys #innercircle #cops Fha Loans do not require high credit scores to get a great interest rate. If you are below 700 credit score, then you may want to look at FHA. Call us anytime 7 days a week! If your credit is not fantastic, look at FHA and buying now! If you are working on your credit, you could be ready for a conventional refinance in 6 to 18 months when rates drop anyway! I have seen borrowers go from 580 fha buyers to 800 move up million $$ home buyers in my career! 949-867-1157 Justin Kautz is JK Mortgage ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

Thank you for stopping by my page! Here you will find a few tips.. You all need help or advice, pick up the phone and call or message me.. I am here to help and I will push you in the right direction like a family member.. 949-867-1157 💡 Loan Officer Insights for Remote Workers and Couples: - Learn about the specific needs of remote workers in the home buying process. - Discover strategies for couples relocating together, especially when job situations differ. 🚀 Making Your Move Smooth: - We discuss how to set up a successful timeline and qualifying plan for your relocation. - Get insights on what underwriters look for and how to be prepared for any scenario. 🤝 Whether you're moving for a job, lifestyle change, or just for a new adventure, having the right team to guide you through the real estate process is crucial. This video is packed with expert advice and tips to make your interstate move as smooth as possible. Don't forget to hit 'Like' and 'Subscribe' for more real estate insights and tips for your big move! 📹👍 Justin Kautz ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407 #MovingOutofState #realestatetips #LoanOfficerAdvice #RealEstateAgent #HomeBuyingJourney #RelocationGuide #RemoteWorkRealEstate #CoupleRelocation #RealEstateFinancing #HomeBuyingStrategies #houstonrelocation #visaliadoctors #fabuloushomes #houstonlisting

Call Burr White in Newport Beach to Find Your Favorite Vacation Rental Properties #shorts #rentalproperty #newportbeach #burrwhite #boardwalkshow

Buying a $900,000 Home: Are YOU going to Wait For Lower Interest Rates? #shorts #valuetainment #rhianna Do you know what would happen if Jerome Powell lowered interest rates to 6%, 5%, 4%? The $900,000 house at 8% rate will be $1.4 when rates go down to 5%.. JK Mortgage!! ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy Way, 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

New Orleans JazzFest 2023 After Party | JK Mortgage | #shorts #nola #frenchquarter #nolarealestate Join us for an unforgettable night of music and celebration at the New Orleans JazzFest 2023 After Party! 🎶🎷🎺 Let the vibrant rhythms of NOLA's jazz scene transport you to the heart of the French Quarter as we dance the night away in style. This exclusive event is brought to you by JK Mortgage, your trusted partner in NOLA real estate. Experience the magic of New Orleans after dark with this #shorts video, featuring incredible live jazz performances, colorful street scenes, and the electric atmosphere that makes the French Quarter come alive. Whether you're a music lover, a real estate enthusiast, or simply looking for a taste of the Big Easy, this is a night you won't want to miss. Subscribe to our channel for more exciting moments from New Orleans and stay tuned for future events and real estate updates! 🏡🎉 #coronadelmar #NewOrleans #JazzFest2023 #AfterParty #Music #NOLALife #NOLARealEstate #PartyInNOLA Call or text 7 days a week! Justin Kautz is JK Mortgage ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

Don't Wait 'til The Last Minute! Get A Home Equity Line Before The Holidays! #shorts #homeequity #heloc #creditcarddebt This is Justin Kautz. 🏡 Looking for a swift and hassle-free way to get a home equity line before the holidays? Look no further! In this video, we delve into how you can secure a home equity line in just 5-7 days, without the need for an appraisal for most cases. We utilize the innovative House Canary system to quickly evaluate your score and loan amount, providing you with an immediate assessment. 🌟 Find out instantly if you need an appraisal and discover your potential rate. Our process is straightforward, and we're here to assist without intruding into your holiday time. 📞 Interested in learning more? Just reach out at 949-867-1157 or hit me up in the chat. Remember, even if you decide not to proceed, we're happy to have made a new friend. Don't miss out on this opportunity to prepare for your holidays with ease!" Remember to comply with YouTube's guidelines and policies regarding content and to include necessary disclaimers if offering financial advice or services. Justin Kautz is JK Mortgage ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

Calling All Class of 1994 Trailblazers! #shorts #goldenwest #visalia #classreunion March 2024 at the Shirk Barn in Visalia.. Who's With Me? Justin Kautz is JK Mortgage ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

Corona Del Mar Christmas Walk | Party w/ 3 DJs! #shorts #christmaswalk #coronadelmar #papasliquor Come join us for the JK's annual Corona Del mar Christmas Walk party! Located at 3242 E Coast Hwy between Quiet Woman restaurant and Papa's Liquor, there will be three DJ's spinning vinyl, the real thing, until we shut it down! Don't miss out and make sure that you stop in for a beverage and say Merry Christmas! Justin Kautz is JK Mortgage ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

🔥 Calling all barbecue aficionados and Martin's Bar-B-Que fans! If you've ever had the pleasure of dining at Martin's, you know that Big Hoss is the secret behind our mouthwatering flavors. 🍗 ************************************************* SUBSCRIBE TODAY! https://youtube.com/channel/UCwQD33iMEcnk2NICVGJKpvg **************************************************** GET PREAPPROVED WITH JUSTIN FOR A HOME LOAN TODAY! https://www.jkmortgage.com **************************************************** 🐖🐔Join us in this exclusive video as we unveil Big Hoss, My Favorite BBQ rub that graces chickens, pork, whole hogs, and shoulders at Martin's. With locations in Tennessee, Kentucky, South Carolina, and Alabama, Martin's Bar-B-Que Joint is a cherished institution for BBQ enthusiasts and food lovers alike. I highly recommend checking out Martin's Bar-B-Que if you are near! 🌆 What to Expect! 🌆 History: 📍 Rich history and delicious offerings ARE Martin's, where Southern barbecue traditions meet modern culinary expertise. As a dedicated patron who has savored the flavors at all four Nashville locations, I can confidently say that Martin's holds a special place in my heart, with 12 South at 3108 Belmont Blvd, Nashville, TN 37212, being my personal favorite. Kick Ass Seasonings: 🧂 Secret blend of spices and seasonings that make Big Hoss the go-to rub for our pitmasters. Whether you're preparing a whole hog, a succulent chicken, or tender turkey, this rub will elevate your barbecue experience to new heights. Expert Chef: 👨‍🍳 Expert chef demonstrates how to apply Big Hoss to your meat, sharing insider tips and tricks for that perfect smoky flavor. Elevate your grilling game and create unforgettable barbecue moments right in your own backyard. Subscribe: 📣 If you're as passionate about barbecue as we are, hit that "Subscribe" button and turn on notifications to stay up-to-date with all things Martin's Bar-B-Que Joint. Like, share, and comment with your favorite BBQ memories, and let's keep the flames of flavor alive! Justin Kautz is JK Mortgage ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: https://www.jkmortgage.com 📞 Call or Text 24/7: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

Join us in Westminster, California, for a tour of a $1.1 million 4-bedroom, 2-bath home just 5 miles from the ocean. Realtor Tammie and loan officer Justin Kautz explore the property, highlighting the Insta 360 Go 2 camera's impressive quality. Learn about conditional loan approvals, quick communication with underwriters, and the home's suitability for first-time buyers in the $1.1 million to $1.2 million range. Tammie shares her expertise, and don't miss the door knocking for the Christmas Walk party, along with a success story of a client's swift approval in under 24 hours. Subscribe for more real estate adventures in Orange County! --+--+--+--+--+--+--+--+--+--+--+--+-- Subscribe to Justin's channel for valuable insights and updates - https://bit.ly/44YF7uA Check out JK Mortgage website for more info: https://jkmortgage.com/ --+--+--+--+--+--+--+--+--+--+--+--+-- Justin Kautz JK Mortgage Team/ Spot On Lending Inc. NMLS: 913358 DRE: 01447986 Corp:1767407 Call or Text: 949-867-1157 jk@justinkautz.com 3242 E Coast Hwy Corona Del Mar, CA 92625 Spot ON Lending, Inc./Full Service Mortgage Group NMLS:02066654 | 60DBO-154093 Georgia & Texas NMLS#1767407 Florida NMLS#MBR5826 Tennesse NMLS# 1243230 --+--+--+--+--+--+--+--+--+--+--+--+-- Timestamp: 00:00 - Intro 00:35 - Westminster Real Estate with Tammie 02:52 - Borrower and Agent Education 06:57 - Door Knocking in Westminster 09:54 - Home Equity Lines and Investment Story Westminster Real Estate: Westminster real estate presents diverse housing options, from starter homes to luxury properties. The Westminster real estate market attracts both homebuyers and investors due to its steady growth. Local Westminster real estate experts can assist you in finding your ideal property. Stay updated on Westminster real estate trends through local blogs and websites. Explore the Westminster real estate market for homes that fit your needs and budget. Home Equity Lines: Home equity lines let homeowners access home equity for financial needs. Many use home equity lines for affordable home improvements. Understand terms and interest rates before applying for a home equity line. Flexibility is a key benefit of home equity lines. Qualification factors for a home equity line include credit score and loan-to-value ratio. First-Time Home Buyer: First-time home buyers enjoy special incentives for homeownership. Get pre-approved for a mortgage to determine your budget. Experienced agents help first-time home buyers navigate the process. Research neighborhoods and local amenities when buying your first home. Attend first-time home buyer workshops for valuable insights. Investments: Diversify your portfolio to reduce investment risk. Real estate investments offer rental income and appreciation potential. Assess risk tolerance and investment goals before making decisions. Financial advisors and online platforms aid in managing investments. Stay informed about market trends to maximize investment returns. Borrower Education: Borrower education is vital for understanding the mortgage process. First-time buyers benefit from borrower education programs. Online resources provide insights on credit scores and loan types. Borrower education prevents common pitfalls during mortgage applications. Lenders offer borrower education materials for better loan understanding. Real estate and property are terms often used interchangeably, but they have distinct meanings. Real estate refers to the physical land and everything permanently attached to it, while property encompasses both real estate and personal belongings on the land. #WestminsterRealEstate #HomeEquityLines #RealEstateTips

Misty Rain in Corona Del Mar & Closing Stressful Deals I Papa's Liquor and JK Mortgage #shorts #coronadelmar #orangecounty #djset Just leaving the office of JK Mortgage & Spot ON Lending, Inc at 3242 E Coast Hwy Corona Del Mar, CA 92625. And Thank you for watching this #shorts video! If you are in the area and want to be a part of our Christmas Walk Party on December 3rd, 2023 Please reach out and register for your drink tickets and entry here: https://platform.getbonzo.com/lp/jkmortgage Sunday December 3rd from 12 noon to about 4pm maybe some records spinning later than 4pm.. We will see how cold it is!! Myself on the turntables and ALL vinyl with Special Guests DJ Kagen teh Ragin' Cajun! and DJ Smooth I mean DJ SOLO in the house from his residency at Shagnasty's and El Presidente in Visalia, CA! Justin Kautz is JK Mortgage ⚙️ Spot On Lending Inc. 🇺🇸 Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

Christmas Flashback: Uncle Kyle's Tooth-Plucking Holiday Surgery! #shorts #bestOrangeCountylender #thatslife #christmasintheoc Join us in this heartwarming and humorous #shorts video as we take a trip down memory lane to Christmas 2018 in Placentia. Watch as Uncle Kyle turns dentist for the day, performing a 'little surgery' with baby pliers to remove Jake's loose tooth, all while the family enjoys festive eggnog. It's a mix of holiday spirit and family fun you won't want to miss. Relive this unique Christmas moment in the OC, filled with laughter, family bonding, and a touch of dental adventure. Justin Kautz is JK Mortgage - reach out 7 days a week for help withe getting your dreamhome! ⚙️ Spot On Lending Inc. 🇺🇸 UWM Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 justin@justinkautz.com 📍 3242 E. Coast Hwy 🔱 Corona Del Mar, CA 92625 ♻️ Nmls: 913358 Dre: 01447986 🔗 Corp: 1767407

Why I Love Being a Mortgage Broker! #shorts #newportbeach #mortgagebroker #orangecounty

In this video, Justin Kautz, a highly experienced Loan Officer with 20 years in the industry, discusses the best time to buy a home. He explores the Oaks Ranch subdivision in San Juan Capistrano, California, highlighting key factors affecting the real estate market, such as interest rates, market inventory, and housing prices. Justin also shares his personal journey in the loan industry, emphasizing the importance of being prepared to buy a home. Whether you're a prospective homebuyer or interested in real estate, this video offers valuable insights and advice. Don't forget to like, share, and subscribe for more real estate updates. --+--+--+--+--+--+--+--+--+--+--+--+-- Subscribe to Justin's channel for valuable insights and updates - https://bit.ly/44YF7uA Check out JK Mortgage website for more info: https://jkmortgage.com/ --+--+--+--+--+--+--+--+--+--+--+--+-- Justin Kautz JK Mortgage Team/ Spot On Lending Inc. NMLS: 913358 DRE: 01447986 Corp:1767407 Call or Text: 949-867-1157 jk@justinkautz.com 3242 E Coast Hwy Corona Del Mar, CA 92625 Spot ON Lending, Inc./Full Service Mortgage Group NMLS:02066654 | 60DBO-154093 Georgia & Texas NMLS#1767407 Florida NMLS#MBR5826 Tennesse NMLS# 1243230 --+--+--+--+--+--+--+--+--+--+--+--+-- Timestamp: 00:00 - Intro 00:58 - Jumbo Loan Rates & Buy Down Options 01:24 - Mortgage Rate Information 02:28 - Property Overview 03:30 - Family Moving to California 04:50 - Location Discussion 05:04 - Best Time to Buy a Home 05:53 - Justin Kautz's Background 10:01 - Jumbo Loans & Accessibility 11:17 - Conclusion Jumbo Loan: Jumbo loans exceed standard mortgage limits. Often required for higher-priced homes. Stringent credit and income criteria apply. Rates vary; compare lender offers. Available for luxury real estate. Real Estate: Involves land and property assets. Influenced by supply, demand, and location. Agents assist in buying and selling. Offers wealth-building opportunities. Encompasses residential, commercial sectors. Mortgage Rate: Determines home loan borrowing cost. Can fluctuate based on indicators. Credit affects eligibility for rates. Locking in rates saves money. Compare rates from different lenders. San Juan Capistrano: Historic city in Orange County, CA. Home to Mission San Juan Capistrano. Features cultural attractions. Offers boutique shops and dining. Ideal for a coastal lifestyle. Home Buying: The process of purchasing a home. Includes budgeting and preferences. Involves mortgage approval and searching. Requires inspections and appraisals. Transition to homeownership after purchase. Over time, real estate properties can appreciate in value due to factors like location, demand, and economic conditions, making it a lucrative long-term investment. #MortgageRates #HomeBuyingAdvice #JumboLoanRates

Explore this stunning Zen Farm home in Orange County with Lee Ann Canaday from Remax Fine Homes. The property features a double kitchen with high-end appliances, including a professional-grade stove and a commercial sub-zero refrigerator. You can enjoy your meals in the cozy breakfast room or the elegant dining room with panoramic views of the property. Additionally, the home comes with solar panels for the pool and a private tennis court, making it a perfect blend of luxury and functionality. Don't miss the chance to make this exquisite property your own at the open houses in San JuanCapistrano. Listing at 30602 Hunt Club Drive San Juan Capistrano, CA courtesy of CANADAY GROUP | RE/MAX FINE HOMES CA DRE#01526370 Spot ON Lending, Inc. 3242 E Coast Hwy Corona Del Mar, CA 92625 NMLS: 913358 Corp:1767407 --+--+--+--+--+--+--+--+--+--+--+--+-- Subscribe to Justin's channel for valuable insights and updates - https://bit.ly/44YF7uA Check out JK Mortgage website for more info: https://jkmortgage.com/ --+--+--+--+--+--+--+--+--+--+--+--+-- Justin Kautz JK Mortgage Team/ Spot On Lending Inc. NMLS: 913358 DRE: 01447986 Corp:1767407 Call or Text: 949-867-1157 jk@justinkautz.com 3242 E Coast Hwy Corona Del Mar, CA 92625 Spot ON Lending, Inc./Full Service Mortgage Group NMLS:02066654 | 60DBO-154093 Georgia & Texas NMLS#1767407 Florida NMLS#MBR5826 Tennesse NMLS# 1243230 --+--+--+--+--+--+--+--+--+--+--+--+-- Timestamp: 00:00 - Intro 00:22 - Meeting with Real Estate Teams 01:03 - Coast Country to the Coast Event 02:13 - Touring Bedrooms and Bathrooms 03:08 - Exploring the Living Area 04:09 - Kitchen and Dining Room 05:42 - Solar Panels and Guest House 07:43 - Outdoor Dining Area 09:07 - Landscaping and Amphitheater 11:16 - Potential Event Venue 12:14 - Closing Orange County: Orange County, Southern California, is renowned for its beaches and upscale communities. Popular for its pleasant climate, and proximity to attractions. Competitive real estate market, diverse housing options. Known for its vibrant arts, and culture, Disneyland. High quality of life, excellent schools, and recreational opportunities. San Juan Capistrano: Historic city, California, home to Mission San Juan Capistrano. Attracts tourists with Spanish mission, gardens. Charming downtown, boutique shops, restaurants. Varied real estate options, and equestrian properties. Swallows' Day Parade celebrates mission's swallows' return. Real estate teams: Collaborative professionals aiding buyers, and sellers. Includes agents, brokers, marketers, and admin staff. Access to a wider property network. Specialized expertise for efficient transactions. Focused on specific regions or property types. Zen Farmhouse: Blends Zen minimalism, and rustic farmhouse style. Features serene, uncluttered interiors, and natural materials. Embraces simplicity, balance, and nature connection. May include wood beams, large windows, and calming colors. Popular for tranquil and stylish living. Mortgage rates: Interest rates on home loans. Fluctuate based on economic factors. Lower rates lead to more affordable mortgages. Offered in fixed-rate and adjustable-rate options. Borrowers choose rates based on financial goals, risk. Real estate and property are terms often used interchangeably, referring to land, buildings, and any tangible assets attached to the land. #RealEstate #OrangeCounty #LuxuryHomeTours

Join Justin in this video as he discusses fast-tracking home loan approval and explores high-end homes in Southern California. Justin shares tips on using a non-occupant co-borrower to expedite loan approval and introduces Belmont Shore as an affordable LA County option. He provides insights on choosing a mortgage lender, emphasizing the importance of comparing cash-to-close, total payment amount, and interest rates. Don't miss this informative video on real estate and mortgage advice in SoCal. --+--+--+--+--+--+--+--+--+--+--+--+-- Subscribe to Justin's channel for valuable insights and updates - https://bit.ly/44YF7uA Check out JK Mortgage website for more info: https://jkmortgage.com/ --+--+--+--+--+--+--+--+--+--+--+--+-- Justin Kautz JK Mortgage Team/ Spot On Lending Inc. NMLS: 913358 DRE: 01447986 Corp:1767407 Call or Text: 949-867-1157 jk@justinkautz.com 3242 E Coast Hwy Corona Del Mar, CA 92625 Spot ON Lending, Inc./Full Service Mortgage Group NMLS:02066654 | 60DBO-154093 Georgia & Texas NMLS#1767407 Florida NMLS#MBR5826 Tennesse NMLS# 1243230 --+--+--+--+--+--+--+--+--+--+--+--+-- Timestamps: 00:00 - Introduction 0:11 - College student wanting a home loan 1:02 - Current location (Encinitas, California) 2:08 - Upcoming high-end home visits 3:06 - Open house details in Belmont Shore 6:45 - Climbing a set of stairs 8:10 - Comparing mortgage quotes and lenders Home loan approval: Home loan approval is crucial for buying a home. Good credit improves home loan approval odds. Pre-approval helps assess buying power. Accurate financial documentation is essential. Lenders consider various factors for approval. EMT for firefighters: EMTs assist firefighters in emergencies. EMTs require specialized training and certification. This career is vital for saving lives. EMTs work closely with firefighting teams. It's a noble path in public service. Non-occupant co-borrower: Non-occupant co-borrowers aid mortgage approval. Typically, they're close family or friends. Creditworthiness matters for co-borrowers. Co-borrowers share loan responsibility. It enables homeownership for many. High-end homes: High-end homes offer luxury and space. They feature premium finishes and amenities. Quality, location, and exclusivity matter. Expect higher prices for high-end homes. Ideal for those seeking a lavish lifestyle. Belmont Shore: Belmont Shore: Beachfront in Long Beach, CA. Enjoy beach access and local vibrancy. Spanish-style homes characterize the area. Blend of charm and urban convenience. Desirable due to proximity to Pacific Coast Highway. Real estate investment requires thorough due diligence to minimize risks and maximize returns. #HomeBuyingTips #RealEstateAdvice #PreApprovalProcess

Just explored the new Altman Brothers office and met some amazing people today at the Martingale OpenHouses San Juan Capistrano.. Open houses are a great way to connect with buyers and get to know other agents in the area. I think subliminally people want to buy a lot of them coming to OpenHouses, but they just don’t think that it’s possible. The combination of the permanent Buydown and temporary Buydown is where it’s at! Justin Kautz Mortgages & PreApprovals 🌐 Website: www.jkmortgage.com 📞 Call or Text: 949-867-1157 📧 Email: justin@justinkautz.com 📍 Address: 3242 E. Coast Hwy Way, Corona Del Mar, CA 92625 States & Licenses: CA TX TN GA FL NMLS: 913358 CA/DRE: 01447986 Spot ON Lending, Inc./Full Service Mortgage Group NMLS:02066654 | 60DBO-154093 Georgia & Texas NMLS#1767407 Florida NMLS#MBR5826 Tennesse NMLS# 1243230 🏡🌴 Subscribe for more luxury property tours and mortgage tips. #LagunaNiguel #RealEstate #MortgageTips #luxuryliving Timestamps: - 0:00 - "Took a little walk tonight to look at the new Altman Brothers." - 0:25 - "I'm running into people all the time, whether it's at open houses or people that I talk to, but specifically open houses because I'm meeting more buyers there than anywhere," - 0:54 - "and other agent friends of mine that are doing open houses." - 1:06 - "They're all saying the same thing that most buyers don't even know that they're buyers." - 1:20 - "I think they subliminally know they're buyers." - 1:33 - "They want to be buyers, but they don't know that it's possible." - 1:48 - "It's like a 16-year-old going to the BMW lot and kind of hoping it's going to happen there."