Rideshare Drivers and Personal Injury

What happens when a Rideshare Driver gets injured in an accident or some other incident? How much insurance is already available to divers outside of taking out additional policies which they would need to pay for themselves.

In this video, one of my riders who happens to be a personal injury attorney from the US says, there's not much coverage, at least in the US. He tells the story of a driver in Colorado who was injured in bad accident where his passenger was killed. Now he is left with little insurance money to live on, which he will need for the rest of his life because he is no longer able to work.

His message is simple. Take out as much additional insurance as you can uncomfortably afford because you never know when you might need it.