Trudeau government has presided over a housing crisis in Canada
I think it is safe to say that we have a housing crisis in Canada. The government, over the last eight years, has presided over this crisis. While provinces have a role to play, and so do municipalities, what I hope to make clear to the House in my short remarks is that the primary responsibility for this mess is with the Government of Canada. The Government of Canada has huge macroeconomic levers not available to the provinces. It regulates our banking system through the Office of the Superintendent of Financial Institutions. It regulates the mortgage market through CMHC's mortgage insurance programs, and Finance Canada plays a big role in regulating our financial services sector. These are, far and away, the cause of the housing crisis in Canada. None of the initiatives that the government has announced as part of the plethora of programs on housing is going to offset the macroeconomic mistakes it has made over the last eight years.
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