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    WhatsApp 'stokvels' are a SCAM (Proof)
    8:59

    WhatsApp 'stokvels' are a SCAM (Proof)

    WhatsApp 'stokvels', sometimes referred to as WhatsApp 'gifting groups' or 'gifting circles' have become popular in South Africa. But,are WhatsApp 'stokvels' pyramid schemes or legitimate multi-level marketing operations? This video answers that question.
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