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🔔 Subscribe ➡️➡️➡️ https://bit.ly/4b8PJJI Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🌐 https://ROKRealtyGroup.com 🏠📈 Stay ahead in real estate trends! Check out our May 2024 edition of The ROK Realty Report for key updates and insights. 📈 Mortgage rates have hit a peak at 7.1% since late 2023. Learn what this means for buyers and sellers. 🏠 Discover why adjustable rate mortgage (ARM) applications are surging to 7.6% and why they're popular among homebuyers. 📊 Find out why existing home sales dropped by 4.3% while home prices rose by 4.8% compared to last year. 📈 Explore the expanding housing inventory, up by 14% year over year, offering more options for buyers. 💼 Get the scoop on Zillow's exit from ibuying, their property sell-off, and the impact on institutional investors. _________________ Disclaimer: all the content on our sites and pages is for entertainment purposes only and does not constitute any advice or recommended courses of action.

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty In our latest YouTube video, we dive into the latest happenings and trends in the real estate market. 🔑 5 Key Takeaways 1. Mortgage rates have been hovering around the high 6% range, with a recent downtrend to 6.79%. 2. Existing home sales surged with a 9.5% jump, thanks to additional housing supply meeting the rising demand. 3. First-time homebuyers accounted for 26% of all purchases. 33% of transactions were made in cash. 4. The NAR lawsuit and its impact on consumers. 5. Inventory levels have steadily risen, giving both buyers more options and sellers increased competition in some markets. 💡 Fun Fact: New Jersey has been ahead of the curve in terms of disclosures and staying on top of regulations. 🙂 If you have any questions about the real estate market, specific areas, or you're looking to make a move in the near future, don't hesitate to get in touch with us. 👍 Great real estate planning in advance is crucial. We're always here to help you get ahead of the game. Make sure to watch the full video for more insights. Feel free to reach out if you have any questions!

Robert O'Keefe - ROK Realty 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 🔍 Unlock the Secrets to the New Jersey Senior Freeze Program - Episode Released! 🔓 🔗 Link to Program: https://www.nj.gov/treasury/taxation/ptr/ We're thrilled to announce the release of our latest video, all about the New Jersey Senior Freeze Program. If you're a senior in New Jersey looking to prevent property tax increases, this is a must-watch for you! 🎥💼 In this episode, we'll delve into the nitty-gritty of the New Jersey senior freeze, covering everything from eligibility requirements to the application process. Here are 5 key takeaways you'll discover: 🔹 The eligibility requirements for the New Jersey Senior Freeze Program, including age, residency, property ownership, and income limits. 🔹 Who is not eligible for the program, so you can understand whether you qualify or not. 🔹 The application process - whether to wait for the state to mail you an application or to take the proactive approach and apply online. 🔹 The filing deadline and when you can expect to receive your reimbursement check if you qualify. 🔹 The importance of being proactive and applying every year to benefit from the program. Fun Fact of the Episode: 🎉 Did you know that the New Jersey senior freeze program has been running since 1997? It's a long-standing program designed to provide financial relief to eligible seniors in the state. 📅💰 We hope you enjoyed learning about the New Jersey senior freeze program as much as we enjoyed creating this video for you. Your support means the world to us! 🌍 If you have any questions about the program or anything else related to real estate, don't hesitate to reach out. We're here to help! 🤝 Don't miss out on this valuable information. Check out the video now and start taking proactive steps to stop property tax increases. 🚫💰 Keep watching, keep learning, and have a fantastic day! 📺📚☀️ Robert O'Keefe - ROK Realty 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty

Robert O'Keefe - ROK Realty 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 🏠 Welcome to ROK Realty's March 2024 Real Estate Market Update! 🔍 Join us as Robert O'Keefes dive deep into the current state of the housing market, bringing you fascinating insights you won't want to miss. 📊 In this episode, we cover 5 key takeaways: 1️⃣ Mortgage Rate Trends: Gain a clear understanding of the recent fluctuations in mortgage rates and their implications for prospective buyers and sellers. 2️⃣ Sales Market Dynamics: Explore the factors driving the 3.1% increase in existing home sales and their significance in the current market conditions. 3️⃣ Price Trends and Forecasts: Delve into the changes in home prices from last year and last month, coupled with the revised home price forecasts for 2024. 4️⃣ Buyer and Seller Dynamics: Uncover the noteworthy statistics concerning first-time home buyers, cash sales, and the leverage position of sellers within the market. 5️⃣ Future Market Outlook: Gain valuable insights into the housing market's resilience and the prevailing factors contributing to its stability despite rising interest rates. 💡 Did you know? An astounding 38.7% of homeowners have no mortgage at all, reflecting a substantial portion of individuals in a favorable position within the real estate landscape. 🙏 We deeply appreciate your continued support and engagement with ROK Realty. Whether you're contemplating real estate transactions or seeking to stay informed about industry developments, we're here to provide guidance and assistance. Your inquiries and insights are always welcome, and we are committed to being your trusted ally in navigating the real estate market.

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 🔑🏠📊 Welcome to ROK Realty! In our latest video, Robert O'Keefe dives deep into HELOC (Home Equity Line of Credit) - don't miss out! Here's what you'll learn: 🏠 Discover the ins and outs of HELOCs, rates, calculator, & other benefits. 📊 Learn how to manage and maximize your HELOC for financial success. 💸 Explore the flexibility and freedom HELOCs offer. 📝 Get insights into the application process and approval considerations. 💡 Essential tips for optimizing your HELOC and best practices. 💰 Did you know banks often charge a small fee to keep a HELOC open? Stay informed about potential costs! 📥 DM us for a sneak peek into the full episode and snag a copy of the handy spreadsheet Robert mentioned! 🌟 Your support means everything to us! Feel free to reach out with questions or to chat real estate anytime.

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 📅 Welcome to the February 2024 edition of the ROK Realty Report! This month, we're diving into some insightful market trends and predictions, so buckle up and let's dive in. 🚀 🔍 Here are 5 key takeaways from this month's episode: 💰 Mortgage rates have slightly decreased to 6.69%, presenting potential opportunities for homebuyers and sellers. 📉 We're seeing a decline in existing home sales, but the median home price has increased by 4.4% from last year, shedding light on the current market dynamics. 🌊 Get ready for the "Silver Tsunami" as 30,000,000 homes are predicted to hit the market in the next 15 years, influencing inventory levels and housing supply. 👴 Baby boomers are having a significant impact on the real estate market, with many choosing to stay in their homes longer, leading to a gradual increase in inventory. 📈 The sustained demand for homes combined with limited supply continues to drive steady increases in housing prices across many markets. 💡 Fun Fact: Did you know that according to Harvard University, 78% of baby boomers own homes, which could potentially lead to a significant shift in the housing market in the near future? 🎙️ If you're curious to learn more about these trends and how they might impact your real estate plans, be sure to check out the full episode. 🤝 As always, we're here to support you through every step of your real estate journey. Whether you're thinking about selling your home or planning to relocate, it's never too early to start planning. Reach out to us anytime, and let's strategize and build a game plan together. 🏠 Catch you in the next episode, and happy house hunting! 🔍🏡

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 🏡 Get the Inside Scoop on Mortgage Rates Predictions in 2024! 🔍 Are you wondering where mortgage rates are headed in 2024? Our latest video compiles a list of predictions from notable sources. 🔑 5 Keys You'll Learn: 1️⃣ The varying mortgage rate projections from organizations like Fannie Mae, Realtor.com, and more. 2️⃣ The factors that can influence mortgage rates for individual buyers, such as debt to income ratio and credit score. 3️⃣ The average mortgage interest rate projection for 2024 and how it compares to the historical average. 4️⃣ A flashback to the rollercoaster ride of mortgage rates in 2023 – from early lows to a peak in October. 5️⃣ The impact of the Federal Reserve's decision on mortgage rates in 2023 and how it could shape 2024. 🌟 Fun Fact: Did you know that the average mortgage interest rate since 1970 is 7.41%? It's always fascinating to look back at historical data and see how things have evolved over time! 🎬 Thanks for Watching! We greatly appreciate your support. If you found this info helpful, please share the video with anyone who's navigating the real estate market.

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 🏡 Hey there! Real estate enthusiasts! Happy New Year! 🎉 We hope you had a fantastic start to 2024. In our latest video, we're diving into the predictions for the real estate market this year. Here's what you can expect: 🌐 Forecast & Predictions for 2024: Get the lowdown on what Zillow, Realtor.com, Fannie Mae, Redfin, NAR, and CoreLogic are predicting for home prices in 2024. 📍 Importance of Localized Data: Understand why it's crucial to consider your local market when analyzing these predictions. 🔍 Anomaly Years: Dive into the anomaly of 2021 and 2022, which saw double-digit gains in home value, and discover how 2023 deviated from the predicted decrease. 🔄 Recap and Realism: We emphasize the need to view these predictions as just that – predictions – and to base your plans on your individual needs and goals. 📊 Average Projections: Discover the overall average projection for home value increase in 2024 and how it compares to the yearly average.

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty _________ 📆 As we bid farewell to December 2023, join us in reflecting on an eventful year in the world of real estate in our latest ROK Realty video! 📊 Key Takeaways: 📉 Mortgage rates hit a significant low at 6.7%, sparking a surge in purchasing activity and marking a positive shift in the marketplace. 📈 Despite a slight price decrease, year-over-year home values increased by 4%, emphasizing overall growth in the real estate sector. 🏠 The competition for homes intensified with a 1.7% decrease in inventory, fueling a strong buying frenzy in the market. 🗺️ Over 27 states boast a median home value exceeding $300,000, showcasing the diversity of the real estate landscape. 📈 A remarkable 35% increase in home values nationwide over the past 3 years signifies an upward trend in the market. 🎉 Fun Fact: Did you know that the median home value across all 50 states is $431,000? New Jersey stands out at number 7 with a median home value of $495,000. 📅 As we wind down the year, remember that great real estate decisions are made in advance. Start planning for 2024 and beyond now! 🎄 We hope you had a fantastic holiday season with your loved ones and wish you a joyful new year ahead. 🚀 Call to Action: If you're gearing up for real estate endeavors in the coming year, whether it's buying, selling, or investing, don't hesitate to reach out.

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 🏡📊 ROK Realty Report Highlights: 📉🏠 Mortgage rates down to 7.29%, boosting market demand 🌷💰 Property sales dipped but expected to rise in spring, prices up 3.4% YoY 💼💸 Inventory slightly up to 3.6 months, competitive market with 29% cash transactions 🛌👵 Baby boomers' preference for spare bedrooms causing inventory shortage 🙏 Feeling thankful for your support this holiday season! Have real estate questions? Looking forward to connecting soon! 📞🤗 Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty

🛋️ Completely Renovated Home. Spacious & Open Layout 🔥 Large Living Room with Fireplace & Flat Screen TV 🍲 Fully Renovated Kitchen with Brand New Appliances & Wine Cooler 🛏️ 3 Large Bedrooms Upstairs; Full baths Each Floor 🧺 Washer/Dryer on Bedroom Level 🏞️ Large & Private Backyard with Fire Pit 🚗 2 Car Garage Robert O'Keefe - ROK Realty 📱 (201) 372-4084 (Text/Call) 📧 robert@rokrealtygroup.com 👍 Direct Message

Explore the unbelievable deal of a $125/month HOA in this rare historic Court Street condo! 🏙️ With an open layout, renovated kitchen, and low taxes, this gem offers urban living at its finest. Enjoy the benefits of central A/C, a well-maintained building, and a private patio for your urban escape. 🌟 Located in a prime spot near parks, PATH/Ferry, and shops, this condo is a standout opportunity to own in Hoboken. 🏡 Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty 🍁 Happy fall season and a spooktacular Halloween weekend, folks! 🎃 It's Robert O'Keefe from ROK Realty, and I'm back with another quick and informative episode of the Rock Realty Report. 🏠📰 In this episode, we'll cover 5️⃣ key things about the current real estate market: 1️⃣ Mortgage rates are climbing to a 20-year high, but they're still around the historical average. 📈🏡 2️⃣ Mortgage applications have dropped to their lowest levels since 1995. 😱💔 3️⃣ Prices are staying relatively stable, with a 2.8% increase from last year. 💰📈 4️⃣ Rising inventory is a significant factor, up 2.7% from last year. 📦📈 5️⃣ Millennials are feeling "sticker shock" due to the fastest extension of interest rates in history. 💥💲 Here's a fun fact: In the '80s, interest rates averaged a whopping 12.7%! 🕰️💥 That's a wrap for this edition of the ROK Realty Report. I hope you found it educational and helpful. If you think someone you know could benefit from this episode, do them a favor and share it. 💌📤 If you have any questions, remember, I'm just an email away! 📧🤔 Before we sign off, let's get ready for November! Wishing you a fantastic Halloween filled with treats and spooktacular surprises. 🍬👻🎉 Catch you next time! 👋 Robert O'Keefe ROK Realty 🏠🔑

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty _____ 🏡🏡 Homes for Sale in the Villages! 🏡🏡 ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ https://rokrealtygroup.com/the-villages/ ______ 📍 Location: Heart of Howell, New Jersey. 🌄 Scenic Beauty: Panoramic views of Monmouth County 🌳. 🏠 Home Variety: 670 ranch-style homes. 🌆 Condo Living: Experience condo perks. 🛍️ Prime Location: Near shopping, 🍽️ dining, and 🏥 healthcare. 🚌 Transportation: 🗽 To New York City. 🛒 Local shopping trips. 🏛️ Clubhouse: Community's fun hub. 🎉 Activities: 🏋️ Fitness. 🎱 Billiards. 🎨 Crafts. 🏊 Pool. 🎳 Bocce & shuffleboard. 🌳 Nearby parks. 🔑 Home Features: 📅 Built '67-'75. 🛌 1-2 bedroom designs. 🌬️ Central air, 🔌 heating, 🌳 spacious yards. 🛠️ Maintenance: Monthly fee for upkeep. 🎈 Community Engagement: Bingo nights 🎲, yoga 🧘. 🌐 Location Benefits: 🛣️ East of Route 9. 🏘️ Near Freehold Township. 🛍️ Shopping, 🏖️ Jersey Shore, 🎰 Atlantic City. 💰 Affordability: Quality homes at good prices. 🌟 Reputation: Top retirement spot in NJ. 🌺 Essence: Relaxation, community, and modern living for a great retirement. 🌅. Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 🎬 Welcome to another episode of the ROK Realty Report. Let's see what's trending! 📈 🏡 This month, we dive into the world of low inventory levels and their market effects: 🔹 Property sales are steady, but down 15.3% from last year 🔹 Prices remain stable even with low inventory challenges for buyers. 🔹 Inventory dipped this month, leading to a 3.3-month supply. Properties are snapped up in just 20 days on average. 🔹 Dive into the "golden handcuff syndrome" and understand why homeowners cling to their low-interest rates. 🤓 Fun fact: Americans are nesting longer! 🏠 Stay duration in homes has shot up by 41% since 1985. 🙌 Hope you loved this episode! If you have friends who'd benefit, share away! 💌 Here's to a 🎃 spooktacular October with success and opportunities! 🚀

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty Are you ready to dive into the world of real estate investment in Jersey City? Look no further! In this video, we'll explore an exciting fixer-upper property that could be your next golden opportunity. Whether you're a seasoned investor or a first-time homebuyer looking to make a smart investment, this is a must-watch. 🏠 We'll take you on a virtual walkthrough of this promising fixer-upper, showcasing its potential and highlighting areas that need attention. 🛠️ Why Choose a Fixer Upper: 💰 Lower Purchase Price: Get more bang for your buck and secure a property in a desirable location at a competitive price. 🏡 Value Creation: Learn how to increase the property's value through strategic renovations and upgrades. 🎨 Personalization: Customize your dream home according to your taste and preferences. 💼 Profit Potential: Discover how fixer-uppers can be a lucrative investment with the right approach. 🔑 Don't miss out on this incredible opportunity to turn this Jersey City fixer-upper into a gem! Whether you're looking for a new home or an investment property, this video will provide you with the insights and knowledge you need to make an informed decision. Subscribe now and hit the notification bell to stay updated on this exciting Jersey City fixer-upper journey. Your dream property awaits! #JCMakeitYours #JerseyCityRealEstate #FixerUpperInvestment #PropertyTour #RealEstateTips #JerseyCityLiving Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty

🪨 Glen Rock 2 Bedroom Rental Now Available 🌳 Shared Backyard 🏡 Private Porch 🧺 Free Laundry On-Site 🔥 Heat & HW Included 📅 Available September 1st, 2023 🚗 Parking Space (Option for Additional Parking Space for $250/Month) 🛋️ Furniture Included 🚉 Close to Train and Bus Stop 🏙️ Easy Access to Downtown Glen Rock & Ridgewood Robert O'Keefe - ROK Realty 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 👍 DM More Information

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 💡💡 ROK Realty Report: August 23' Close Out Summary 💡💡 🔑 Key #1: Mortgage Rates and Buyer Behavior Discover how mortgage rates reaching the 7% range have influenced buyer activity in the market. We'll highlight the impact on existing sales, which were down 2% this month and 16% from last year. Plus, find out the extent to which prices have adjusted. 🔑 Key #2: Market Strength and Low Inventory Learn about the role of low inventory in keeping the market strong, even amid certain challenges. We'll explore how inventory levels have fluctuated and how it's affecting the supply-demand dynamics in real estate. Also, keep an eye out for the change in days on the market. 🔑 Key #3: The Underrated Stat: Mortgage Applications Uncover an important and often overlooked statistic: mortgage applications. We'll discuss why this figure matters and how it can be an indicator of market trends. You won't believe the drop in mortgage applications this year – the lowest level since 1995! 🔑 Key #4: Renting vs. Owning Take a step back and look at the bigger picture. We'll examine a chart that highlights the current affordability of owning versus renting. It's an interesting lens through which we can understand the real estate landscape and discuss the potential for homeownership. 🔑 Key #5: Commercial Real Estate Insights Delve into the world of commercial real estate and the impact of rising interest rates. We'll explore the looming challenges faced by investors and potential opportunities that may arise due to changing market conditions. 💡 Fun Fact from the Episode: Did you know that floating-rate debt worth a staggering $682 billion was taken out between 2001 and 2022? The aging of these debts combined with higher interest rates can lead to a significant shift in the commercial real estate sector. Find out more about what this means for investors. That's a brief overview of what we covered in our August episode. Remember, these insights are just the tip of the iceberg. If you have any questions or want to explore how this information applies specifically to your situation, I'm just an email away. Don't miss out on valuable opportunities in the real estate market. Reach out to us with your queries, concerns, or ideas, and we'll be thrilled to consult with you further. Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty ___________ 🏡 Lake Como Rental 🛏️ 2 Bedrooms 🏠 Fully Furnished 🧺 Washer/Dryer in Home 👌 Renovated & Updated 🛋️ Single Level 🚗 Off-Street Parking 💻 Dedicated Home Office Space #LakeComo #LakeComoNJ #MonmouthCounty #MonmouthCountyNJ #WinterRental #TwoRiverHomesNJ #ROKRealty #Home #RealEstate #AirBNBInvesting #STR

Robert O'Keefe - ROK Realty Group 📱 (201) 374-7334 (Text/Call) 📧 robert@rokrealtygroup.com 🔔 Subscribe: https://www.youtube.com/@rokrealty 📸 Instagram; DM's Open: https://www.instagram.com/rok_realty ______________ 🌟 Welcome to another exciting episode of ROK Realty! 🏠🎉 Our fantastic host, Robert O'Keefe, is here to share valuable info about the NJ Downpayment Assistance Program. Let's dive in! 💼 🔍 Key Takeaways from the Episode: 1️⃣ Eligibility: Follow Robert's guide to check if you qualify. Learn about income, credit limits, and state-approved lenders. 2️⃣ Home Search Help: Robert offers personalized searches for qualifying homes. How awesome! 🏡🔎 3️⃣ Program Details: NJ's Program offers up to $15,000 as a forgivable loan! $25M in funds, apply early! 4️⃣ First-Time Homebuyer: Program rules explained. You might qualify even if you've owned a home before. 5️⃣ Spread the Word: Share this video with interested folks! Let's make homeownership dreams come true for all! 📢 💡 Fun Fact: Did you know? The Program gives $15,000 to first-time homebuyers! 🏡✨ 🛋️ That's a wrap for ROK Realty this week! Got questions? Need the guide? Reach out anytime. We're here to support you on your homeownership journey. 🏠🌟 ⏰ Act Now: Don't miss out on this golden opportunity! Spread the news and help others achieve their homeownership dreams too! 🌠📣 🔑 Until next time, happy house hunting! 🏡🔑

Robert O'Keefe - ROK Realty Group (201)-374-7334 (Text/Call) robert@rokrealtygroup.com The Renovated Open-Concept Home You’ve Been Waiting For! Expansive & Gorgeous 5 Bedroom 3.5 Bath Brick Colonial Home with Finished Basement Nestled on a Quiet Dead End Street in Bergen County’s Emerson Completely Turn-Key & Renovated Top to Bottom Expansive & Open Concept Kitchen that Opens to a Massive Great Room Kitchen Completely Gut-Renovated with Quartz Countertops & New Appliances Great Room Features Soaring High Ceilings, Fireplace & is off Separate Dining Room New Hardwood Oak Floors Line the Entire Home Amazing In-Law Suite & Mother-Daughter Flexibility: Finished Basement Features Full Kitchen with Bar, Bedroom, & Full Bath with Sauna Home Gym Downstairs 4 Large Bedrooms Upstairs Primary Bedroom Suite Sports Cathedral Ceilings & Walk in Closet Primary Bath Completely Renovated with Stand Alone Tub & Shower Huge Windows Are New & Bring in Amazing Natural Light Brand New Roof in 2021 New Mechanicals & Hot Water Heater (2019) Sprinkler & Central Vacuum System New Composite Deck off Great Room is Perfect for Relaxing & Entertaining 2 Car Garage Features Separate Lofted Storage Area (easily accessible from 1st floor) Large Attic Exceptional Location on a Quiet Dead End Street in Emerson’s Fairways Community (Non-HOA) Abutting Hackensack Golf Club Award Winning Bergen County Schools & Amazing Neighborhood The Perfect Turn-Key & Renovated Home to Get Into Just Before the Fall Season.

Robert O'Keefe - ROK Realty Group (201)-374-7334 (Text/Call) robert@rokrealtygroup.com The Renovated Open-Concept Home You’ve Been Waiting For! Expansive & Gorgeous 5 Bedroom 3.5 Bath Brick Colonial Home with Finished Basement Nestled on a Quiet Dead End Street in Bergen County’s Emerson Completely Turn-Key & Renovated Top to Bottom Expansive & Open Concept Kitchen that Opens to a Massive Great Room Kitchen Completely Gut-Renovated with Quartz Countertops & New Appliances Great Room Features Soaring High Ceilings, Fireplace & is off Separate Dining Room New Hardwood Oak Floors Line the Entire Home Amazing In-Law Suite & Mother-Daughter Flexibility: Finished Basement Features Full Kitchen with Bar, Bedroom, & Full Bath with Sauna Home Gym Downstairs 4 Large Bedrooms Upstairs Primary Bedroom Suite Sports Cathedral Ceilings & Walk in Closet Primary Bath Completely Renovated with Stand Alone Tub & Shower Huge Windows Are New & Bring in Amazing Natural Light Brand New Roof in 2021 New Mechanicals & Hot Water Heater (2019) Sprinkler & Central Vacuum System New Composite Deck off Great Room is Perfect for Relaxing & Entertaining 2 Car Garage Features Separate Lofted Storage Area (easily accessible from 1st floor) Large Attic Exceptional Location on a Quiet Dead End Street in Emerson’s Fairways Community (Non-HOA) Abutting Hackensack Golf Club Award Winning Bergen County Schools & Amazing Neighborhood The Perfect Turn-Key & Renovated Home to Get Into Just Before the Fall Season.

Robert O'Keefe - ROK Realty Group (201)-374-7334 (Text/Call) robert@rokrealtygroup.com In the ROK Realty Report for July 2023, host Robert O'Keefe discusses the current state of the housing market. Despite high mortgage rates, property prices continue to rise, making it a great time to sell. Inventory is down from last year, with homeowners reluctant to give up their low interest rates. First-time homebuyers and all-cash sales are still a significant portion of transactions. Robert O'Keefe provides his contact information for individual questions. He also shares a success story of finding an off-market property for buyers through strategic planning. Buyers are getting creative with financing, and it's predicted that home prices will appreciate in the coming months. Overall, buying now is a wise financial decision, and it's an opportune time for sellers due to low inventory. 🔑 Key Takeaways 1️⃣ Low inventory: The market is still facing a shortage of available homes, but don't fret! Robert shares some fantastic strategies for buyers to navigate this challenging landscape. 2️⃣ Golden Handcuffs phenomenon: Homeowners are holding onto their low-interest rate mortgages, resulting in a constrained inventory. Find out why and how this affects both buyers and sellers. 3️⃣ Financing creativity: Buyers are exploring alternative financing options like cash and adjustable rate mortgages. 4️⃣ Price projections: We'll give you a sneak peek into the forecasts from Zillow, Freddie Mac, and CoreLogic, and why despite higher interest rates, it's still a great time to make a move in the market. 5️⃣ Success story: Robert shares a heartwarming story about finding an off-market property for a happy buyer. It's proof that with the right strategy, dreams can come true! Fun fact from the episode: Did you know that almost half of all mortgages currently have a rate below 5%? That's a whopping 64% of mortgages with rates below 5%! It's clear that low rates are still a big factor in the market. In closing, we wish you an amazing rest of the summer and hope you find this episode as informative and insightful as we do. Remember, if you have any specific questions or need personalized advice, Robert O'Keefe is here to help!

Robert O'Keefe - ROK Realty Group (201)-374-7334 (Text/Call) robert@rokrealtygroup.com In the ROK Realty Report for July 2023, host Robert O'Keefe discusses the current state of the housing market. Despite high mortgage rates, property prices continue to rise, making it a great time to sell. Inventory is down from last year, with homeowners reluctant to give up their low interest rates. First-time homebuyers and all-cash sales are still a significant portion of transactions. Robert O'Keefe provides his contact information for individual questions. He also shares a success story of finding an off-market property for buyers through strategic planning. Buyers are getting creative with financing, and it's predicted that home prices will appreciate in the coming months. Overall, buying now is a wise financial decision, and it's an opportune time for sellers due to low inventory. 🔑 Key Takeaways 1️⃣ Low inventory: The market is still facing a shortage of available homes, but don't fret! Robert shares some fantastic strategies for buyers to navigate this challenging landscape. 2️⃣ Golden Handcuffs phenomenon: Homeowners are holding onto their low-interest rate mortgages, resulting in a constrained inventory. Find out why and how this affects both buyers and sellers. 3️⃣ Financing creativity: Buyers are exploring alternative financing options like cash and adjustable rate mortgages. 4️⃣ Price projections: We'll give you a sneak peek into the forecasts from Zillow, Freddie Mac, and CoreLogic, and why despite higher interest rates, it's still a great time to make a move in the market. 5️⃣ Success story: Robert shares a heartwarming story about finding an off-market property for a happy buyer. It's proof that with the right strategy, dreams can come true! Fun fact from the episode: Did you know that almost half of all mortgages currently have a rate below 5%? That's a whopping 64% of mortgages with rates below 5%! It's clear that low rates are still a big factor in the market. In closing, we wish you an amazing rest of the summer and hope you find this episode as informative and insightful as we do. Remember, if you have any specific questions or need personalized advice, Robert O'Keefe is here to help!