pmerrick

At the begin of 2023, Laura Jane Bolton, an inspirational thought leader in the alternative narrative against the imposed agenda made a decision to quit all social media. This conversation explores what it's like to take control of your environment, life, and destiny. Laura is a British native that resides in Mexico helping conscious entrepreneurs reclaim their power and create more freedom, wealth, reach and impact, through the discovery and embodiment of their fullest, deepest, most authentic self. To learn more about Laura's work and programs for conscious entrepreneurs check out: https://www.laurajanebolton.com #business #entrepreneurship #consciousness #conscious #selfempowerment #inspiration #motivation #socialmedia #power #entrepreneurs #leader #work #interview

At the begin of 2023, Laura Jane Bolton, an inspirational leader in the alternative narrative against the imposed agenda made a decision to quit all social media. This conversation explores what it's like to take control of your environment, life, and destiny. Laura is a British native that resides in Mexico assisting awakened entrepreneurs reclaim their power and create more freedom, wealth, reach and impact, through the discovery and embodiment of their fullest, deepest, most authentic self. To learn mover about Laura's work, check out https://www.laurajanebolton.com #business #entrepreneurship #selfempowerment #inspiration #motivation

Amongst us the wealthiest are often the cheapest and the financially wisest. They have money because they followed the oldest rule in the book: spend less than you make. These individuals that we’re all familiar with don’t like to spend money unless it is absolutely essential. A key component for their wealth accumulation, wealth preservation, wealth distribution and wealth generational continuance is to own the highest quality life insurance policy possible while paying the least for it. Premium-financed life insurance is a concept that is both simple and yet complex. The idea of borrowing money to fund the premiums for a life insurance policy makes sense in many situations. No matter how wealthy individuals are, large life insurance premium payments can use assets that they would rather not have to liquidate. Opportunity costs are not the only reason premium financing makes sense. By utilizing this strategy Individuals can avoid forgoing life insurance or the appropriate amount of life insurance. In businesses, premium financing can eliminate the strain of cash flow considerations and fund buy/sell and key man obligations. With all premium finance scenarios there are some basic drivers, meaning the potential insured, the policy, and a loan to pay premiums. In a nutshell, premium finance is when an individual or business borrows money from a third-party lender to pay life insurance premiums. It is then paid back in the future by either the death benefit, cash values in the policy, outside assets or a combination of these sources. This is not a way to obtain ‘free’ life insurance, but it is cash-flow free. The insurance is paid for through a loan with interest. This loan and the capitalized interest are paid back after the death of the insured. The life insurance policy is issued after a thorough underwriting process for both health and financials and an appropriate insurable interest has been established. The purchase of life insurance should never be secondary to financing. The transaction should be for the insurance first, not entirely for the arbitrage between the policy crediting rate and interest rate. Who can benefit? In the most basic of criteria, it’s someone who has a net worth of at least $10 million, and most typically has a life insurance need for estate planning purposes or key man/ buy sell insurance. Individuals with large estates who need large amounts of insurance, but do not have liquidity, or do not want to liquidate other assets are ideal candidates. The individual might be heavily illiquid but have assets that can be used as collateral. Of course, general good health and insurability come into play in the equation and clearly need to be evaluated at the beginning of the process. Lastly, it is important that the individual considering insurance premium financing understand the idea of financial leverage and be at ease with the premium finance concept. Several sources for premium financing are available. Among them are traditional national banks, private investment groups, brokerage firms, and in some cases insurance companies themselves. These lenders have requirements based on the size of the loan and the financial profile of the borrower, as well as the net worth of the individual and the term/funding schedule of the lender. When weighing the options and risks involved with premium financing there are key factors and questions that must be considered: •Interest rate risk. During the time continuum of the loan and policy there will be the possibility of the policy growth not keeping pace with the loan. • Loans may be callable under provisions of the loan agreement. • Loans may not be renewable or renewable at favorable terms. • Loans may be required to have additional collateral posted if there is any shortfall in the policy values. • Is there a personal guarantee required? • There may be a requirement to infuse personal funds to keep a policy from lapsing. • Have a plan to exit the policy if rates become unfavorable. • Structure the initial funding in a way that takes advantage of maximizing cash value. Insurance premium financing is a solution for individuals that understand the idea of financial leverage and are at ease with the premium finance concept. It is the role of the trusted advisor to educate and to match solutions that best match our clients’ goals, capabilities and needs. #investing #insurance #premium #estateplanning #keyman #successionplanning #retirement #legacy

I HATE VIRTUAL EVENTS IN THIS NEW WORLD ORDER - DON'T YOU AGREE? #travel #keynotespeaker #opinion #currentaffairs #travel #keynote #keynotespeaking #conferences #liveevent #presentation #humaninteraction #human #social #socialinteraction

#vitualreality #keynotespeaker #keynot

Do you live off a truck? #food #transportation #insurance #funny #recession #depression

The Great Egg Shortage - This Shortage is Real and Serious!!! On February 13, 2023, Peter Merrick went on an Egg Hunt - Four Grocery Stores were visited and guess how many had no eggs? Learn about a hedge to protect against inflation in your finance planning. #eggs #inflation #investing #insurance #food

THE POWER OF WORD MESSAGING - HOW THE GOVERNMENT USES MESSAGING TO MUNIPULATE - WITH KIM G C MOODY, FCPA, FCA, TEP, CEO of Moodys Private Client, Moodys Tax On July 18, 2017, the Canadian government under the leadership of Prime Minister Justin Trudeau embarked on an unprecedented attack on Canadian small business by proposing to re-write how these businesses and their owners would be treated under the proposed new changes to the Canadian Income Tax Act. Kim Moody at that time rose up to the occasion and took a leadership role to combat these government draconian measures meant to punish entrepreneurs. Please join this lively insightful conversation and learn how you can apply a primer to decipher hidden agendas aimed at manipulating populations to accept absurdities. This conversation is specifically valuable for those questioning current narratives being used on populations since March 2020.

50% of Canada’s Population Will Be Foreign-Born by 2041 According to StatsCan!!!!! The Canadian Federal Liberal Government under Justin Trudeau is inviting 500,000 people from around the world this year to immigrate to Canada and millions will follow into the future. Please join me as we speak with Stephen Green, B.A., LL.B., C.S., Managing Partner of Green and Spiegel, Canada’s largest and oldest immigration law practice with nearly 60 years of experience shares his perspective on this immigration goal... ALWAYS REMEMBER: The moment of your greatest contribution of your gifts are yet to be experienced and enjoyed!!!!! #immigration #canadaimmigration #business #entrepreneurs #taxplanning #canada

Historian and Freedom Educator - Cynthia Chung, President and Co-Founder of the Rising Tide Foundation shares a history we are not taught in school. During our conversation we discuss the main tenets in her new book - The Empire on which the Black Sun Never Set: The Birth of International Fascism and Anglo-American Foreign Policy. You can purchase Cynthia Chung's The Empire on which the Black Sun Never Set: The Birth of International Fascism and Anglo-American Foreign Policy at: https://www.amazon.com/Empire-which-Black-Never-Anglo-American/dp/B0BLG5T32L/ref=sr_1_1?qid=1669335666&refinements=p_27%3ACynthia+Chung&s=books&sr=1-1 Learn more about Cynthia's the Rising Tide Foundation by going to risingtidefoundation.net Her Substack can be discovered at Through A Glass Darkly cynthiachung.substack.com #history #losthistory #empires

I PROMISE YOU WILL BE SURPRISED AND EQUALLY DISTURBED WITH THIS ANSWER - AS I WAS!!!!! Let's Imagine that the 1920 US Presidental Election had been held with today's voting technology. Over 100 years ago the US was facing many of the same challenges that it does today. Such as a Worldwide Pandemic - the Spanish Flu, the Rise of Globalization - the League of Nations, and a Global Recession. However, there is one main difference in 2022 - our ancestors did not have to face - Current Interconnected Technology. Please join me in this conversation with Cybersecurity Expert Dr. Charlene Coon as we explore how many people would be needed to change the results of the US Presidental Election of 1920? Learn from History and from one of the leading Cybersecurity Experts! One small favor - please follow my YouTube Channel and engage with me here: https://lnkd.in/gwMhdwDc To read reviews of #TheKingofMainStreet on Amazon click: https://lnkd.in/g2xi8GYn #cybersecurity #usa #imagine #technology #globalization

Finding Business Opportunities in Panama for Expats looking to move their - Person - Family and Cash before this coming Dark Winter!!!!! On the cold days in February 2022, the calls would not stop coming after the Canadian Federal Government had decided to unprecedentedly freeze Canadians' Bank Accounts from across Canada for the thought crime of expressing their legal rights of free expression and free association guaranteed under the Canadian Constitution and Charter of Rights and Freedoms. This was the on the ground experience of the Canadian Tax Expert, Tax Luminary and Leader. 95% of these calls were asking this CPA how to legally diversify their assets outside Canada for asset protection and 5% were from clients that had enough and wanted to completely cut ties to Canada permanently. Many in Europe and America fear this type of government overreach. Panama may be their solution for individuals in the West that are uncomfortable with their governments' overreach. These are individuals that have a desire for personal sovereignty, financial security and a quality of life they experienced back before March 2022. THE DARK CLOUDS OF WINTER ARE FAST UPON US - COMING SOON IN 2023... To learn more please visit PurpleTrinityGroup.com One small favor - please follow my YouTube Channel and engage with me here: https://lnkd.in/gwMhdwDc To read reviews of #TheKingofMainStreet on Amazon click: https://lnkd.in/g2xi8GYn #business #expat #opportunities #investments #investing #imigration #panama #germany #britian #Canada #america #american #movinging

Pattie Lovett-Reid is Canada's leading financial commentator and journalist. With over four decades of experience, Pattie is Canada's face and go-to professional for personal financial advice. She has been the Chief Financial Correspondent and Talk Show Host for Business News Network, Canada AM, CTV NEWSNET, and CP24. Pattie has seen it all in the world of finance - let's explore as Pattie shares her well-earned wisdom with us in this educational chat... Well worth following... Pattie Lovett-Reid Instagram uses the handle pattie_lovettreid Pattie's YouTube Channel is Take Charge Now with Pattie Lovett-Reid https://www.youtube.com/@pattie_lovettreid One small favor - please follow my YouTube Channel and engage with me here: https://lnkd.in/gwMhdwDc To read reviews of #TheKingofMainStreet on Amazon click: https://lnkd.in/g2xi8GYn #investment #financialplanning #economic #business #inspire #estateplanning #inspiration #motivation #motivational #business #entrepreneurship #entrepreneurs #thekingofmainstreet #canada #investing

95% of Canadians are Looking to Invest Their Money Outside Canada After Bank Account freezing by the Federal Government in February 2022... On the cold days in February 2022, the calls would not stop coming after the Canadian Federal Government had decided to unprecedentedly freeze Canadians' Bank Accounts from across Canada for the thought crime of expressing their legal rights of free expression and free association guaranteed under the Canadian Constitution and Charter of Rights and Freedoms. This was the on the ground experience of the Canadian Tax Expert, Tax Luminary and Leader - Kim G C Moody, FCPA, FCA, TEP. 95% of these calls were asking Kim how to legally diversify their assets outside Canada for asset protection and 5% were from clients that had enough and wanted to completely cut ties to Canada permanently. Are you uncomfortable with government overreach? This interview with Kim Moody is a must watch and listen - take your pens out... #tax #financial #taxplanning #crossborder #business #economic #financial #canada #investing

"Golf: Give me 9 holes and I can tell you everything you need to know about a person!" Lee Sanudo - Ex-Californian Living in Exile in Texas - Pro-Golfer - Surfer - Businessman - Entrepeneur - Loving Father/Husband/ Friend and Scary Smart. This is one of my favorite talks about moving and embracing change. Since March 2020, many have awakened to the realization that in this New Era the only difference between a Conspiracy Theory and verifiable Facts is 2 weeks with a browser other than Google. Please join Lee and me as we explore... One small favor - please follow my YouTube Channel and engage with me here: https://lnkd.in/gwMhdwDc To read reviews of #TheKingofMainStreet on Amazon click: https://lnkd.in/g2xi8GYn #golf #inspire #inspiration #motivation #motivational #business #entrepreneurship #entrepreneurs

The Greatest American That Saved The Republic That We Are Not Taught About - Major General Smedley Butler. Please Join me with Historian Matt Ehret of the CanadianPatriot.org to learn our hidden history and how we can learn from a great man that put a rench in the New WorId 0rder. Smedley Butler is perhaps the Greatest of all American Patriots. In 1934, through his couragous act he saved America and perhaps the world from becoming a Fascist Eugenic State. We are in need of men and women of this caliber today to step forward to save Hunanity 1.0. Those that do not study history are doomed to repeat it. We were fortunate to have had men like Major General Smedley Butler in our past that his actions saved the American Republic and the world from Fascist Eugenicists. What we are witnessing in our world today is not new - as the famed mythologist Joseph Campbell is credited with saying: "Everything is old wine in new bottles." I want to thank Matthew Ehret for providing me with this informative conversation about Smedley Butler and other pieces of history we are conveniently not taught about in our schools. I would recommend that you follow Matt and his work at CanadianPatriot.org.

Allowing a child to question everything is a true gift a parent can give to their child. When I spoke with Sean Stone, I reflected on the old adage that goes: "When a father gives to a son both laugh and when a son gives to a father, they both cry." Sean Stone is a renowned filmmaker, and television host that through his career has touched on topics that cause one to question everything they have been told is reality. Sean has a curious mind. He attributes it to being exposed at an early age to environments that encouraged him to question everything. One of Sean's early influences on his worldview has been his father - Oliver Stone - American Oscar Award Winning Film Director, Producer, and Screenwriter, along with many other that have opened up his mind to share his unique talents with the world. This alternative perspective is needed more than ever to be introduced into the public square. Come join our conversation. Our interview focuses on a diverse set of topics of where we have come from and where we are heading if we don't wake-up. The aim of our chat is to give comfort for those that are awakening and for those that are beginning to question - to help kick start their brains to the fact that the world is not what we were told it was by the sanctioned narrative.

Special Needs Planning/Disability Planning - America's Financial Advisor with the BIGGEST HEART - Russell Luce #specialneeds #disabilities #financialplanning #estateplanning #business #motivation #inspiration #inspire #insurance #financial #entrepreneurs #community ​

How To Escape #Canada with Both Your Shirt and Cash - Join my chat with Bryant Andrus & Mark Ameerali of State Bird Corp - US/Canadian #CrossBoarder #Planning Experts. This Interview is a must watch for Canadians that want to understand the issues on both sides of the US/Canadian border (whichever border it is) is critical to helping you identify what is holding you back. From tax residency to cross border financial planning, State Bird will create a plan as unique as your fingerprint to assist you: *Analysis of circumstances associated with #tax #residency. *Immigration #consulting in collaboration with your #immigration #attorney to determine different options available. *Advice regarding integration of tax planning and immigration planning to achieve maximum flexibility. *Strategic analysis of cross-border business succession and family wealth objectives. *US Estate tax analysis and recommendations, including global estate planning review and recommendations. *Preparation of step-by-step guide to ensure your goals are met *Coordinating your financial planning. *Foreign Tax Credits Analysis and recommendations. #estateplanning #Finance #financialplanning #investment #investmentplanning #economic

Philanthropy+Justice=Tzedakah: My Chat with My Teacher Gerry Rubinstein, a Real Mensch #motivation #motivational #inspire #insurance #philanthropy #charity #justice #story #insperation #keynote #elder #business #opportunity #environmental #success #investments #experience #community #health #finance #tech #entrepreneur #entrepreneurship #help #mentoring #servantleader

In the 1970s the last thing Canada was none for was its wine. Then in 1974, Donald Ziraldo and his business partner Karl Kaiser opened Canada’s first premiere winery in the scenic Niagara Peninsula, Canada – Inniskillin. Then in 1989, Donald put Canada wine on the map by winning the coveted Grand prix d'honneur at Vinexpo, France in 1989 for the Inniskillin Vidal icewine. Ziraldo has been credited for being the man to create putting Canadian wine on the international map. For his contribution Donald was made a member of the Order of Canada. Please Join me with my conversation with Donald Ziraldo, legend, businessman, mentor, and father on reflections of how to live a full life by being a contributing member of society. #wine #winelover #winelovers #winetime #motivation #motivational #inspire #story #insperation #keynote #elder #business #opportunity #environmental #success #investments #experience #community #health #finance #tech #entrepreneur #entrepreneurship #help #mentoring #servantleader

Lisa Philp is known throughout the Dental and Medical practice industries in the US and Canada as a leader, coach speaker and author for the past three decades. Lisa has built a leading-edge results-driven dental practice management company named Transitions Group that serves and partners with dentistry in all stages of career from graduation to retirement. Lisa is also known for her legendary high energy and passion for people, process and measurable change. These practice management tools and processes can be successfully applied to countries and nations around the world to increase profitability but yet have been applied. Please join for a fast-paced conversation on process, profit and professionalism.