moneytalksonteaproject

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss why we don't ask God for money, but when we do we only ask for small amounts like a bill, rent, mortgage, but nothing significant like 10 millions dollars. Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 Books on God and Money: 1. God and Money by Cortines: https://amzn.to/2WLB9Fd 2. Money Won't Make You Rich by Sunday Adelaja: https://amzn.to/3dvFthK 3. The Total Money Makeover by Dave Ramsey: https://amzn.to/2QOCt6C 4. MONEY Master the Game by Tony Robbins: https://amzn.to/39fX0as If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss Kobe Bryant and his untimely passing, and what it means to the world. Books on Kobe Bryant: 1. The Mamba Mentality by Kobe Bryant: https://amzn.to/39naLnV 2. Relentless by Tim Grover https://amzn.to/2Jfg2Dl 3. Shoe Dog by Phil Knight https://amzn.to/3ayC3sV 4. I Can't Accept Not Trying by Michael Jordan https://amzn.to/2UlgdTJ Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we review our monthly expenses, have a discussion on each one, and assign someone to determine how to reduce the expense. For example, we have a monthly bill from AT&T (our Internet provider). I, Gadiel, will research all available plans and determine if we are paying too much for internet regarding the specific plan, and if we need to either go with another internet provider or a different internet plan with a lower monthly cost. We will do this with every expense we have. Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we will be talking about the different ways couples can manage their money and why they should discuss their finances earlier on when beginning long-term relationships. Books on Couples and Money: 1. Couples Money by Marlow and Chris Felton: https://amzn.to/3dwqvYX 2. The Marriage Challenge by Art Rainer: https://amzn.to/2QLq0Af 3. The Couple's Guide to Financial Compatibility by Jeff Motske: https://amzn.to/3dvHiLC 4. Your Money, Your Marriage by Cherie and Bryan Lowe: https://amzn.to/3bzYDS1 Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Books on personal development we recommend you read. 1. Think and Grow Rich by Napoleon Hill; https://amzn.to/2V6kknu 2. The 10x Rule by Grant Cardone; https://amzn.to/2Vg1r1N 3. The Art of War by Sun Tzu; https://amzn.to/2T04WX6 4. Never Split the Difference by Chris Voss; https://amzn.to/39SWYWR 5. Atomic Habits by James Clear; https://amzn.to/32d6HVk 6. The Artist's Way by Julia Cameron; https://amzn.to/2SGUBAp 7. Deep Work by Cal Newport; https://amzn.to/2v0TRgt 8. Blog Like a Boss by Amy Landino Schmittauer; https://amzn.to/2HBf6Im 9. Crush It by Gary Vaynerchuk; https://amzn.to/2ugjMk6 10. Crushing It by Gary Vaynerchukl; https://amzn.to/32eZdB1 11. The Daily Stoic by Ryan Holiday; https://amzn.to/2PbRxKB Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode, Michelle and I talk about 5 tips on how to save money now. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode, Michelle and I talk about an article discussing how a married couple wanting a divorce after being married for a couple of years, but struggle on how to split their assets. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode, Michelle and I talk about Joe Biden's 2021 Tax Plan, which entails, Income Tax, Roth IRAs, Capital Gains Tax, Estate and Gift Tax, and more. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode, Michelle and I talk about some of the things you can do to be more productive working from home while home schooling. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode, Michelle and I talk about some of the things that consumers can do to get their money back when a service provider, vender, or whoever has provided less than acceptable service or product. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode, I interview Michelle about the different way of tracking your finances, and because she is our personal finance tracker at home, she is our in-house expert. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode, Michelle interviews me on why it's important to have an estate plan done now during the Coronavirus Pandemic. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss the 5 factors to getting preapproved to buy your first rental income property. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss the steps you can make to start investing in stock Today. Also, check out our recently opened Etsy store (https://www.etsy.com/shop/productivebunch) where we sell trendy stuff all designed by Michelle! Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss what we've been upto the last two months. In sum, we sold our Miami home, purchased another one in Pasco county and relocated. We've opened up an Etsy store (https://www.etsy.com/shop/productivebunch) reopened up the law firm, and so much more! We also talk about current mortgage rates (extremely low), selling household items on facebook marketplace and letgo, and so much more. Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss how you should manage your money now that the economy is opening up! Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss several ways how you can stretch your money, part 2. There is no reason why you should be throwing away your money. Always look for ways how you can stretch our your dollar so that you can do more with it. Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss 9 reasons why you haven't received your 2020 IRS Stimulus Check. It appears millions have not received their stimulus check as there are several factors why. Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss several ways how you can stretch your money, so that you can get the most out of your money during these trying times. Money saving hacks! Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant. In this episode we discuss the purpose and benefits in implementing a spending freeze, which will help you refine your budget in an effort to curve spending. Books we recommend on Personal Finance: 1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb 2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4 3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno 4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc 5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf 6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as 7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn 8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO Book on Estate Planning: 1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265 If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms. You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world. __________ DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!