mike_arrieta

Best way to buy is being fully prepared up front! One of the key ways to do that, and unfortunately one of the biggest delays to closings, can be waiting for your funds to transfer to your checking in preparation for buying the house. The best offer is the most prepared, qualified, and even the fastest! Btw if you want a FULLY UNDERWRITTEN approval, call/text me at (808) 721-1071 or apply at rate.com/mikearrieta

New seasoning requirements for cash out refinances! If you are planning to pull equity out of your deal you’ll need to make sure you’ve paid on your current mortgage for at least 12 months before you can execute on a cash out refinance 😩👎🏽 HOWEVER this is ONLY for recorded first position mortgages. Meaning if you bought with cash you CAN still execute a cash out refinance once you’ve owned the property for 6 months 👍🏽💰 Plan accordingly! Call/text me for any questions on your next purchase (808)721-1071 or apply at www.rate.com/mikearrieta

What’s the difference between a realtor and a loan officer? Believe it or not they’re not one and the same 😄🙌🏽 Call/text me for any questions on your next purchase (808)721-1071 or apply at www.rate.com/mikearrieta

Don’t be surprised when you start your homebuying journey! Earnest Money Deposits strengthen your offer and show a seller that you are serious about wanting to buy their home 🙂 Call/text me for any questions on your next purchase (808)721-1071 or apply at www.rate.com/mikearrieta

Three Reasons NOT to buy right now… 1. You will sell within the year 2. You are in a career change 3. You are not in control of your budget Once you have stability buying in this market is excellent for negotiating, getting a rate 1-3% LOWER than current market rates and having some or all of your closing costs covered! 🤩 Ask me how! (808)721-1071 or apply at www.rate.com/mikearrieta

How to buy this condo in Kapolei, HI taking advantage of the seller credits to reduce monthly payments and cash to close 🤩🙌🏽 For more information on this listing contact @homesbyleilacorpuz9951 If you’d like to see what you’d qualify for contact me at (808) 721-1071. 📲 And if you’d like to share your listing DM me the word “listing” 🤙🏽 “Applicant subject to credit and underwriting approval. Restrictions apply. Information provided is for educational purposes only. It should not be construed as financial or legal advice or instruction. Guaranteed Rate does not guarantee or assume liability for the accuracy, completeness or timelines of the information. You should conduct additional research before making any mortgage related decisions.