keithkreis

The Average Realtor Only Closes 3 Transactions Per Year! Hire a PROFESSIONAL

Incredible one-of-a-kind, Custom Home offers only the very best with uncompromised quality with upscale design. There is no other home like this."WATCH THE VIDEO" top-of-the-line kitchen featuring Viking and subzero appliances. Open floor plan. The main bedroom has ceiling 20 feet with a see-through fireplace to the luxurious main bathroom. Custom features are throughout this home. They are meticulously maintained. New roof 2018 new furnace and air-conditioning on the main and second-floor replaced in 2019 with VIP service, freshly painted. This House is what you want to call your home. Nothing but the very best. HINSDALE CENTRAL HIGH SCHOOL Call 630-673-0306

230 58TH St Clarendon Hills IL 60514 #buyinghomes #buyinghome #Home #homedecor #homemade #homesweethome #homedesign #homestyle #homecooking dream home subdivision real estate property realtor keith kreis charles rutenberg realty local agent real estate goals homeownership real estate tips naperville new homes naperville homes naperville realtor naperville real estate agents keith kreis https://youtu.be/pq0IxuHsW6k https://youtu.be/pJiXEkPWGc0 https://youtu.be/PXsAEHkRk7A 230 58TH StClarendon Hills IL 60514

Buying a house the smart way #buyinghomes #buyinghome #Home #homedecor #homemade #homesweethome #homedesign #homestyle #homecooking #Homes #homedecoration #homestyling #homeinspo #hometown #homeinterior #homecoming #homemadefood #homebusiness #homebasedbusiness #homework #homeinspiration #homegrown #homeoffice #homestead #homeimprovement #homestudio #homeideas #homeworkout #homem #homesforsale #homedeco Buying a house the smart way

1530 Old Forge Rd , Bartlett, IL 60103

New Home Video

According to the National Association of Realtors, the average realtor only closes three transactions per year. That's one every four months! You don't have four months to sell your home. You need Zillow and Trulia's top-ranked realtor. You need a professional. You need Keith Kreis, an experienced professional award-winning realtor. Dream homes by Keith. Start dreaming.

https://dhbk.biz/ - according to the National Association Of Realtors the average realtor only closes three transactions per year that's one every four months. You don't have four months to sell your home you need Zillow and Trulia's top ranked realtor you need a professional you need Keith Kreis an experienced Professional Award-Winning Realtor Dream Homes By Keith Start Dreaming. Nothing says more about a Realtor then his reviews. With over 50+ reviews within the last year wouldn't you want your agent to be rated among the very best. Read my reviews on Trulia and Zillow for these are just some of the people I've helped this past year. Giving you the utmost attention to detail, using the latest in technology to help you find your dream home. A true full-time agent that is here to help you in any way I can. I have been working with home buyers, helping hundreds of clients navigate the home buying process. I have many happy clients that appreciated not only the service we provided, but the education about the home buying process we offered at each step through out the loan process. I look forward to helping you purchase your new home. Keith Kreis RESIDENTIAL REAL ESTATE SPECIALIST PHONE: 630-635-0900 CELL: 630-673-0306 https://dreamhomebykeith.com CHARLES RUTENBERG REALTY 3135 Book Rd., Naperville, IL 60564

Are you looking to sell your home call 630-635-0900 with expert marketing getting you exceptional results making you the most money in the shortest amount of time call 630-635-0900. Call Keith Kreis with Charles Ruttenberg Realty at 630-635-0900 go now to receive up to $1500 in closing cost credit. Nothing says more about a Realtor then his reviews. With over 50+ reviews within the last year wouldn't you want your agent to be rated among the very best. Read my reviews on Trulia and Zillow for these are just some of the people I've helped this past year. Giving you the utmost attention to detail, using the latest in technology to help you find your dream home. A true full-time agent that is here to help you in any way I can. I have been working with home buyers, helping hundreds of clients navigate the home buying process. I have many happy clients that appreciated not only the service we provided, but the education about the home buying process we offered at each step through out the loan process. I look forward to helping you purchase your new home. Keith Kreis RESIDENTIAL REAL ESTATE SPECIALIST PHONE: 630-635-0900 CELL: 630-673-0306 https://dreamhomebykeith.com CHARLES RUTENBERG REALTY 3135 Book Rd., Naperville, IL 60564

Nothing says more about a Realtor then his reviews. With over 50+ reviews within the last year wouldn't you want your agent to be rated among the very best. Read my reviews on Trulia and Zillow for these are just some of the people I've helped this past year. Giving you the utmost attention to detail, using the latest in technology to help you find your dream home. A true full-time agent that is here to help you in any way I can. I have been working with home buyers, helping hundreds of clients navigate the home buying process. I have many happy clients that appreciated not only the service we provided, but the education about the home buying process we offered at each step through out the loan process. I look forward to helping you purchase your new home. Keith Kreis RESIDENTIAL REAL ESTATE SPECIALIST PHONE: 630-635-0900 CELL: 630-673-0306 https://dreamhomebykeith.com CHARLES RUTENBERG REALTY 3135 Book Rd., Naperville, IL 60564

https://dreamhomebykeith.com - Are you relying on Zillow to give you your property's estimate? Hi, my name's Keith Kreis with Charles Rutenberg Realty. Zillow uses a computer algorithm system based on public data. Zillow comes up with a value based on what other homes have sold in your neighborhood. They look at things like how large a house is, how many bedrooms you have, how many bathrooms you have. Zillow has never seen the inside of your house. The one great thing about living in the suburbs is there's so many different style houses, they really can't give you an accurate estimate. And even Zillow acknowledges their lack of accuracy stating that in Illinois, it estimates that they are currently 10% off the final sales price of only 54.5% of all homes. That means a $400,000 house, they could be off by $40,000 or more. Don't have the value of your home based on an algorithm. Zillow even encourages you to get a professional appraisal on your house or an estimate from a licensed real estate. That's why you need a professional realtor that lives and plays in this area, that knows the area, who has sold hundreds of homes in the area. My name's Keith Kreis with Charles Rutenberg Realty and if you're looking for a value on your home, click on the link below or call me directly at 630-673-0306 where you will always make more money.

https://dreamhomebykeith.com - Congratulations, you bought your very first house, you're nervous, you're excited and you're wondering what happens next. Well I want you to know that I'm gonna be here every step of the way, and this is Keith Kreis, I wanna really go over everything that's gonna happen, so you understand. And this is just a general outline, every transaction is different, so it's very personal, and I take it personally as well. So I wanna make sure that I'm here from A to Z. So, what happens? Well, first thing that happens is we're gonna send this out to your lender, so the lender can call you and go over exactly what is needed for you to get approved for your loan. At the same time, we're gonna send this out to the attorney, so the attorney can review this to make sure everything is fine. The next thing we do is go get a home inspection. I recommend this on every house, we're in a house 20 minutes, half hour, whatever. But we didn't do a thorough inspection. That's what a home inspector's job is. I can help you find the inspector. There's no such thing as a perfect house, so what an inspector's there to do is find out everything that's wrong with the house. And if he comes out with a list of five or six items, at that point, we're gonna discuss it along with the attorney, and say, these are the items we would like fixed. At that point, the attorney will forward that on to the seller, and the seller's attorney. And they will discuss that. There's basically three outcomes that can happen. They're either gonna agree to everything we asked for, they're gonna agree to some, and possibly offer you a cash settlement or they'll disagree. Once that is taken care of, and let's say that they're gonna do a few items, but they offered you $300 on the balance, and you're happy with that, we sign off on it. At that point, the contract's in full force. Then what happens? At that point, the hardest part of this transaction has already been done, and that's finding the house you want. All we're waiting for is the lender to come and give us what is called a clear to close, which means you're ready to close. Once that happens, we will do what's called a final walk through. Before you're closing, we're gonna go to that house, and we're gonna walk through that house and make sure it looks exactly the same the day your purchase this house. And what I always recommend to everybody during the home inspection, is take a video of the house to make sure everything is exactly the same. At that point, we schedule your closing. And that's where the attorney comes in, and they'll go over all the documents. I want you to know, I'm here to help you every step of the way, and if you have any questions, you can call me directly at 630-673-0306. I'm here to help you, I really emphasize that. Thank you.

https://dreamhomebykeith.com - Are you thinking about buying a home? But not sure where to start? It would help if you had an experienced agent that is there and that is willing to work really hard for you. Hi my name is Keith Kreis with Charles Ruinberg Realty and I've worked with hundreds of buyers helping guide them in the buying of their dream home. There are so many pieces to the purchase of a home and if you're not careful this could cost you thousands of dollars the seller has an agent that represents a seller and you need an experienced professional realtor that represents you and guess what my cost is totally free for the buyers. The seller pays my fee. I will guide you to each step of the transaction from finding the perfect home to getting the best professional recommendations from loan officers home inspectors and attorneys. I will guide you in making your offer and teach you the hidden secret of how to save the most money on your new purchase. I will make this a simple fun and exciting transaction enabling you to save the most money at the same time. Enabling you to get your dream home. So call me directly at (630)673-0306.

https://dreamhomebykeith.com. - 7 Most Important Steps to Buying a Home Hi, my name's Keith Kreis, I'm a licensed realtor at Charles Rutenberg Realty. I'm here to help guide you in the most important purchase of your life. The first thing that is, by far, the most important is to give me a call and we can set up a time where we can either meet at a house, at a Starbucks or at my office. And I will go over every different program that's out there so you will understand what all the different programs, and what you can do to get into the house. If you don't have a lot of money, this is ideal for a first time home buyer, so I can basically go over everything, or if you're looking to move up. The second most important step is to basically get pre-approved. I have some top-notch lenders that I deal with that are here to serve you and get you the best rates and make your process a simple and smooth one. The third step is the fun step, that's where we start going out to look at all these houses and we find you exactly what you're looking for. My job is not to show you just a bunch of pretty houses, my job is to make sure that the house that you're buying, you're gonna be able to get it at the best price, at the least amount of money out of your pocket and make sure that it's in good quality condition. The next step is basically to get a home inspection. What a home inspector's job is to basically find out what's wrong with a house. There's no such thing as a perfect house but what I am supposed to do and what the home inspector does is make sure that whatever needs to be addressed, we can get that taken care of before the closing. The next step is to get an attorney. The attorney basically reviews the contract, which is a very standard contract that's used for every purchase in Northern Illinois pretty much, and they go through this and make sure that you're protected. That's what the attorney's job to do is. The next step is basically to bring your lender all the items that he's gonna need, he'll need your W-2s, pay stubs, bank statements, there are a few other things. And finally, the seventh step is basically when we do a final walk-through. We want to make sure that this house is exactly what you purchased. So we make sure everything is perfect and I will be at your closing. I am there from the very beginning to the very end. And even after the closing, I'm here to help you. So if you're looking to buy a house, give me a call directly. You can reach me at 630-673-0306 or check out my website https://dreamhomebykeith.com.

https://dreamhomebykeith.com - What Can I Do For You To Help Buy or Sell Your Home During Covid-19 Pandemic? Hi what can i do for you? My top priority as a listing agent is to ensure your family's health and safety. Every one of my listings will have a mask and gloves before they're ever allowed to go into your house. Hi my name is keith Kreis with Charles Rutenberg Realty. I have sold every one of my listings so far this year and the reason that I do that is because I use professional photographers to make sure that your house looks as beautiful as possible as well as a professional videographer to do a personal video of your home that can generate between eighty ninety even a hundred thousand views as well as matterport. Matterport is a 3d program where they feel like they're walking through your house on their computer. If you're looking to buy or even sell your home call me directly at 630-673-0306 where your health and safety is my top priority. My name is Keith Kreis with Charles Rutenberg Realty is the ultimate source for buyers and sellers in the Plainfield, Bolingbrook, Naperville, and Oswego area. I am a full-time real estate professional; I understand the importance of making sure that I do my job to the highest level of your expectation. This comes from the true dedication that I show when it comes time for you either to purchase your new home or to sell one of the most expensive items you have, your home. Nothing says more about a Realtor than his reviews. When buying a home, or selling your home see what a difference an agent who is accomplished the top 1% on Trulia, a Five-Star agent local expert on Zillow, awarded America’s Best Real-Estate by real trends, awarded Top 3% of all agents in Illinois and honored in Chicago magazine. This is who you want to help you buy your next home or sell your next home.

https://dreamhomebykeith.com - 3.9%, average sale price in January of 2018 was $227,154. In September of 2019, $244,798, that's a $17,644 in appreciation. Congratulations, Plainfield. Hi, this is Keith Christ with Charles Rutenberg, I'm here to give you your Plainfield Minute. There are currently $399 properties for sale in Plainfield as of October 15th. Of that, there's 165 properties currently under contract, that means there's only a two and a half month's supply that's considered very low, so if you're thinking of selling a house, now is a great time and please give me a call, I'd be happy to help ya. If you've been renting and you are lucky to pay $1800 a month, that means you've paid $21,600 to make your landlord rich. There's a new program that just came out from HUD housing an urban development. They're allowing 100% down payment assistant program, now you don't have an excuse. The greatest way to make wealth is through real estate. That's a fact. So, if you need anything, or if you have any questions, please contact me. You can reach me directly at 630-673-0306. Thank you.

https://dreamhomebykeith.com - Congratulations, you found your dream home. Hi, this is Keith Kreis at Charles Rutenberg Realty. In my video series, this one's gonna be closing costs. What are they and how they affect you? So let's say you found your dream home and this house is $200,000 and you're GOING TO purchase this FHA. FHA requires that you show at least $7000 but is there more to this? Yes, there is. First, there's going to be lender's fees. The lender's fees are going to cover processing and underwriting. So let's just say that's $1000. Then you're going to have title charges. Title charges are gonna be around $2500. What exactly does a title company do? A title company is like an insurance policy. They're going to guarantee you that there's no liens or encumbrances on this property. And what exactly does that mean? That means there's not a mortgage or a handyman put a lien on the property or they haven't paid their association dues so that when you purchase this house and your lender is gonna require this as well, that your property is free and clear when it comes time to purchase this house. So it's a clean sheet of paper. Next will be attorney's fees. That'll be around $500. So your initial down payment of $7000 plus lender's fees of $1000, title company fees of $2500 and attorney's fees of $500 brings you up to $11,000 already. Is there more? Yes, but it gets better. The other fees that you're gonna include are gonna be an escrow account where you're gonna pay the property taxes and the homeowner's insurance and your interest per day. And if we bring that up to about $5000, all of a sudden, we're at $16,000. But it gets better. In Illinois, we pay taxes in arrears. So what that means is we pay property taxes in 2020 for 2019 so you're gonna be getting a tax credit. And generally, and let's just use the assumption that the property taxes are $6000 but in the contract, we're gonna ask for 105% which is very standard in collar counties so that means we're gonna ask for a tax credit. If your property taxes are $6000 and we'll get a $6300 credit. So that comes to a credit now. So if you're at $16,000, we're down, now down to $9700. That's still more than what you initially went in for with a 3.5% down. Well, when you hire an experienced agent, there's a way of getting the seller to pay all your closing costs plus. So if you're interested in buying a house, please give me a call. I'll be happy to go over exactly what an experienced agent can do to help save you the most money. You can reach me directly at 630-673-0306.

Small Business Loan and FREE $10,000 p.s. I am not an accountant or an attorney. Just passing on info I received from my accountant. With the passage of the CARES act on Friday afternoon, there is finally some relief for small business owners. While the bill is 1,000+ pages there are two key provisions that we want to make sure you are aware as soon as possible. They are both SBA related and should help most small business owners. The SBA is offering an Economic Injury Disaster Loan (EIDL). This is a $10K loan advance that will not have to be repaid as long as it is used for economic relief due to COVID-19. The SBA has streamlined the application process so it can all be done online and only takes about ten minutes.Online Application - https://covid19relief.sba.gov/#/ Many have already submitted the paper application. If this is your case and you didn’t go through the link above we recommend you re-apply through the above link as it was set up specifically for COVID-19. In addition to the $10,000 up front, you can apply for up to $2M in additional funding. The rate of these loans will not exceed 4% and can be spread over 30 years. Currently, the only portion of this loan that will be waived or forgiven is the initial $10,000. The second loan offering is called the Payroll Protection Program (PPP) and have a component of the loan that can be forgiven. Congress has allocated $349 billion to this loan offering. These loans are considered SBA 7(a) loans and are applied for directly through your bank or credit union. Here is a brief synopsis of this loan program.Businesses that can apply: Any business with 500 or fewer employees.The business does not have to be shut down completely or partially. Any business that applies is presumed to need the loan and will get it. The only underwriting standards are the company was in business on February 15, 2020 and had employees for whom it paid salaries and payroll taxes.These loans are non-recourse, meaning no personal guarantees or liens on business assets. The maximum loan you can receive will equal 2.5 times your average “payroll costs” during the 1-year period before the loan is taken. The portion of the loan that can be forgiven is equal to the sum of the employer’s: (A) Payroll costs(B) Interest (not principal) on any business debts that were incurred prior to February 15, 2020(C) Rent(D) Utilities, including electricity, gas, water, transportation, telephone and internet access . . . Which are incurred during the 8 week period that begins on the origination date of the 7(a) loan. Attached to this email you will find a more detailed synopsis of the PPP loans. Right now we are working on putting together a list of SBA 7(a) loan providers, but we do recommend contacting your current bank or credit union to see if they can assist. As the bill is currently written you should be able to apply for both loans without one affecting the other. -

Hi, what can I do for you? My top priority as a listing agent is to ensure your family's health and safety. Everyone at my listings will have a mask and gloves before they're ever allowed to go into your house. Hi, my name's Keith Kreis with Charles Rutenberg Realty. I have sold every one of my listings so far this year and the reason that I do that is because I use professional photographers to make sure that your house looks as beautiful as possible, as well as a professional videographer to do a personal video of your home that can generate between 80, 90, even a 100,000 views as well as Matterport. Matterport is a 3D program where they feel like they're http://dreamhomebykeith.com/ http://dreamhomebykeith.com/ http://dreamhomebykeith.com/

Dreams do come true! Highly Sought after Clublands Subdivision! Meticulously maintained 4 Bedroom/2.5 Bath 2-story home, over 2763 luxurious sq ft! When you walk in the home you'll notice the 9-foot ceilings. That opens up into a beautiful two-story family room with a fireplace. Large eat-in kitchen w/island, tile backsplash, this home is so clean it looks like it's never been lived in. A 1st-floor office that could be also an additional bedroom if desired. A huge master suite with a large master bathroom with a deep whirlpool tub. Loft for the kids to play. Pictures can't describe how nice your new home will be. Freshly painted with a brand new roof and siding. Great schools are all located within the subdivision. This outstanding neighborhood is a great place to raise your family. Clublands Has a very active community with a pool and clubhouse. Bike paths basketball court, tennis court. Making this one of the most highly desired subdivisions in Plainfield This home has everything you have been waiting for. 1909 Crestview Dr, Plainfield, IL 60586 #plainfieldil #plainfieldillinois #plainfieldsbestkeptsecret #plainfieldhighschool #plainfieldin #plainfieldcc #plainfieldcentral #plainfieldcountryclub #ChicagoRealEstate #Clublands#Plainfield South##luxuryhomes #luxuryhomesforsale #luxuryhomespecialist#KeithKreis 1909 Crestview Dr, Plainfield, IL 60586 Nothing says more about a Realtor then his reviews. With over 50+ reviews within the last year wouldn't you want your agent to be rated among the very best. Read my reviews on Trulia and Zillow for these are just some of the people I've helped this past year. Giving you the utmost attention to detail, using the latest in technology to help you find your dream home. A true full-time agent that is here to help you in any way I can. I have been working with home buyers, helping hundreds of clients navigate the home buying process. I have many happy clients that appreciated not only the service we provided, but the education about the home buying process we offered at each step through out the loan process. I look forward to helping you purchase your new home. Keith Kreis RESIDENTIAL REAL ESTATE SPECIALIST PHONE: 630-635-0900 CELL: 630-673-0306 https://dreamhomebykeith.com CHARLES RUTENBERG REALTY 3135 Book Rd., Naperville, IL 60564

320 Daffodil Dr , Romeoville, IL 60446 "Cheaper than Rent" Incredible home with NEW Carpet, Freshly Painted, New Roof, New Hotwater Heater. Everything has been done in this house. Stainless Steel Appliances, Updated bathrooms, Washer and Dryer included. You will be thoroughly impressed as soon as you walk through the front door. Great neighbors, friendly family neighborhood. The subdivision has a clubhouse, pools, lakes, parks, elementary school and more. Close to expressways, shopping, restaurants, and entertainment. Home is priced very aggressive and won’t last long. Very Quick closing possible FHA NOW ALLOWS 100% DOWN PAYMENT ASSISTANCE WOW!!!! There is no excuse for not getting this, and making this your very own. All you need is a toothbrush, everything else has been done. 320 Daffodil Dr , Romeoville, IL 60446 Nothing says more about a Realtor then his reviews. With over 50+ reviews within the last year wouldn't you want your agent to be rated among the very best. Read my reviews on Trulia and Zillow for these are just some of the people I've helped this past year. Giving you the utmost attention to detail, using the latest in technology to help you find your dream home. A true full-time agent that is here to help you in any way I can. I have been working with home buyers, helping hundreds of clients navigate the home buying process. I have many happy clients that appreciated not only the service we provided, but the education about the home buying process we offered at each step through out the loan process. I look forward to helping you purchase your new home. Keith Kreis RESIDENTIAL REAL ESTATE SPECIALIST PHONE: 630-635-0900 CELL: 630-673-0306 https://dreamhomebykeith.com CHARLES RUTENBERG REALTY 3135 Book Rd., Naperville, IL 60564

How To Sell Your Home Fast And For Top Dollar Are you losing thousands to potentially tens of thousands of dollars? According to the National Association of Realtors, over 77% of all potential home buyers are looking on social media to buy their next home, yet, less than 14% of all agents are actually marketing on social media. I'd actually estimate less than 2% of us are doing it correctly. Wouldn't you want 50, 60, 70,000 views? Wouldn't you want an agent that's willing to invest his own money to hire a professional photographer to make sure your house looks beautiful, as well as get aerial photos and a personal video, generating between 5 to 7,000 views alone? Hi, my name's Keith Kreis. I'm a realtor at Charles Rutenberg Realty. When it comes time to sell your home, Hire a professional. You can get a FREE market consultation with me. You can reach me directly at 630-673-0306, Where You Will Always Make More Money. Call 630-673-0306 How To Sell Your Home Fast And For Top Dollar #sellinghomes #sellinghome #sellinghomesaustralia #sellinghomes4more #sellinghomesinmiami #sellinghomeslikeaboss #sellinghomeswithethics how to sell your home fast and for top dollar #homesweethome #homestyle #Homes #homestyling #homestead #homestudio #homesforsale #HomeSchool #homestaging #homeschooling #homesale #homestuck #homesick #homesearch #homesteading #homeschoolmom #homespa #homestay #homeshooting #homesense #homeservice #homesecurity #homeseller #HomeStylist #homesellers #homestuckcosplay #homeschoollife #homeswethome #homesofinstagram #homesales How To Sell Your Home Fast And For Top Dollar

Nothing says more about a Realtor then his reviews. With over 50+ reviews within the last year wouldn't you want your agent to be rated among the very best. Read my reviews on Trulia and Zillow for these are just some of the people I've helped this past year. Giving you the utmost attention to detail, using the latest in technology to help you find your dream home. A true full-time agent that is here to help you in any way I can. I have been working with home buyers, helping hundreds of clients navigate the home buying process. I have many happy clients that appreciated not only the service we provided, but the education about the home buying process we offered at each step through out the loan process. I look forward to helping you purchase your new home. Keith Kreis RESIDENTIAL REAL ESTATE SPECIALIST PHONE: 630-635-0900 CELL: 630-673-0306 https://dreamhomebykeith.com CHARLES RUTENBERG REALTY 3135 Book Rd., Naperville, IL 60564

Credit Scores Are you afraid your credit score is not high enough to buy a house? Are you tired of paying somebody else's mortgage? Over 84% of Americans have credit high enough to buy a house. If you've had a payment or two and you miss them, we're all humans, lenders are not trying to stop you from getting a house. If your credit scores are above 620, there's all types of programs out there that allow you to buy a house with very little to no money down. That's correct. Very little to no money down. So if you have questions, please call me. I'm a Premier Agent on Zillow. I'm a top 1% of All Agents on Trulia. A Five-Star agent six years in a row. Call me directly. 630-673-0306 and find out how much you can afford to buy. Nothing says more about a Realtor then his reviews. With over 50+ reviews within the last year wouldn't you want your agent to be rated among the very best. Read my reviews on Trulia and Zillow for these are just some of the people I've helped this past year. Giving you the utmost attention to detail, using the latest in technology to help you find your dream home. A true full-time agent that is here to help you in any way I can. I have been working with home buyers, helping hundreds of clients navigate the home buying process. I have many happy clients that appreciated not only the service we provided, but the education about the home buying process we offered at each step through out the loan process. I look forward to helping you purchase your new home. Keith Kreis RESIDENTIAL REAL ESTATE SPECIALIST PHONE: 630-635-0900 CELL: 630-673-0306 https://dreamhomebykeith.com CHARLES RUTENBERG REALTY 3135 Book Rd., Naperville, IL 60564