ThisisJohnWilliams

My Response to the Past Mortgage Rates Debate.. Add me on IG @thisisjohnwilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR John Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Sources: 1) https://www.zillow.com/mortgage-calculator/ 2) https://www.cnbc.com/2019/10/09/americans-spend-twice-as-much-3) on-health-care-today-as-in-the-1980s.html 4) https://fred.stlouisfed.org/series/TOTALSL My Notes: https://www.evernote.com/shard/s340/sh/5077c808-50c5-9c33-bdda-9bf19c3416a6/3f353da195d63021bd8033da8cdb18e9 In the 70's and 80's it was normal to have an interest rate of 10% of 15% however back then the costs of living in relation to income was much less. The economy as a whole was different, today the housing costs in America are roughly $400,000 to the traditional home. We have on top of this rising health care costs, rising gas prices, rising education costs, rising food prices, higher insurance costs and incomes are simply not keeping up. I receive so many comments from people about how rates were high back then and that is where they should be. The big problem with increasing rates to what they were in the 1980's is that the entire housing market would collapse and people would lose everything. Their living costs would triple overnight and we would see mass unemployment reminiscent of 1929 - it would be the biggest financial crash and recession the history of the world. The entire economy we live in today is based on 0% interest rates. However Jerome Powell intends to continue to increase interest rates, each time he does, he will pull inflation back and cool down the economy but we are just one hike away from economic ruin.

This Curveball will CRUSH real estate in most markets.. Add me on IG @thisisjohnwilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz

We went from in the 2's to in the 7's in 6 months.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz We have witnessed home mortgage rates skyrocket over the last six months. In December you could have secured a 30 year fixed rate mortgage for under 3% in most cases however now that mortgage rate has more than doubled and look like it will only continue to increase as we move forward in this economy. I believe the real estate market as a whole is in a very fragile place and we will soon be walking into a recession or an economic depression. If we continue our current trend we will see interest rates between 9% and 10% in the coming six months. Imagine what this will do for family household credit card debt, auto loans and other personal debts that are due. All prices will increase alongside interest rates which is very bad news for home sellers, landlords and property investors looking to sell properties for record pricing. I believe we, as Jerome Powell stated, will see a resetting of home prices and he essentially issued a warning to home buyers to wait on the sidelines. That being said, I think now we are going into the mortgage rate storm in the coming months.

What They Are *NOT* Telling you about the $460 Per Month Increase.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz We are seeing record high inflation in america, so much so that it is costing the everyday American a whopping $460.00 per month in additional spending to maintain their current lifestyle. This is a huge expense when considering the average American only makes about $3,500 per month or less. This amounts to an almost 15% reduction in pay. I believe that this inflationary and soon to be hyper inflationary moment in history could spell the end for many small business owners. If you want to start a business, grow a business, make money online or invest be sure that you take into consideration where this economy is today and be sure to invest only what you can afford to lose in things that you do not understand. I believe that this inflation problem could just be the beginning and things could get much worse in the labor market as well as the economy and for everyday middle class Americans in the coming six months to a year. Where do you see this economy going and how do you see this impacting the job market and the labor market going forward? Do you believe that we will see a big shift in inflation in relation to opportunities in the labor market?

Dave Ramsey Says Right Now is the Best Time to Buy A House.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Dave Ramsey says that right now is the best time to buy a house and that you should not wait. Dave Ramsey says that this will be the best time to buy over the next five years. I think Dave Ramsey is a very smart individual and I agree with most of what he says when it comes to debt management, credit cards and living above your means. However on this specific topic I think Dave Ramsey could not be more wrong and that this advice will costs his viewers dearly if they move forward and take his advice on real estate buying in 2022. I believe that most home buyers will soon be upside down on their houses and will step into financial hardship and in some ways, this could tarnish Dave Ramseys message that he's worked for decades to build. The reality of this is that todays day and age is much different than the era Dave Ramsey grew up in which was more of a straight line with some small economic peaks and valleys. We are stepping into a world with increased insurance costs, increased taxes, job loss, inflation and much much more. I enjoy watching Dave Ramsey from time to time and his show I always found entertaining (Dave Ramsey Highlights and the Dave Ramsey Show) however I think that we look back on the video he recently released as simply incorrect.

This Forever Changes Americas Economy FOREVER. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Stephen Ross is a self made multi billionaire worth roughly $8,400,000,000 (8.4 Billion) with a company that holds apartment housing and development projects all over the country. He is one of the largest and most successful real estate investors and developers in the entire country and is world renowned for being smart and savvy with all things relating to finance, money and business. He believes the job market will greatly change over the coming year or so due to high inflation and people being desperate to find stability as the costs are rising and people simply can not afford to have a lapse in income. I believe that Stephen Ross is correct in this assumption and that we in fact will see more people looking for work and this will amount to more people that are simply looking for work than there is work available so what will happen is that we will likely see wages decrease and things change for the worse across the job market for people that demand high wages in relation to their expenses. What do you think happens next in the job market?

Michael Burry who made almost a BILLION dollars on his predictions had this to say.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Michael Burry is famously known for his many predictions whether it be calling the housing market crash and earning roughly $800,000,000 for his fund Scion Capital Management or his bet in the dot com crash or his recent bet on game stop before the frenzy took place. He also made a large bet against Tesla stock and Kathy Wood's Ark Invest. He predicts that the middle class will be finished due to rising inflation, the labor market, rising gas prices and more. Right now the middle class is burning through what is left of their savings account and when that is finished in September we will see the real economic depression and the mother of all bubbles pop. He said that this economic crash could start in September until December. He believes that the middle class will never be able to rebuild themselves after this recession or economic depression due to the rising costs and the minimal wage growth that is true in todays economy. If this is in fact true, this could become the largest wealth transfers in human history, so big that the have's own everything and the have-nots are forced to become a renter nation and rent everything from the wealthy millionaires and billionaires.

Some Apartment Rents Are NOW Doubling!! Add me on IG @thisisjohnwilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Renting an apartment in america has always been a very simple and easy thing to do. Just twenty years ago, rents would be in the range of $300 - $600 per month and it was very affordable for all that worked a job. Most people made five or six times their rent and could easily afford it. However now rentals in New York City, Brickell Miami, Austin Texas and other locations are seeing rents increasing between 50% and 100%. These rental rates are absolutely obscene and it is pushing more and more people into a desperate situation. We are seeing increased interest rates pushing more people, investors and homebuyers from buying properties and instead the investors are buying apartments and home buyers that are no longer able to qualify for a mortgage are now renting an apartment. This is putting more of a strain on the available inventory and in locations such as New York City there is a whopping 595,000 tenants that are behind on rent out of a total of 2,180,000 rentals. That means that 27% of all people occupying units in NYC are not currently paying rent. I believe that these landlord are pushing off the losses onto other units to make up the difference. Very similar to how insurance companies handle a chain of events that leads to loses. They simply increase the costs across all other policy holders. Will rents settle or will rents continue to rise?

"This will rewrite history for the next 50 years"... Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz We have seen many changes to our economy over the last decade however no change was as bizarre as the changes we have seen over the last two years with quantitative easing - we filled the entire economy with an extreme sum of liquidity and cash all of which was pumped into increased asset evaluations whether it be stocks, real estate and property, crypto, NFT's and more. This issued a large level of confidence from investors about the endless potential and money that could be made in these investments. However now we are entering an era of QT (quantitative tightening) where the fed intends to reduce their balance sheet $45 Billion per month and head us to $95 billion per month by September. When we remove that much money from the feds balance sheet and banks start stepping into the eye of the storm we will see a major pull back in available loans and we will likely see businesses issue hiring freezes, we will see less house and home mortgages, we will see less speculation in the real estate and housing market as well as stocks and bonds. I believe we could even see more of a rush towards hard assets such as gold and silver. We will likely see many hard lessons learned by investors and we will see a world of change upon us in the economy. We are entering an Economic Depression.

Massive Inflation and Shortages Incoming.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz According to the World Bank, we are entering the 1970's and with this comes massive inflation and uncertainty. They stated that throughout the 2020's we will see massive inflation and uncertainty. They stated that the economy will be contracting and we will essentially be entering economic hell. However during the 1970's one asset held up particularly well and that asset was gold. Many investors who invested their money in gold over the last few years saw very small returns compared to the returns found in many growth stocks and cryptocurrencies however when those assets pulled back, they really crashed, some by as much as 99%. Gold on the other hand held much more stability and has stayed flat when nearly all other assets retreated from their all time highs. I believe that we could see gold pass $2,000 per troy ounce again in the coming few months and its true value should be somewhere around $10,000 per troy ounce. Many people would disagree with me on this however that price is reflective of how valuable their fiat currency is. The more there is in circulation and the less purchasing power there is, the less relative it is to issue a price target or prediction on gold. I believe that we will see millions or possibly a billion people start investing in things that they can take full custodial ownership of such as gold, silver and bitcoin.

They Will Be Making House Calls.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Sources: 1) https://www.nytimes.com/2022/05/30/world/canada/canada-gun-buyback.html 2) https://www.newsweek.com/trudeau-gun-ban-sparks-panic-us-conservatives-dystopian-future-1711520 3) https://www.newsweek.com/joe-biden-says-9mm-bullet-blows-lung-out-body-1711551 4) https://www.nbcnews.com/politics/congress/house-judiciary-vote-package-gun-violence-prevention-measures-rcna31577?fbclid=IwAR2M_osrv8xPbz5uW7HFYg2bfd6HuL9qgSPvJ6JdFBRFxqMQ9r-FgqzYYIk Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Gun violence has skyrocketed over the last couple weeks and now there are mentions that we need to take more aggressive actions against the second amendment. Some actions include making house calls and stripping people of their firearm if they are deemed a high risk to themselves or others. What are your thoughts on how this plays out for America? Do you think that business owners, property owners and other individuals will be okay with doing this? Is this the best strategy? Is the real problem this or are we more in need of helping people that suffer mental health issues? I do not have the answers, I am simply sharing what NBC News stated today and laying out what is likely happening.

This will change the history of housing as we know it.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz In history, homebuilders, real estate investor and developers would make their money by speculating on what could be built or created on a plot of land or inside of a single family, multi family, retail or office building. This speculation only grew in a very low interest rate environment such as the one we have been in for the last decade. However now we are seeing interest rates going parabolic and we are seeing a home affordability crisis in this country, so much so that both landlords are worried if this is sustainable, investors are worried that this could come crashing down and home buyers and renters worry that they may miss their chance of buying their dream home or finding their dream apartment for a monthly payment that they can afford. However now we are seeing rates continue to move north and now new technology is being created called 3D Printing that will enable robotics to build properties for, in some cases, one or two months rent. They can build a one bedroom house in less than two days for roughly ten thousand however their target goal is $4,000 and to finish the entire construction process in two hours.

Get Ready America.. Add me on IG @thisisjohnwilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz It looks like we as a global economy could be stepping into severe financial hardships that could impact billions of people. As of now we are seeing record high inflation across the world whether that be Turkey, Mexico, Argentina, Germany, America or India. Everything is much more expensive and with this increased expense comes increased stress. At the same time, we are also witnessing record high gas prices and slower consumer spending as the stock market and real estate market are becoming greatly modified in this economic downturn, recession or as some people call it, a soon to be economic depression. I believe the government will have two options, the first to increase interest rates across the board as we are currently seeing to tame inflation or hyperinflation. The second would be for them to reduce interest rates and stimulate the economy again. However if they stimulate the economy through universal basic income or stimulus than what that really means is that we will likely see the erosion of our currency and people that are barely making it could very well be pushed into financial hardship. As a whole if we look at the headlines and see what is happening we will realize that the economy has never been more fragile and we are very close to falling off of an economic cliff and it could occur as soon as tomorrow, this week or this month.

This All Starts Right Now.. Add me on IG @thisisjohnwilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz We heard just two years ago that employees were not paid enough from their employers and that there needed to be higher wages and people deserved a better lifestyle. However what we learned was that wage growth following those statements was a measly 3.5% meanwhile purchasing power for their dollars was impacted roughly 20% to 30%. This means that employees were working almost 1 day per week simply to make up for the difference in lost purchasing powers. Now what they want is for businesses to pay employees to work five days per week but have the employee only work four days per week. This is due to the environment and to combat inequality - per CNN. What do you think about this whole situation for business owners and entrepreneurs? Do you think that this situation is a good one for both business owners and employees or do you think that these new found changes will be the biggest impact to small business that we will see more closures as expectations rise from both wages to increase as work load to decrease? I know myself, I would have a hard time asking my boss to pay me for five days when I only worked for four days. If I were the boss, I would have a hard time paying for five days when the employee only worked for four days. What are your thoughts on the four day work week?

#inflation #hyperinflation #jeromepowell | Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call To Become a Paid Sponsor and Featured in a Future Video: https://form.typeform.com/to/C2M3d8sR Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz We are entering very uncertain times for both the real estate and stock market. Today the Dow Jones dropped a whopping 600 points in anticipation of tomorrows inflation report issues by Jerome Powell. This could give us a clear indication of just how much they need to increase interest rates to curb inflation. I am seeing many economist and experts predicting that there is nothing that they can do to curb inflation at this point. What happens next could greatly impact how real estate markets across both residential, commercial, office space, and mobile home parks preform in the coming year or two as people step into an affordability crisis and the costs to borrow money only increases. This will change consumer spending and impact what people can afford. We will see stocks crash if rates rise and more uncertainty continues to creep in the market - this could be a great buying opportunity for some stocks if later we see liquidity enter the market through stimulus and quantitate easing if they change course on quantitative tightening. Time will tell, the economy is very uncertain

Here's What Reparations Mean for 40 Million People in CA.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz We have heard about reparations in California and many people do not know what this means or what this entails. This will consist of a multi pronged effort to impact the educational system, increase minimum wage, offer health benefits, paid sick leave and more. This will have profound impacts on the economy throughout California as they will be the ones funding this societal change. We will likely see huge real estate investing opportunities very soon for smart and savvy investors such as private equity companies, hedge funds and more that see the distress in the California economy and also all of the limitless investing that can be done. As interest rates rise and consumer and household debt balloons and we have increased costs to business owners this is the perfect situation in which millionaires and billionaires will run out there and secure single family houses, multi family houses, office buildings and retail strip centers. I believe that the very rich are very rich for a reason, they understand value in their investments and in a place like CA where you have so much going for it and with it a lot of house hold debt and these massive changes coming, this will equate to a once in a life time opportunity for those investors. What are your thoughts on this entire situation in California?

The Two States Everyone Loves Are About to CRASH.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz The Florid and Texas Real Estate Market appreciated at levels never before thought possible over the last two years. We have seen rents in Austin Texas, Miami Florida, Houston Texas and Tampa Florida increase by as much as 30% to 50%. Meanwhile with all of this new found housing demand came increased property taxes, insurance issues and now a potential change in politics around business and the economy. I believe we are going to see a variety of changes happen to Texas and their way of life that will reduce the demand for housing, we will see income per resident fall as well as a lack of jobs. This will all happen around the same time as increased property taxes, insurance changes and a potential new governor could change Texas. In Florida we are seeing insurance companies pull out entirely and home, condos and real estate are harder to obtain insurance coverage on. We are seeing property taxes increase and we are also see home demand begin to level off or decrease. I believe what we will see next is more and more people leave the state of Florida due to affordability and lifestyle changes. This coupled with a potential change politically that could change the demand for Florida. The two biggest housing bubbles in America are Florida and Texas, not California and New York.

You Will Not Believe What Auto Lenders Are Doing NOW.. Add me on IG @thisisjohnwilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz A lot has happened in the economy over the last two years and no where is this more true than in the auto industry. We are now witnessing used car prices increase by as much as 45%. This is a whopping price increase for automotive. We are seeing people over pay for cars simply to get into a car because the economy was very good. However that was before the inflation concerns, that was before rising gas prices, that was before child tax credits and stimulus were pulled out of the market. We are seeing auto loan lenders offering forbearance programs to keep borrowers inside of their cars. Why would auto lenders offer forbearance? It is very simple, they would offer auto loan forbearance to reduce the odds of them having to repossess the vehicle as the vehicle was sold for way more than they would ever be able to see that car for in the future. That being said the lender is doing their best to prevent a massive realized loss. However there is no way that tens of millions of people will be able to stay in their car if gas prices stay this elevated and the economy steps into a massive economic recession or a depression and people really reduce their overall costs so that they have enough for food and rent.

1 in 3 Americans Making $250,000, Can't Cover a Basic Expense! Add me on IG @thisisjohnwilliamas Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Over the last two years the housing market, stock market, crypto market and most asset classes have greatly appreciated. This has given rich and wealthy Americans the opinion that they are richer than they truly are. We have now noticed many stocks pulling back and wealth being suck out of the markets which is putting fear into the eyes of americas middle class and some would argue even the rich. We have heard the terms on television about eating the rich, what they mean by this is taxing them and redistributing wealth to the general public. However now what we are seeing is that inflation is also driving a huge concern across most Americans and we will see this impact people investing strategies and their overall quality of life. If you are considering to invest money today, take into consideration the true state of the global economy when it comes to imports, exports, inflation and some would say hyperinflation and realized where the big concerns are and where most people spend a majority of their monthly income. Pay attention to credit card debt, auto loan debt, student loans and more as we will begin to see people start to sell off assets to simply stay afloat so this could give a large opportunity to the smart and savvy investors to acquire assets at discounted prices.

*DO NOT* Buy Rental Property in Los Angeles.. This is CRAZY.. Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz I moved to California in 2006 and then to Los Angeles in 2009. I believe these were some of the best times to live in Los Angeles during my generation. Now we are seeing madness come to Los Angeles property owners, landlords and investors with new protocols for property investors. I believe that the rules and regulations in DTLA and Los Angeles as a whole will become much more challenging for property ownership, especially if they intent to rent out their property. I believe that smart real estate investors today are bringing forward a forward thinking mindset and attitudes when investing as certain areas of the country are becoming much more challenging when it comes to property ownership and cash flow through rental properties. The City of Downtown Los Angeles is in the process of attempting to seize this landlords property. They want to seize his multi family building because they made a deal with him thirty years prior that rents should stay low for 30 years and if you keep rents low, we will give you a tax break. We'll now the 30 year time period is up and he wants to be able to increase the rents to market value. The cities response is to give him below market value for the property and seize the building through eminent domain. What are your thoughts about this situation and what Tom Botz is ginghams through? Would you invest your money in Los Angeles Multi Family Real Estate? #losangeles #seizingproperty

This is the END of Business in America.. Absolute Madness... Add me on insta @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ 🗳️Learn from John ✅ YouTube Success Blueprint: https://wealth.thisisjohnwilliams.com/youtubesuccess Wealth Academy: https://wealth.thisisjohnwilliams.com/wealthacademy Real Estate Investing - GOLD Package: https://www.uofre.com/cashflow-rental-blueprint One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Now, I am all for paying my fair share however we have to realize why America was America. America was the land of opportunity where people came from all over the world to start a business, invest in their local communities, earn money based on the value those communities received from their business and with that new found wealth and equity, they purchased a house, got married, raised children and sent them to college so that their children could have a better upbringing than what they have received. However now with this new tax plan issued from Joe Biden on the 2023 Budget what we are seeing is massive changes to capital gains, carried interest, the 1031 exchange and many more changes to business owners. I believe that these increases will be massive to the American economy. Before it was income above $540,000 now it will be $400,000... Long Term Capital Gains... This will be 39.6% - so before if you purchased a property and sold it within a year the tax would be roughly 20% for capital gains.. There also is a net income tax that could be roughly 3.6% if you are in the higher income threshold. Lifetime Gift Exclusion - you could of gifted someone 12M in the past, now it will be 5M.. Giving money to your kids could fall into the same category.. off shore trust etc Corporate Tax Rate 21% to 28%... (33% increase on company taxes for C Corps) The rich borrow against their stock and buy assets and live.. 1031 Exchange - no cap on gain to defer now - now the cap is $500,000.. the benefits of 1031 exchanges for society are huge.. Carried Interest - partnership, you gave equity to the partner..before they would sell later and get preferential rates - they are now trying to throw that all away by 36.9% + 15% self employment tax.. Total tax will be 51.9% Rich Tax (100M net worth) - 20% minimum tax they will look at the assets you own and haven't sold and tax you based on the equity in former investments.. You must report the value of the asset classes annually.. Let's say you own a company that is worth 100M and don't have the 20% minimum tax, you'd have to liquidate equity or take out a 20M loan against the business .. You have 9 years to pay this.. on year two you are reassessed on your business again on 20% again.. What are your thoughts on this new tax plan?

No More Home Loans, No Auto Loans, Controlled Spending and More.. Add me on insta @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz When many think of the future economy, many financial experts think that the future will be very similar to the past economy such as what we've had in 2015. However the future economy will be one with data warehouses, technology, artificial intelligence and awareness of the environment, what we eat, where we travel and how we are able to live. This will impact all of us in the sense of our ability to get home mortgages in areas that are considered risky, this will impact our ability to get home insurance, our ability to refinance our property or buy future properties. This could impact our ability to grow and scale our business, obtain credit and loans for this business and the financial impact that this will have on our customer and what they can afford to spend on our products and services. I love real estate, business, investing, stocks and all asset classes for the most part and it is very important that we pay close attention to the global changes that are occurring so that we can make smart financial investing decisions today to prevent us from large scale losses to our portfolio tomorrow. To me, what I am seeing is massive changes coming to nearly all asset classes, especially real estate in the coming few years. What are your thoughts on the World Economic Forums Plan?

This California Trend Says it ALL.. Add me on insta @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz California is a beautiful place, especially Los Angeles and San Francisco, at least that was true just a few years ago. A few years ago, California as a whole was completely different. Now in California we have more red tape for business owners, more problems for landlords, more litigation and risk for entrepreneurs when starting a business there. High taxes and a very unfriendly environment for people who want to create a business. The state of California now has over 740,000 tenants that are not paying rent due to various policies that are put in place which makes it very hard for landlords. These landlords are holding a $3.4 Billion dollar loss across their properties right now. The state of California is moving forward on various universal basic income programs and assistance packages all of which will raise expectations on business owners. I see the state of California being one of the worst places to buy a rental property or start a business. That data is saying this, I am not. We are looking at the facts with how California is operating. California is the #1 state in America that people are leaving and they are going to places like Idaho, Texas and Florida. All of which are much more friendly for business owners and families. This is why everyone is leaving California, for starters.

"This will rewrite history for the next 50 years"... Add me on IG @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz We have seen many changes to our economy over the last decade however no change was as bizarre as the changes we have seen over the last two years with quantitative easing - we filled the entire economy with an extreme sum of liquidity and cash all of which was pumped into increased asset evaluations whether it be stocks, real estate and property, crypto, NFT's and more. This issued a large level of confidence from investors about the endless potential and money that could be made in these investments. However now we are entering an era of QT (quantitative tightening) where the fed intends to reduce their balance sheet $45 Billion per month and head us to $95 billion per month by September. When we remove that much money from the feds balance sheet and banks start stepping into the eye of the storm we will see a major pull back in available loans and we will likely see businesses issue hiring freezes, we will see less house and home mortgages, we will see less speculation in the real estate and housing market as well as stocks and bonds. I believe we could even see more of a rush towards hard assets such as gold and silver. We will likely see many hard lessons learned by investors and we will see a world of change upon us in the economy. We are entering an Economic Depression.

Home Prices are Starting to FREE FALL.. No More Multiple Offers.. Add me on insta @ThisisJohnWilliams Subscribe to my Second Channel: https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1 ✅ Partner With John ✅ We Specialize in Credit Repair and Credit Rehabilitation, Assisting New YouTubers in Growing a Following and Real Estate Investing For Beginners.. https://www.CashNow.Video Schedule a One on One Call: https://thisisjohnwilliams-shop.com/products/one-on-one-call Let's Connect on: Rumble --- https://rumble.com/user/ThisisJohnWilliams Instagram --- https://www.instagram.com/thisisjohnwilliams TikTok --- https://www.tiktok.com/@thisisjohnwilliams?lang=en Twitter --- https://twitter.com/johnwilliamsbiz LinkedIn --- https://www.linkedin.com/in/john-williams-3a699612/ Clubhouse --- @johnwilliamsbiz Home Sellers Across America are in SHOCK and they panic to unload their properties before the housing market totally flips. We are now seeing a whopping 20% of ALL home sellers in America reduce their asking prices on their homes. This is a very big transition from where we were just six months or a year ago. The housing market in 2021 was one where a seller could nearly any price they wanted and would find ten or twenty buyers willing to purchase their property for full price or over asking price. That tone has completely changed and now we are seeing these price reductions happening all over the country and buyers become more cautious about purchasing a property right now. These home buyers see the trends and statistics on the housing market and with this they are sitting on the sidelines and not purchasing a home right now. They see that home prices will likely decrease in a large way once we see higher mortgage interest rates and the entire economy adjust to a more expensive landscape in which home sellers will have to adjust their asking prices even further. Home sellers that were greedy charging very high prices will have to reduce their home prices quickly to unload their home before the market crashes or they may soon regret it as all the home buyers, real estate investors and house flippers leave the room entirely.