SupremeTeam20

Accounting For Stock Market Investors - Financial Education - EBITDA Explained! Accounting is a crucial pillar for successful stock market investing. We discuss some issues with EBITDA, pension fund accounting, aggressive accounting and cash flow. Want to know more about my portfolios? Independent stock market analysis and research! STOCK MARKET RESEARCH PLATFORM (analysis, stocks to buy, model portfolio) https://sven-carlin-research-platform... Inexpensive monthly stock idea and analysis: https://sven-carlin-research-platform... I am also a book author: Modern Value Investing book: https://amzn.to/2lvfH3t Subscribe to my newsletter for a weekly content overview and articles with stock analyses: http://eepurl.com/dyBX5L Check my website to hear more about me, read my analyses and about OUR charity. (YouTube add money is donated) www.svencarlin.com

Imagine entering your personal numbers into a calculator that can show you the scenarios of your investment decisions? Now you can! We are excited to introduce The Merriman Educational Foundation Lifetime Investment Calculator. It was created by Craig Appl who, you will learn from this recording, is a newcomer to investing. He found our work and wanted a way to understand his own investment strategy by interactively applying his own numbers to our more than 150 tables and charts, created by Daryl Bahls. We are grateful that, like Daryl and Chris Pedersen, Craig volunteered to donate this work to our foundation so that all investors might benefit from it. The calculator aims to bring the annual Merriman Best Advice to life so that community members can enter their own analysis, dive deeper into the recommended Merriman strategies, and draw conclusions from the foundation’s work. As Craig explains, “This unique Lifetime Investment Calculator is built from the 2021 Fine Tuning Your Asset Allocation tables and includes enhancements like showing nominal vs. real returns, growth with contributions, fixed and flexible distributions. We don’t know the future, but the past contains many events that could happen again. The last 51 years include numerous wars, booms, busts, and periods of high and low inflation. We consider these last 51 years a sequence of returns and have chosen to loop through this 51 year sequence to support calculating up to 200 years of returns.”

Personal Finance Tips

Accounting For Stock Market Investors - Financial Education - EBITDA Explained! Accounting is a crucial pillar for successful stock market investing. We discuss some issues with EBITDA, pension fund accounting, aggressive accounting and cash flow. Want to know more about my portfolios? Independent stock market analysis and research! STOCK MARKET RESEARCH PLATFORM (analysis, stocks to buy, model portfolio) https://sven-carlin-research-platform... Inexpensive monthly stock idea and analysis: https://sven-carlin-research-platform... I am also a book author: Modern Value Investing book: https://amzn.to/2lvfH3t Subscribe to my newsletter for a weekly content overview and articles with stock analyses: http://eepurl.com/dyBX5L Check my website to hear more about me, read my analyses and about OUR charity. (YouTube add money is donated) www.svencarlin.com Listen to Modern Value Investing Podcast: https://svencarlin.com/podcasts/ I am also learning a lot by interning with my mentors: dr. Per Jenster and Peter Barklin at the Niche Masters fund. http://nichemastersfund.com

"Financial and economic literacy " is one of 15 competences that any learner can develop to become entrepreneurial

Join Paul Merriman, Chris Pedersen and Darryl Bahls as they respond to these questions from investors: What can a Do-It-Yourself investor do to prepare his/her spouse/partner for managing retirement investments should the DIY investor die first? Learn how Paul, Chris and Daryl are each personally preparing for their generally disinterested spouses to take over the investments. How can buy-and-hold investors best face information that challenges them to not trust the market? Each of the three discuss how they digest daily news. A listener notes his concern that he hasn’t seen enough data to justify using more than the S&P 500 and asks, Where can I access the data for the earlier period? He says that from 2014 through 2022, the S&P 500 has performed better than the Ultimate Buy and Hold Portfolio. He has been able to track performance into the 1990s for the UBH Portfolio but wants to do his own testing on the period prior to 1990. For investors struggling to trust market returns, Paul suggests investors take a close look at Table B14A https://paulmerriman.com/wp-content/u.... Investors must expect big differences in asset class short-term returns. Note that the S&P 500 outperforms small-cap value 46% of the time with an average 11% better return in those years. On the other hand, the other 54% of the time, the SCV advantage produced over 16% average outperformance. It should come as no surprise that in 2022, SCV beat the S&P 500 by 8% to 14% depending on the average company size and value discount of the small-cap-value asset class. Does Paul still uses the Vanguard Short-Term Corporate Bond Fund (VSCSX) for short-term cash needs? Disclaimer- This information is intended to be used and must be used for information purposes only. We are not investment or tax advisors, and this should not be considered advice. It is very important to do your own analysis before making any investment or employing any tax strategy. You should consider your own personal circumstances and speak with professional advisors before making any investment. The information we present is based on our own research and opinions. We believe the information presented herein to be true and accurate at the time of publication but do not guarantee the accuracy of every statement, nor guarantee that the information will not change in the future. It is important that you independently research any information that you wish to rely upon, whether for the purpose of making an investment or tax decision, or otherwise. No content on the website (paulmerriman.com) or related sites, nor any content in our newsletters, email, or related content, constitutes, nor should be understood as constituting, a recommendation to engage in any of the investment strategies we present. Sign up for our bi-weekly newsletter and get our free pdf books- https://paulmerriman.com/signup We’re Talking Millions — 12 Simple Ways To Supercharge Your Retirement 2-Funds for Life: a quest for simple and effective investing strategies

Tune in Sept. 17 at noon (eastern time) for a Zoom presentation and Q&A on “The 10 most important new lessons of the past 10 years,” as Paul Merriman addresses the Boston Bogleheads Chapter. See info below. In this broadcast, Paul, founder of The Merriman Financial Education Foundation, Chris Pedersen, Director of Research, and Daryl Bahls, Director of Analytics, answer a variety of questions from our listeners, viewers and readers. See links below. 1. Can you compare 3 years of returns of your Vanguard ETF, Vanguard mutual fund and Best-In-Class (BIC) ETF recommendations? Chris answers and discusses the likely reason for the BIC outperformance. 2. Would it make sense to get rid of the small-cap blend fund and hold 1/3 each of large-cap blend, large-cap value and small-cap value? (The questioner notes that small-cap blend rarely outperforms small-cap value.) Daryl answers this by discussing his findings by using the 1928-2019 Quilt Chart. 3. What are the pros and cons of multi- and single-factor funds? Chris responds. 4. Should micro-cap value be considered as a part of a diversified portfolio? Daryl responds. 5. Which is more risky, large-cap blend (S&P 500) or large-cap value? Daryl responds. 6. How should I manage investments during major declines? Chris and Daryl answer. Mark Your Calendar: Paul invites listeners to a Zoom presentation on Saturday, Sept. 17, 2022 at Noon (Eastern Time), sponsored by The Boston Bogleheads Chapter. It’s free and open to the public. As The Merriman Financial Education Foundation is in its 10th year of educating investors, Paul will focus most of the presentation on the "10 most important new lessons of the past 10 years,” followed by Q&As. Here is the zoom link for this meeting: https://us06web.zoom.us/j/89860498182... Meeting ID: 898 6049 8182 Passcode: 311045 Links: The Merriman Financial Education Foundation: https://paulmerriman.com/the-merriman... Vanguard ETF: https://paulmerriman.com/vanguard-tax... Vanguard mutual fund: https://paulmerriman.com/vanguard-tax... Best-In-Class (BIC) ETF recommendations: https://paulmerriman.com/best-in-clas... 1928-2019 Quilt Charts: https://paulmerriman.com/wp-content/u... Boston Bogleheads: https://www.bogleheads.org/blog/portf...

When you are an employee, you are mainly concerned with drawing a salary and managing your personal expenses. The level of financial knowledge and acumen required changes as you evolve from an employee to a business owner and then again to an investor. Whilst an employee is primarily concerned with making a salary, a business person is concerned about revenue and cashflow and a business investor is concerned about return on investment on business infrastructure spending or return on equity on business acquisitions.

Welcome to the Financial Literacy module on budgeting. In the following lessons, we will learn how to take control of our money by identifying our expenses, our needs, and our wants. To get the most out of these lessons, watch the videos with your own financial situation in mind, and then take action. The activities provided are designed to help you sort out where your money is going and get you started creating an effective budget that will lead you to your financial goals. In this module, we will explore budgeting and managing expenses. Have you ever gotten close to the end of the month, only to realize that you had run out of money? What did you do? Did you go without? Borrow money from a friend? Maybe you just floated the expense on a credit card. There's an old saying, "If you don't manage your money, your money will manage you." Imagine for a moment that your current supply of money has been delayed or lost. Maybe your student loans were delayed a few months, or you lost your job. How long would you last before the lack of money started to control your life? According to a recent survey (Links to an external site.), 58% percent of Americans have less than $1000 saved up for emergencies, and nearly one in three people have no savings at all! In this module, we will take control of our finances by creating a budget and building an emergency fund.

Want more inspiration content to keep you going in the right direction? Bob proctor on how to manifest click the lick below: https://bit.ly/3Rn3q1d

The 369 Manifestation method went viral in recent years. Most people have no idea what are the principles of manifestation behind such methods. Using such a method creates karmic contracts (soul contracts) with negative entities. Toward the end of the video, I provide tools to help anyone who tried such methods to cancel karmic contracts. Manifest what you want using the genie script click the link below:https://bit.ly/3Rn3q1d

In this driving meditation you can clarify and manifest your goals through an exercise where you talk to your vision/dream/goal. Try this manifestation method used by Bob proctor by clicking the link : https://bit.ly/3Rn3q1d

In this driving meditation you can clarify and manifest your goals through an exercise where you talk to your vision/dream/goal. Try this manifestation method used by Bob proctor by clicking the link : https://bit.ly/3Rn3q1d

Manifest with this Genie Script click the link below https://bit.ly/3Rn3q1d How to manifest properly

Click link for Healthy meal plan :https://bit.ly/3ZdQsot Click link for Healthy meal plan :https://bit.ly/3ZdQsot Dr Steven Gundry is a pioneer in nutrition research and one of the world's top cardiothoracic surgeons. He has spent the past 25 years helping people restore their health by optimising diet and lifestyle choices alone. Dr Gundry is the New York Times best-selling author of The Plant Paradox and Unlocking the Keto Code.

Click Link for manifest 100x :https://bit.ly/3Rn3q1d Scott Ste Marie is a Mindfulness Practitioner, Coach and MentorThrough his lived experience with depression and anxiety he has seen what is truly possible in recovery, healing, and living authentically. If you feel at ease and comfortable with the videos on this channel and Scott's approach to emotional and mental well-being, the resources below may be helpful to you. Click Link below for Genie script https://bit.ly/3Rn3q1d https://bit.ly/3Rn3q1d

"Water" we doing if we are not having the days of our lives with our best friends? We thought it would be fun to make you the perfect compilation of the funniest best friend fails and set you on a laughter riot

FailArmy is the world’s number one source for epic fail videos and hilarious compilations. We’re powered by fan submissions and feedback from all around the world, with over 69 million fans across digital platforms! From our team to you all, thank you for your support

Damn nature you scary! Mother nature strikes again

You Wanted the Best, You Got the Best! 2022 had more fails than ever, so we tried squeezing them all into one epic fail of a video. Here's to one wild year

You won't believe the crazy fails we saw this year... pants were shocked, repeatedly

Two wrongs don't make a right... but maybe a hundred will!

Keto Food plan Use link below https://www.claudiacaldwell.com/oto-uf61a?el=splittest-1214-bradflow-control#aff=SkylingGroup If you have these foods in your pantry you need to throw them out NOW! Many of you listeners know by now that following a lectin-free diet is the key to obtaining optimal gut health. But following this diet doesn’t mean just tossing out common “unhealthy” foods, it means wiping your refrigerator clean of ANYTHING that can harm your gut https://www.claudiacaldwell.com/oto-uf61a?el=splittest-1214-bradflow-control#aff=SkylingGroup

https://www.claudiacaldwell.com/oto-uf61a?el=splittest-1214-bradflow-control#aff=SkylingGroup We’ve all been taught that vegetables are some of the BEST foods we can eat to support our health. While that is true, there are some that are much more beneficial than others. Dr. Gundry shares his 3 favorite vegetables that can help improve your health and longevity. From a lectin blocking vegetable to a type of green that can give you long-lasting energy, improve your digestion & metabolism, and keep you healthy as you age - you need to start incorporating these into your diet! Free Keto diet below is link https://www.claudiacaldwell.com/oto-uf61a?el=splittest-1214-bradflow-control#aff=SkylingGroup