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How To Repair broken ATM Card Credit Card A debit card even if it is broken will work just fine if you are using it for online transactions like paying bills, booking tickets and even shopping online. The only things you need to remember are the card number, expiry date, cvv number and sometimes the ATM card's PIN. No,it would not work normally. However it depends upon the extent of damage too. If it's magnetic strip type, then any damage to the magnetic strip will make it unworkable. If it's chip type, the chip area being undamaged, it is likely to work.