MattyUnhinged

Dreo's CF714S Smart Fan #tech #dreo 📰 Get your go-to source for the latest gaming, esports, and entertainment: https://playzonelive.com/?utm_source=mattsworld Become a member: https://bit.ly/membermatty 🎬 SUBSCRIBE ► http://bit.ly/mattsworldsub 🎬 MATTY UNHINGED (2nd channel) ► https://bit.ly/mattyunhinged 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Twitter/X ► https://x.com/mattyunhinged Instagram ► https://www.instagram.com/matty.unhinged TikTok ► https://www.tiktok.com/@mattymyhero Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support!

This is the Dreo PolyFan! #tech #dreo 📰 Get your go-to source for the latest gaming, esports, and entertainment: https://playzonelive.com/?utm_source=mattsworld Become a member: https://bit.ly/membermatty 🎬 SUBSCRIBE ► http://bit.ly/mattsworldsub 🎬 MATTY UNHINGED (2nd channel) ► https://bit.ly/mattyunhinged 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Twitter/X ► https://x.com/mattyunhinged Instagram ► https://www.instagram.com/matty.unhinged TikTok ► https://www.tiktok.com/@mattymyhero Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support!

Tesla's Project Highland LEAKED EARLY! #teslamodel3 📰 Get your go-to source for the latest gaming, esports, and entertainment: https://playzonelive.com/?utm_source=mattsworld Become a member: https://bit.ly/membermatty 🎬 SUBSCRIBE ► http://bit.ly/mattsworldsub 🎬 MATTY UNHINGED (2nd channel) ► https://bit.ly/mattyunhinged 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Twitter/X ► https://x.com/mattyunhinged Instagram ► https://www.instagram.com/matty.unhinged TikTok ► https://www.tiktok.com/@mattymyhero Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support!

Tesla Project Highland was leaked a bit ahead of it's September launch, the Model 3 is completely redesigned inside and out. 📰 Get your go-to source for the latest gaming, esports, and entertainment: https://playzonelive.com/?utm_source=mattsworld Become a member: https://bit.ly/membermatty 🎬 SUBSCRIBE ► http://bit.ly/mattsworldsub 🎬 MATTY UNHINGED (2nd channel) ► https://bit.ly/mattyunhinged 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Twitter/X ► https://x.com/mattyunhinged Instagram ► https://www.instagram.com/matty.unhinged TikTok ► https://www.tiktok.com/@mattymyhero Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support!

Get ready to experience the future of cooling with Dreo's mind-blowing smart fans! In this exhilarating review video, we dive deep into the world of intelligent air circulation. Dreo has unleashed a game-changing duo - their PolyFan and CF714S smart air circulator fans, taking comfort to a whole new level. ⏭ Purchase PolyFan on Amazon (US): https://amzn.to/3qLprvF ⏭ Purchase CF714S on Amazon (US): https://amzn.to/45zkHZr 📰 Get your go-to source for the latest gaming, esports, and entertainment: https://playzonelive.com/?utm_source=mattsworld 🎬 SUBSCRIBE ► http://bit.ly/mattsworldsub 🎬 MATTY UNHINGED (2nd channel) ► https://bit.ly/mattyunhinged 🔔 AND CLICK THE BELL! 0:00 - PolyFan 2:40 - CF714S ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Twitter/X ► https://x.com/mattyunhinged Instagram ► https://www.instagram.com/matty.unhinged TikTok ► https://www.tiktok.com/@mattymyhero Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com Music Considerations: The Kids Aren't Alright (Full Mix) (The Wiseguys Remix) by The Offspring License ID: qDNjv7AxNYy Get over 1M + mainstream tracks here https://app.lickd.co/r/mattsworld This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! #Dreo #DreoSmartFans

The Benefits of Starting Early at 18 w/Finance 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

Monitoring Credit Scores at 18 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

Building Credit with the Discover It Secured Card at 18 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

Investment Account and Roth IRA at 18 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

Opening a Checking & Savings Account at 18 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

Join me as I share my journey of turning 18 and taking my first financial steps! Discover must-know tips for young adults and learn how to build a strong financial foundation for your future. Don't miss out on these game-changing insights! 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ 0:00 - Intro 0:32 - Opening a Checking & Savings Account 1:04 - Investment Account and Roth IRA 1:51 - Building Credit with the Discover It: Secured Card 2:25 - Monitoring Credit Scores 2:52 - The Benefits of Starting Early 3:26 - The Advantages of a Bank Account and Roth IRA 4:00 - Conclusion Business Inquiries: matthew@mattbatfilms.com Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

I'm streaming over on Kick & Twitch... https://kick.com/mattyunhinged & https://twitch.com/mattyunhinged 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged Kick ► https://kick.com/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

In my stream, I got my FIRST Valorant Ace!! https://www.twitch.tv/mattyunhinged 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

I got jumpscared whilst having a conversation on my stream... https://www.twitch.tv/mattyunhinged 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

A moment from my twitch stream @ https://www.twitch.tv/mattyunhinged 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

I literally suck at Valorant. Come see me suck more at my Twitch Channel. Twitch ► https://www.twitch.tv/mattyunhinged 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

@superpiggy444 sings "Somebody come get her" in a hilarious moment on my stream. Twitch ► https://www.twitch.tv/mattyunhinged 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...

A Moment on my stream with @superpiggy444 and me singing Sweet Caroline. Twitch ► https://www.twitch.tv/mattyunhinged 🎬 SUBSCRIBE ► http://bit.ly/mattyunhinged 🎬 MATTSWORLD (1st channel) ► http://bit.ly/mattsworldsub 🔔 AND CLICK THE BELL! ▬▬▬▬▬▬▬▬▬▬▬▬▬ ALL Social Media ► https://matty.uwu.ai Discord Server ► https://discord.gg/RZcXJEDYQ9 Usercord ► https://usercord.com/profile/Matty Twitter ► https://twitter.com/mattyunhinged Instagram ► https://www.instagram.com/mattsworldig/ TikTok ► https://www.tiktok.com/@mattymyhero Twitch ► https://www.twitch.tv/mattyunhinged ▬▬▬▬▬▬▬▬▬▬▬▬▬ Business Inquiries: matthew@mattbatfilms.com This video, description & comments may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel & allows me to continue to make videos like this. Thank you for the support! Disclaimer: I AM NOT A FINANCIAL ADVISOR, ANYTHING I SAY OR DO ON MY CHANNEL IS FOR ENTERTAINMENT PURPOSES ONLY! I URGE EVERYONE TO DO THEIR OWN RESEARCH BEFORE PARTICIPATING IN ANYTHING THAT REQUIRES TIME AND/OR MONEY...