MPIWealthExpert

A retirement income movement has begun, and I’m proud to have such incredible partners, friends, and family behind the best retirement strategy in the market! If your #retirementplan doesn't have the ability to continue to #compound even when you spend #money, you are losing out on so much opportunity! Always Be Compounding! #compoundinterest #wealth #money #goals #retirementplanning #retirement #personalfinance #investments #investment #LifeInsurance #mortgage #financialfreedom

What does Tony Robbins say about Compound Interest? #cfp #moneycoach #wholelife #indexfunds #retirementplanning #ira #financialliteracy #401k #financialfreedom #401k #retirementgoals #ira #financialliteracy #financialeducation #retirementgoals #retirement #financialeducation #retirement #wealth

A common suggestion by the #financial world is to have an #emergencyfund up to 6 months of your #salary saved up in cash or a liquid #savingsaccount. Is it a good idea to have an emergency fund? Of course. In a #savings account? There is a much better way! Its called a #Compound Account with #Liquidity. • As an example, your hard-earned #money in a savings account loses around 3% value each year due to Inflation! So if you had $15,000 in your emergency savings account, the buying power of your money would drop to $14,550 after 1 year and after 20 years, as low as $8,000. Inflation would erode almost half of your money’s value sitting in a savings account. However, having your $15,000 in an MPI Compound Account, that has liquidity similar to a savings account to act as your Emergency Fund, and continue to Compound simultaneously, after the same 20 years of inflation, would still have real value of up to $70,000. Know the Rules of #Compounding!

Three Phases of Risk-Based Retirement Planning (401k, IRA, Index/Mutual Funds, Brokerage Accounts): Accumulation Phase (Build) 10% Tapering Off (Security) 4-8% Distributions (Retirement Income) 4% Three Phases of Secure-Based Retirement Planning (MPI) Accumulation (Build) 6-8% Acceleration (Leverage) 8-15% Distributions (Retirement Income) up to 15% This is one of the most important financial concepts you could ever learn. Retirement Income is not about how fast you start the race but how fast you finish the race. The world will trick you into believing your rate of return is the most important part of an investment. It is the most exciting however if you build your retirement plan around risk-based Accumulation Phase only, you will find yourself very frustrated and confused when you get to Retirement! The 4% Rule will be your result! Secure Compound Interest is the answer. Starts off slow. Builds a foundation first. Doesn't chase rate of return but rate of Compounding! Looks at the finish line and makes decisions today to achieve that goal. And the result... up to 15% Income! When you are ready to learn how Secure Compounding is achieved and start building your best future, let me know. Time is not on your side. Time is the 1 asset, once lost, can never be replaced. You can do this. You deserve financial freedom. You deserve wealth. It is available to anyone who can embrace the power of Compounding! Always Be Compounding! #compoundinterest #compounding #financialfreedom #personalfinance #wealth #money #retirement #family #retirementgoals #goals #financialliteracy #financialplanning #401k #Ira #indexfunds #risk #reward #security

Every financial strategy has some great advantages… Depending on our goals, we naturally gravitate to what is important to us. Some of these benefits are really cool: The 401(k) has the company match. Roth IRA has tax-free growth and retirement income. The 529 Education Plan allows kids to go to college and leave potentially debt-free. Whole Life has guaranteed security and potential growth above inflation. Cash is liquid and accessible without penalty. Real Estate optimizes leverage, using O.P.M. (Other People's Money) to accelerate your wealth potential. Paying off all your debt makes us feel good, providing freedom from creditors. Which advantage brings us the most value? Well, what if you could have all of them! In 2014, I created MPI™, Maximum Premium Indexing, taking the best of all the mainstream strategies! 1 single, holistic financial plan with a great compound match program, guaranteed security and growth potential about inflation, accessibility with no penalties to optimize leverage, up to 4x more tax-free retirement income, an efficient path to debt-free and rich, all promoting the most important accomplishment: FREEDOM!!! #mpi #freedom #retirement #retireearly #financialplanning #financialfreedom #FinancialLiteracy #wealth #money #personalfinance #401k #roth #realestate #cash #wholelife #infinitebanking #debtfree #moneytips #cfp #financialadvisor

Hundreds of parents have reached out regarding starting an MPI Compound Account for their children. Just to illustrate how powerful this really is, let’s say you put away $100 a month for a newborn until they were 10 years old and never put in another dollar again. That would be a $12,000 investment into their Compounding Future. Here is the potential value of their Compound Account at: 10 Years Old: $18,000 20 Years Old: $59,000 30 Years Old: $169,000 40 Years Old: $455,000 50 Years Old: $1,100,000 90 years old, your $12,000 investment to your child’s future, had as much as a $21,000,000 Compound Potential. Wealth is simple when you understand how to build it securely. The best part, this money is not only Compounding but also accessible without penalty to help pay for college, down payment on a house, wedding, and other amazing life activities. • • • • #retirementplanning #retirementplan #compoundinterest #finance #financial #financialliteracy #financialindependence #personalfinance #invest #savingmoney #mortgage #childaccount #529plan #parents

MPI > Roth IRA What makes it better? Basically everything! 💪 Never mix your investments with your Retirement Plan! #mpi #roth #ira #401k #retirement #personalfinance #retirementplanning #goals #moneytips #financialfreedom #financialliteracy #personalfinancetips #investments #investment #stocks #indexfunds #insurance #fire #wealth #financialeducation #cfp #financialadvisor

Vanguard Retirement Account $10,000 a year investment 30 Years 10% Rate of Return (Doubtful) $38,904 of Annual Retirement Income MPI Secure Compound Account $10,000 Pure Compounding 30 Years 6.4% Rate of Return (Conservative) $152,400 of Annual Retirement Income Retirement Planning is an Art! Understanding that it was never about the rate of return but the rate of Compounding will be the most important financial education you could ever learn! Its the difference between $3000 a month and $12,000 a month in Retirement! MPI, the first and only Retirement Plan built on the money philosophy of Always Be Compounding! 1) Pay Yourself First 2) Start Today 3) Protect Your Money 4) Compound Interest 5) Compound Acceleration SECURE Compound Interest is the 8th Wonder of the World... he who understands it, earns it! Always Be Compounding! #mpi #compoundinterest #wealth #money #goals #moneytips #financialfreedom #financialliteracy #retirement #personalfinance #retirementplanning #retireyoung #rich #401k #vanguard #suncorfinancial

Compound Interest, once it begins to mature in your life, will be one of the most beautiful things you'll ever experience! Always Be Compounding! #compoundinterest #investment #wealth #money #financialliteracy #retirement #personalfinance #retirementplanning #goals #moneytips #books #reading #financialfreedom #knowledge #education

[15 YEAR vs. 30 YEAR #MORTGAGE] Which is better? Ask yourself this question: Do you want a house paid off + a poor #retirement or a house paid off + a great retirement? The math is straight forward and simple! When it comes to #CompoundInterest, it's about how much #time your #money can make money!!! TIME is the part of the equation that people tend to forget and the most important factor inside of the phenomenon of Compounding. The #math says starting now with less contributions is better than starting later with more. Here's an example that shows the influence of time in your pursuit of #wealth and #freedom. $300,000 #home purchase with a 15 Year Mortgage or 30 Year Mortgage + #Compound the difference… Up to $800,000 more wealth by starting now and get your money making money making money! Both scenarios you end up #debtfree. Both have the exact same out of pocket, both are positive decisions... However, one focuses on saving pennies while the other focuses on making dollars. Which path do you want? For me, the answer is pretty simple once I take the time to... "he who understands it, earns it!" DM me to start the process to refi your house out of the 15 into a 30 and get your money making money! Always Be Compounding! #retirement #personalfinance #retirementplanning #mpi #rich #401k #ira #goals #moneytips #financialfreedom #financialliteracy #personalfinancetips #moneycoach

Investments used as a retirement plan is a terrible idea... They can be exciting, even make you a lot of money, however, they were not designed to distribute maximum retirement income. Investments and Retirement are polar opposites in both philosophy and functionality. Never mix your investments with your Retirement Plan! Always Be Compounding! Visit SunCorFinancial.com to learn more. #mpi #compoundinterest #wealth #retirement #goals #investment #investments #lifeinsurance #financialfreedom #financialliteracy #personalfinancetips #401k #ira #financialadvisor #cfp #stocks #calloptions #retirementplanning #financialplanning #personalfinance #financialeducation #moneycoach #indexfunds #retirementgoals #retirementplan #roth #money #personalfinance

3️⃣0️⃣ YEAR OLD RETIREMENT PLAN We decided compare 🍎 to 🍎 in #retirement plans and focus on #RETIREMENTINCOME - which is the most important part of a #retirementplan between #Vanguard and MPI. Age: 3️⃣0️⃣ Monthly Contributing: $4️⃣0️⃣0️⃣ Lump Sum: $0️⃣ • • #financialfreedom #financialliteracy #finance #compoundinterest #savemoney #savingmoney #personalfinance #financialadvisor #finances #invest #investment #investing #retirementplanning #retirementfund #retirementplan

Money making Money. And that money 💰 ALSO making money for you over TIME ⏱, with no effort on your part. Pretty incredible right⁉️ Here's an example showing what it looks with a $500/m investment. Compounding over time out produces more than anything else out there. All because you started sooner rather than later. And the best part is, this is available to anyone who wants it. Want more details on MPI? DM ME Are ready to start your MPI Plan today? #money #moneytips #moneymoves #finance #financetips #financememes #financeblogger #personalfinances #invest #investinyourself #investment #investments #fyp #stockmarket #stock #stocks #cnn #foxnews #trump #finances #moneymatters #tonyrobbins #daveramsey #daveramseybabysteps #suzieorman #budget #investing #wholelife #infinitebanking #bankonyourself

"I am okay... I have a 401k Match"... Says Everyone who has a 401(k). Unfortunately, More money in a broken system is still broken… The 401k simply doesn't produce good retirement income, no matter how much money you put into the system. So, while you get the security blanket feeling that we're getting free money into your retirement fund from the company match, it simply doesn't help you as much as you think it does. It's because of the 4% rule. Not to mention Uncle Sam gets his money too when you start withdrawing it. And to put more perspective on the subject, the video example show the HIGHLY UNLIKELY company match of a 100%, meaning the company matches you dollar for dollar on what you put into your retirement plan.-- According to INVESTOPEDIA: Match Amounts Companies don’t match an unlimited amount. In other words, you can’t contribute half of your salary and watch your company match all of those funds. The majority of companies offer some sort of matching contribution for an average of 4.3% of a person’s pay, but there are many formulas out there. The most common match was 50 cents on the dollar. For every $1 you contribute to your company 401(k), your company will contribute 50 cents. About 71% of companies with matching contributions contribute 50 cents for every dollar employees contribute up to 6% of their pay. Another 21% match employee contributions dollar for dollar, but the maximum is normally lower—commonly 3%. Are ready to start your MPI Plan today? • • • #retirementplanning #retirementplan #invest #investment #financetips #finance #moneytips #college #financialeducation #learnaboutmoney #income #savings #savingmoney #financial #finances #financialfreedom #financememes #moneymemes #collegefinance #529 #529plan

[ Infinite Banking Concept ] If you are looking to MAKE money, Bank on Yourself/Infinite Banking Concept (IBC) and Whole Life isn't for you. Sure, IBC has a lot of great features but MAKING money isn't one of them. I've spoken to several "Whole Lifers" about it and when it comes to actual growth of your money, the math proves it doesn't grow very much. It would take up to 14 years for your money to achieve one Compound Cycle (double on itself). With MPI™, it will take HALF that time! The math never lies. • • • #money #moneytips #moneymoves #finance #financetips #financememes #financeblogger #personalfinances #invest #investinyourself #investment #investments #fyp #stockmarket #stock #stocks #cnn #foxnews #trump #finances #moneymatters #tonyrobbins #daveramsey #daveramseybabysteps #suzieorman #budget #investing #wholelife #infinitebanking #bankonyourself

I know I explained this on a previous video more in depth, but I wanted to make a visual on the comparison from a traditional investment vehicle and their fees over time like the 401k, vs an #MPI plan. As you see the fees are fairly even in the first 5-10 years. Although after that a 401k plan skyrockets in fees. And gets out of control as time goes on. So which is better for financial planning focused on #retirement income? Let’s let the numbers answer the question. Are ready to start your MPI Plan today? DM ME to get started. Remember #CompoundInterest doesn't wait for no one. The sooner you start the sooner you can benefit. • • • #retirementplanning #retirementplan #invest #investment #financetips #finance #moneytips #taxtips #financialeducation #learnaboutmoney #income #savings #savingmoney #financial #finances #financialfreedom

When you're ready to retire, your financial advisor will say something like this. " Okay, great! Let's see how much you can safely withdraw from your accounts to live on each year!" He or she will likely be applying the well-known, income-crushing 4% RULE (or trap as I like to call it). Here are some examples of income based on the 4% rule: Account Value | Withdrawal Amount $1,000,000 = $40,000/yr $500,000 = $20,000/yr $250,000 = $10,000/yr With this rule in place, you're forced to downsize, which means to give up a lot of what you're use to so you can retire. The financial advisors will tell you that by then, your house will be paid off, you won't have any other debts like cars and student loans, so 4% will be enough to live on. But the reality is, very few people find themselves in this ideal place and still have many expenses to pay for as part of their normal daily life. The limited income provided by the 4% rule leaves little to no room for the dreams they had of what retirement would be like. It doesn't have to be this way. Find out how you can increase your retirement income by up to 4X! Check out my new book "The Lost Science of Compound Interest" --that explains all this and more at CompoundInterest.com Want more details on MPI™? DM ME Are ready to start your MPI™ Plan today? • • • • • #retirementplanning #retirementplan #invest #investment #financetips #finance #moneytips #taxtips #financialeducation #learnaboutmoney #income #savings #savingmoney #financial #finances #financialfreedom

Three Guarantees in Life: Taxes, Death and .... Your Index/Mutual Fund Based 401k/IRA Will Produce Really Low Retirement Income!!! The more you know the better decisions you can make! Inside of Risk-Based investments such as Index Funds and Mutual Funds exists a Rule of Thumb called the 4% Rule. This heavily promoted suggestion states when you get to retirement age you should convert a large part of your aggressive investments to more conservative strategies such as bonds rather than stocks. When this happens, your portfolio should produce a secure 30 year income plan of 4% with a very low probability of running out of money. Think about that! You could be the 1% of people who get over $1,000,000 in a 401k/IRA and are told to live on only $40,000 a year plus inflation. 🤯🤯🤯 This concept was one of the driving forces for my desire to educate you on retirement planning and money. The 401k/IRA, although can be good wealth accumulators, they are terrible retirement income producers. They aren't designed to do that. We are asking a car that drives well to pull a trailer... it doesn't work that way! There are platforms that are designed to pull a trailer in retirement and can produce up to 15% retirement income. Up to a 400% increase in retirement income just because it was designed to have focus on retirement income! That is what it was built for... 💪 Millions of Americans get to 65 years old only to discover the 4% Rule and their dreadful retirement income. Such a sad day! But today is your day to learn about these pitfalls and find a solution. You don't have to be a casualty of the 4% Rule! Don't believe me? Ask your advisor about it! He will tell you and has no solution for it because he lives and believes in the Risk-Based investment world which CANNOT produce an optimal retirement. Everyone Ends Up Poor in the traditional system (i.e. low retirement income.) Education is the Key! Always Be Compounding! #mpi #payyourselffirst #starttoday #protectyourmoney #compoundinterest #leverage #money #debt #401k #ira #finances #personalfinance #wealth #retirementincome #retirement #income #cfp #happiness #freedom #wealthmanagement #financialeducation

The 529 Child education plan is a tax-advantaged savings vehicle that can be used for qualified education expenses! The 529 plan receives the award for the worst financial concept ever promoted to the public. At the moment this plan will begin to produce accelerated compounding results, it is advised by the financial advising world to kill it! You spent nearly 2 decades building a compounding account, finally ready to reap the reward, to throw it all away for what? The "feel good" of no student debt. But was this "feel good" worth it? Let's examine the math on what happens post college? 1st scenario is to save $250/mo for 18 years in the 529, have around $137,000 in this account and exhaust it for college. Debt-free and no money compounding is the result. 2nd scenario is to save $250/mo for 18 years in a Children's MPI(tm) plan, which to show apples to apples, assume $137,000 also (would most likely be more). But rather than kill the compound account, take student debt, let your money continue to compound, and from the compound account, pay the student loan minimums for 30 years until it is paid off. What's the difference! $3,300,000! Not a penny out of the child's pocket and one scenario enhanced compounding and the other killed it! The more you know! Compound Interest is the 8th Wonder of the World! He who Understands it, Earns it! #mpi #payyourselffirst #starttoday #protectyourmoney #compoundinterest #secureleverage #leverage #money #debt #wealth #retirementincome #retirement #income #cfp #happiness #freedom #wealthmanagement #financialeducation #financialadvisor #investing #saving #goals #finances #lifeinsurance #401k #IRA

Investments and Retirement are polar opposites in both philosophy and functionality. Never mix your investments with your Retirement Plan! Always Be Compounding! Visit SunCorFinancial.com to learn more. #mpi #compoundinterest #wealth #retirement #goals #investment #investments #lifeinsurance #financialfreedom #financialliteracy #personalfinancetips #401k #ira #financialadvisor #cfp #stocks #calloptions #retirementplanning #financialplanning #personalfinance #financialeducation #moneycoach #indexfunds #retirementgoals #retirementplan #roth #money #personalfinance

Which is in your best interest? Let the math guide your decisions for your best retirement... https://suncorfinancial.com/ Always Be Compounding! • • • #mpi #compoundinterest #mortgage #realestate #loans #wealth #money #financialliteracy #retirement #personalfinance #retirementplanning #goals #moneytips #financialfreedom #insurance

📚 “COMPOUND INTEREST IS THE 8th WONDER OF THE WORLD. HE WHO UNDERSTANDS IT EARNS IT.” #Financialeducation is the 🔑 key to your best #compounding decisions. Two books that I recommend are: 1️⃣ RICHEST MAN IN BABYLON 2️⃣ THE LOST SCIENCE OF COMPOUND INTEREST These 2 books will change your life forever. Always Be Compounding! https://suncorfinancial.com/ #mortgage #compoundinterest #investment #investments #LifeInsurance #interest #investopedia #forbes #financialfreedom #financialliteracy #retirement #retirementgoals #goals

Financial Advisors like to argue the idea that insurance products are way too expensive, but never want to show the math to prove it. The expenses don't even compare. Here I demonstrate what MPI™ will charge you over the course of your life vs what a Financial Advisor would charge if you're: Age : 35 Saving: $500/month Financial Advisor Fees: 1% asset management fee, then .5% after you retire MPI™: $12,000 (Over 55 Years) Don't be fooled by hearing 1% FEE, like it's a one-time thing. That fee increases as your account grows over time. Which means he/she gets paid more for doing the same work when you started. Even on years when you lose money (down market). I'll let you decide if that sounds right to you. #money #moneytips #moneymoves #finance #financetips #financememes #financeblogger #personalfinances #invest #investinyourself #investment #investments #fyp #stockmarket #stock #stocks #cnn #foxnews #trump #coronavirus #realestate #mortgage #mortgagetips

[Power of Compound Interest ] Sometimes it's hard to drive home the message that Compound Interest is more powerful than it sounds. So in this video, I want to show you with real #CASH. Putting it in this perspective can help visualize what a little COMMITMENT and some TIME can do for you. Check it out and see for yourself! DM me to get started on MPI™! #money #moneytips #moneymoves #finance #financetips #financememes #financeblogger #personalfinances #invest #investinyourself #investment #investments #fyp #stockmarket #stock #stocks #cnn #foxnews #trump #coronavirus #bank

Sometimes it's hard to drive home the message that Compound Interest is more powerful than it sounds. So in this video, I want to show you with real #CASH. Putting it in this perspective can help visualize what a little COMMITMENT and some TIME can do for you. Check it out and see for yourself! DM me to get started on MPI™! #money #moneytips #moneymoves #finance #financetips #financememes #financeblogger #personalfinances #invest #investinyourself #investment #investments #fyp #stockmarket #stock #stocks #cnn #foxnews #trump #coronavirus #bank