🏠💰 Building a solid financial foundation starts with
🏠💰 Building a solid financial foundation starts with responsible choices today. Invest in your dreams, save consistently, and watch your future home become a reality. 💡 #FinancialFreedom #SavingsGoals #DreamHome"
Top advice to afford a house:
1. **Create a Budget** Understand your income, expenses, and prioritize saving for the down payment.
2. **Manage Debt** Pay off high-interest debts and avoid acquiring new ones to improve your credit score.
3. **Save for a Down Payment**
4. **Invest Wisely** Explore investment options to grow your money for the future, like stocks, mutual funds, or real estate investments.
5. **Improve Credit Score** Maintain a good credit score by paying bills on time and keeping credit utilization low.
6. **Research Loan Options** Understand different mortgage options and choose the one that suits your financial situation best.
7. **Live Within Your Means** Avoid overspending and save the surplus for your housing goals.
*This is not an individualized financial advice*
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Wealth 💰 Comparison Between Renters vs Owners 🏡
🏠💰 Renting vs. Owning:
Did you know homeowners have 40x more wealth?
The gap keeps widening. I don't want you to get left behind! As a mortgage expert, I'm here to help you pave your way to ownership.
Invest in your future, consider your mortgage options, and pave your way to financial stability! 💡🏡
🤝 Let's build your wealth together!
DM me "Path" to create a mortgage plan
#WealthBuilding #RenterVsOwner #TakeAction
#Homeownership #BuildYourFuture"
Real Estate - Lowball offer
It's such a blessing and a rare occasion in this market to get a lowball offer getting accepted but it still happens. 🏡
This week one of my clients was able to win 🏆 so it's still happening. For you to replicate this you need to know well:
- the market
- the neighborhood
- the specifics of the property and the seller's situation and needs.
The more info you have the higher the chances to be successful at this 😉
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Traveling to Badlands South Dakota📍
Big Badlands Overlook 📍
Lost in the vastness of Badlands. A serene escape where time stands still. 🌄✨ #natureatitsfinest #nature #badlands #travel #destination
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State of current Real Estate Market
The Real Estate Market hasn't been easy for First Time Home Buyers 🏡. They are facing many challenges starting from:
- Higher rates 7 - 8%. (If you worry about high rates, message me "3% LOWER" to learn a strategy on how to get a lower rate in this market)
- Lower Inventory in most areas of US
- Institutional investors like BlockRock, Vanguard... aiming to turn the US into a renter nation. "You will own nothing and will be happy," they say
- Rent continues to go up
So for the common folk to come up on top, they need to be shrewd with their finances.
- They might need to work on professional skills to earn more.
- Watch their spending
- Aim to save more money for investment opportunities
- Buy real estate the right way
- Consider Househacking strategies or buying Multi-family properties
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Exploring Utah's Hidden Wonders
Exploring Utah's Hidden Wonders: Journeying into the Enchanting Sand Caves 🏜️✨ #UtahAdventures #sandcaves #sand
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Washington Capital Building
Washington DC has some great views and experiences to offer. Apart from politics of course
Washington Capital Building
The Bank Run that Shook the market: Unravelling the Silicon Valley Bank Collapse
The collapse of Silicon Valley Bank sent shockwaves through the financial markets. This video will take you through the events leading up to the bank run and how it shook the market. Unravel the story behind the Silicon Valley Bank Collapse in this must-watch video.
📱Follow me @Kont7ko
IG, Rumble, Twitter, TikTok, FB, TruthSocial
https://www.instagram.com/kont7ko/
https://rumble.com/user/Kont7ko
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Feel free to email me with any questions and let me know how we can help!
david.kontsevenko@movement.com
703-679-7040
David Kontsevenko NMLS # 1968174
Loan Officer at Movement Mortgage Equal Housing Lender
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Kont7ko nor David Kontsevenko is registered, financial advisors. Your use of Kont7ko's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Kont7ko does not establish a formal business relationship.
The content in any of David's YouTube videos or this website shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other & may be outdated or inaccurate; it is your responsibility to verify all information.
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real estate is one of the top tools 🔧 being used to build generational wealth?! 💰 😌
#realestate #buyingahome
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FHA Loans just got cheaper. Reduction in Mortgage Insurance Premiums (MIP)
The dream of homeownership just got a bit easier!
The Federal Housing Administration, announced a reduction to the annual mortgage insurance premiums charged to homebuyers who obtain an FHA-insured mortgage.
What does that mean for FHA homebuyers? 💰🎉 SAVINGS! 🎉💰
+ Plus the best part is this reduction in MIP can be used to qualify for a higher amount! 💰 💵
Feel free to email me with any questions and let me know how we can help!
david.kontsevenko@movement.com
703-679-7040
David Kontsevenko NMLS # 1968174
Loan Officer at Movement Mortgage Equal Housing Lender
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Kont7ko nor David Kontsevenko is registered, financial advisors. Your use of Kont7ko's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Kont7ko does not establish a formal business relationship.
The content in any of David's YouTube videos or this website shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other & may be outdated or inaccurate; it is your responsibility to verify all information.
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Equifax Incorrectly Lowered Credit Scores of Their Clients
Equifax recently did a big oopsie by Incorrectly Lowering the Credit Scores of Their Clients. Some seen their credit scores decline by over 20 points.
Follow me @Kont7ko
Instagram, YouTube, TruthSocial, Twitter, TikTok
https://www.instagram.com/kont7ko/
http://bit.ly/YT_Kont7ko (YouTube)
https://truthsocial.com/@Kont7ko
https://twitter.com/Kont7ko
https://www.tiktok.com/@kont7ko
Feel free to email me with any questions and let me know how we can help!
david.kontsevenko@movement.com
703-596-5249
David Kontsevenko NMLS # 1968174
Loan Officer at Movement Mortgage Equal Housing Lender
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Kont7ko nor David Kontsevenko is registered, financial advisors. Your use of Kont7ko's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Kont7ko does not establish a formal business relationship.
The content in any of David's YouTube videos or this website shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other & may be outdated or inaccurate; it is your responsibility to verify all information.
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Crazy Rate Fluctuation - Mortgage Rate Update 8.3.22
This has been a crazy week with the biggest mortgage fluctuations in a while. Check out this video to know recent changes the rates went through and what we can expect to see in the near future.
Follow me @Kont7ko
Instagram, Rumble, TruthSocial, Twitter, TikTok
https://www.instagram.com/kont7ko/
https://rumble.com/user/Kont7ko
https://truthsocial.com/@Kont7ko
https://twitter.com/Kont7ko
https://www.tiktok.com/@kont7ko
Feel free to email me with any questions and let me know how we can help!
david.kontsevenko@movement.com
703-596-5249
David Kontsevenko NMLS # 1968174
Loan Officer at Movement Mortgage Equal Housing Lender
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Kont7ko nor David Kontsevenko is registered, financial advisors. Your use of Kont7ko's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Kont7ko does not establish a formal business relationship.
The content in any of David's YouTube videos or this website shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other & may be outdated or inaccurate; it is your responsibility to verify all information.
#marketupdate #mortgagerates #mortgage #realestate
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Market Update: Is This a Good Time to BUY a House??
The real estate market has been on a rocket ship for the past 2 years and it's becoming increasingly hard and closer to impossible for first-time home buyers to buy a house at this stage. The question on everyone's mind is, what will happen with the real estate prices? Is this a good time to buy a house?
Follow me @Kont7ko
Instagram, YouTube, TruthSocial, Twitter
https://www.instagram.com/kont7ko/
http://bit.ly/YT_Kont7ko (YouTube)
https://truthsocial.com/@Kont7ko
https://twitter.com/Kont7ko
Feel free to email me with any questions and let me know how we can help!
david.kontsevenko@movement.com
703-596-5249
David Kontsevenko NMLS # 1968174
Loan Officer at Movement Mortgage Equal Housing Lender
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Kont7ko nor David Kontsevenko is registered, financial advisors. Your use of Kont7ko's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Kont7ko does not establish a formal business relationship.
The content in any of David's YouTube videos or this website shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other & may be outdated or inaccurate; it is your responsibility to verify all information.
#realestate #marketupdate #marketupdates #moneytips #housingmarket
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Cities That Pay to Relocate and How You Can Receive Great Benefits
#homebuyers #relocation #moneytips #freemoney
Have you been working from home and are thinking about relocating to another town? Luckily for some of us, there are towns, cities, and counties that will provide awesome benefits and in some cases free cash for remote workers to relocate there.
Here are the links to relocation programs where you can find more information:
https://tulsaremote.com/
https://remoteshoals.com/
https://findingnwa.com/incentive/
https://choosetopeka.com/apply/?utm_content=null&utm_source=Sailthru&utm_medium=email&utm_campaign=Tuesday%20Email&utm_term=4ABCD
https://movetomichigan.org/?utm_content=null&utm_source=Sailthru&utm_medium=email&utm_campaign=Tuesday%20Email&utm_term=4ABCD#details
Follow me @Kont7ko
Instagram, YouTube, TruthSocial, Twitter
https://www.instagram.com/kont7ko/
http://bit.ly/YT_Kont7ko (YouTube)
https://truthsocial.com/@Kont7ko
https://twitter.com/Kont7ko
Feel free to email me with any questions and let me know how I can help!
david.kontsevenko@movement.com
703-596-5249
David Kontsevenko NMLS # 1968174
Loan Officer at Movement Mortgage Equal Housing Lender
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Kont7ko nor David Kontsevenko is registered, financial advisors. Your use of Kont7ko's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Kont7ko does not establish a formal business relationship.
The content in any of David's YouTube videos or this website shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other & may be outdated or inaccurate; it is your responsibility to verify all information.
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views
Government Gives Money to Big Corporations - Chips for America Act
In this video, we go over an important aspect of the Chips for America Act and how it will affect the semiconductor market, big corporations like Intel and Nvidia, and U.S. national security.
Follow me @Kont7ko
Instagram, YouTube, TruthSocial, Twitter
https://www.instagram.com/kont7ko/
http://bit.ly/YT_Kont7ko (YouTube)
https://truthsocial.com/@Kont7ko
https://twitter.com/Kont7ko
Feel free to email me with any questions and let me know how we can help!
david.kontsevenko@movement.com
703-596-5249
David Kontsevenko NMLS # 1968174
Loan Officer at Movement Mortgage
Equal Housing Lender
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Kont7ko nor David Kontsevenko is registered, financial advisors. Your use of Kont7ko's YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Kont7ko does not establish a formal business relationship.
The content in any of David's YouTube videos or this website shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other & may be outdated or inaccurate; it is your responsibility to verify all information
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