JasonHartman

We take a look into the 2020 housing market in this excerpt from my podcast. Housing is strong. Will there be a recession soon? There are ""manias"" like Airbnb that have not been through a recession yet. So we'll see how good of an investment it is once that happens. The best investment is still long-term rentals. Houses are getting built and it's your chance to buy them and turn them into rentals. New homes are at a 12 year high. The economy is booming overall. What happens if the new homes are not pre-sold? That could be good for investors. Regardless of where the economy is heading, you can always adapt with income property and make it work. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

We look at mortgage rates in 2020. What's going to happen? We believe there will be higher mortgage rates in 2020 and in this video we discuss why. The Fed does not directly control mortgage rates. They indirectly influence the market. Expected inflation has a stronger impact. We also discuss two Central Bank factors that may drive mortgage rates higher in 2020. But will it ever get as high as it was decades ago? The low interest rates hurt a lot of people. Can we ever get away from that? Lastly, we talk about the drop in money supply globally and how it affects mortgage rates. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

Housing affordability is getting worse in the US. In this video, we analyze this trend and look at specific locations. If you started investing with me 10-15 years ago, you got some incredible deals on your properties in cities that will be considered unaffordable in the near future. Markets that used to be linear have become hybrid. What is my Water Theory of Money? Money tends to flow to the lowest point. It goes where it's treated best. How does money flow through different real estate markets? Real estate always pushes out and is highly local. Buy real estate and then wait... Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

In this excerpt from my podcast, we discuss the true price of a house based on payments opposed to the selling price. We talk about the average inflation rate over the last 3 decades and how important it is to factor interest rates and inflation into the value of a house. The mainstream media will tell you the price of houses selling and say, ""We're in a bubble and you should buy as many as you can. The market is going to crash!"" We need to remember that real estate is the most debt-friendly asset and can be refinanced very easily. People buy based on a payment, not a price, and that is an important factor to consider. The price of a house can increase 4 times while the mortgage payment only doubles. A house today in 1989 dollars cost about the same as a house in 1989. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

In this video, with Steve Glickman, we discuss current stats about the opportunity zone project. Where are they? How many are there? How do they work? The program was passed in 2017. Governors have selected what census tracks were to be developed. It has really only taken off in 2019. Opportunity zones can have between 2,000 and 8,000 people. They now cover around 11% of the country. How many opportunity zones are there? What defines a good opportunity for real estate developers and investors in these zones? These areas aren't just for residents, but businesses. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

The trend towards decentralization is happening very quickly. Opportunity zones exist to provide local bottom up community development, not top down government controlled properties. We discuss the concepts in Maker City. Manufacturing can be more customized and economic development can flourish. I mention my doubts in opportunity zones and how the true way to fix many of these problems is through skill development and motivation of the workers. The question we need to ask is, ""How can you motivate capital or put some guidelines or metrics in place so you can define, envision and fund things with significant change?"" When you bring real estate investors together with entrepreneurs, you can bring about big change. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

Is another recession coming? In this video, we explore current mortgage and lending behaviors and what that means for the economy. Lending is still more conservative than in the past but there is one key difference related to DTI (Debt-To-Income ratio). How does being self-employed affect your chances in getting a mortgage loan? The underwriting is more verified than it was in the past. Are any loans available that are interest only? We also discuss qualified mortgages and non-qualified loans. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

Fannie Mae, Freddie Mac and FHA loan limits have increased. What does this mean for the real estate market? Home prices get sticky. In terms of the overall climate, refinancing was a good idea in 2019. Refinancing too much can become volatile. You want to make new purchases but not buy too expensive or the rent to value ratio isn't going to work. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

Wells Fargo is cutting 600 mortgage jobs nationwide. Is this a sign of a market slow-down? What does this mean? Meanwhile, the stable rental market is booming. Inventory is tight. Rent is going up. Everything in stats should be done by percentages. If 600 jobs are getting cut, compared to what? It's hard to know what that means without any comparison. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

Renting is finally an acceptable way of living. It's no longer seen as a waste of money. Renters don't get judged like they used to. People of all social classes are renting. It allows for more fluidity with living location. It's a great strategy and it is good for society. The right homeownership rate should be around 50%. Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

In this interview with George Gammon, we discuss what's happening with the economy as a result of the current health crisis. Much of the supply chain comes from China. We are on track for a duel shock: supply shock and demand shock at the same time. In 2008 we had to battle demand shock where nobody was buying anything but there wasn't an issue with supply. There has never been a large supply/demand shock simultaneously. It's not guaranteed but it could happen. Major retail stores are getting the majority of their inventory from China. In a month or 2, supply could start becoming an issue. Full Interview: http://pandemicinvesting.com/ Are you prepared? Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

The US economy has gotten a lot of tailwind or headwind from the baby boomer generation. Their retirement won't look like they thought it would. They will be spending much less. What happens next with income property? When you invest for yield, you're happy when people pay rent. It's okay if the property doesn't appreciate. People will pay rent before anything else. What types of neighborhood should you invest in? What about investing in metals? How should you organize your portfolio? Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

What's happening to the stock market in response to the current pandemic? George Gammon gives us the details. He analyzes how corporations and real estate are effected. If cash flow plummets and the stock market is going down, a lot of the corporate debt is getting downgraded so the interest rate on that debt increases significantly. What about real estate? Imagine having a rental property where the interest rate on your mortgage doubles. The real estate market has been built on investors buying properties. If these buyers start disappearing then the real estate industry suffers greatly. The stock market should be a reflection of the economy but now it's not. The economy is completely reliant on the stock market though. It's all about confidence. If confidence starts to go away in the people, the system stops working. Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

George Gammon joins us to discuss where the economy is heading amidst the coronavirus pandemic. The GDP is way in the negative and heading toward the worst number in American history. The question is not whether we will go into a recession, it's how long will it last and how bad will it be? FULL Interview Here: http://pandemicinvesting.com/ Economics is a relative game. When the market can't afford to buy, you don't have to keep growing to maintain wealth, you could tread water and you're still ahead because many are dropping or frozen. What's happening to housing and real estate? Housing turns a lot slower than the stock market so it's too early to tell. Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

In this video, George Gammon discusses how the mortgage breaks could affect the economy. The home is becoming the center of the universe. More people are working at home. More businesses are operating remotely. Mortgage payments are being waived. When the government interferes, there are pros and cons. If people don't have to pay their mortgage for a year, will people easily start paying again? They've become used to not paying and most people aren't putting the extra money in savings. It won't be an easy transition out of the bailout. These things could lead to universal basic income or a national housing assistance program. There is no such thing as a temporary government program. What about national rent control? Could that happen? FULL Interview Here: http://pandemicinvesting.com/ Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

In this interview with George Gammon, we explore the housing market amidst an uncertain economy. As the unemployment rate increases, how will people be able to afford to pay their rent? In an inflationary environment, people have to accept that their standard of living will go down. People then move down the socio-economic ladder and you catch people moving down. Chances are, even if your tenants have to move out, someone else will move in that was paying more in rent in their previous house. FULL Interview Here: http://pandemicinvesting.com/ Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

In this interview with Harry Dent, we discuss everything you need to know now about the economy. In times of uncertainty, we are all searching for information on what we can expect. Harry analyzes patterns of the past in order to predict the future. Are we in a bubble? Learn More: https://www.jasonhartman.com/ Connect with Harry Dent: https://www.youtube.com/user/hsdentfinancial Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

During economic crises, things that would have happened far in the future end up being brought quickly to the present. Everything going virtual has been trending up but now there is a faster push to making that a reality. Work from home has not only become acceptable but required. People are searching for a potential new career. Manufacturing will likely keep coming back to America. I predict there will be a migration to lower-density living. The suburbs will only become more popular after the scare is over. FULL Interview Here: http://pandemicinvesting.com/ Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

Harry Dent explains why the artificially overvalued stock market is the greatest bubble in history. What's natural and what's artificial? Governments always stimulate the economy. You don't really have a true natural economy without any government intervention. With that said, we are seeing quantitative easing like we never have before. The top 20% of households own 88% of the financial assets outside of people's own homes and they account for 50% of the consumer spending. Learn More: https://www.jasonhartman.com/ Connect with Harry Dent: https://www.youtube.com/user/hsdentfinancial Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

"In this interview with Rick Sanchez on RT America, Jason Hartman discusses how the current pandemic is affecting real estate trends. Watch the full video: https://www.youtube.com/watch?v=eA4iv4Pvc-g&feature=youtu.be Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!"

Harry Dent explains how stock buybacks by corporations have been fueling the massive 2020 stock market bubble. What happens companies leverage their own shares? It could cause a bigger crash when they come back down. Everyday people are not driving the stock bubble, it's the fortune 500 companies that are feeding the bubble. If the insiders are buying doesn't that increase faith with its shareholders? It depends on how it's done and in what timeframe. In this video, you'll see charts showing the difference of who's buying the stocks and a history of the various bubbles over the last few decades. Learn More: https://www.jasonhartman.com/ Connect with Harry Dent: https://www.youtube.com/user/hsdentfinancial Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

We've been living off quantitative easing ever since The Great Recession. Harry Dent dives into what that means and how it affects the economy. We are in a financial asset bubble. Stocks are 120% overvalued. Learn More: https://www.jasonhartman.com/ Connect with Harry Dent: https://www.youtube.com/user/hsdentfinancial Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

Why would the price of gold go down during a time of crisis? There are a lot of things going on behind the scenes. This analysis from George Gammon is relevant to you whether you invest in gold or not. ""Repo Fails"" are discussed. Fear is going up. So institutions have to liquidate their gold because of losing collateral. There are cross-currents that you must pay attention to. Sometimes fear takes over and at other times issues with collateral and liquidity take over and you can see that in the chart in this video. FULL Interview Here: http://pandemicinvesting.com/ Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

When you have rental property you shouldn't be asking if the property is cheap or expensive, you should be asking if the cash flow is high or low. Then what is the leverage? Too many people analyze whether a house is going up or down in price. That kind of speculation is not the way to approach real estate investing. We also discuss how a big migration to the suburbs is coming, why stock market investing is gambling, and the comparison of GDP vs. value of the stock or ""The Buffet Indicator."" FULL Interview Here: http://pandemicinvesting.com/ Learn More: https://www.jasonhartman.com/ Connect with George Gammon: https://www.youtube.com/channel/UCpvyOqtEc86X8w8_Se0t4-w Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!

I believe in the idea of equity stripping. How could this benefit you during the current economic crisis. Debt (in real estate) can actually be your best friend during a recession. The people with the least equity have the most bargaining power. When you sign a contract with a bank to purchase a home, your agreement is simple: ""I will pay the mortgage or I will give you back the collateral."" When the bank has part ownership in your home, they will help you during economic hardship instead of hurt you. If you owned your house 100%, you don't get any breaks. People with more equity have a higher chance in foreclosing. The lender is more swift with moving you through the process when you own a greater portion of the property. What about when someone owns 100% of the home? You want to avoid a home equity line of credit. Refinance the property and pull the cash out. Listen to more interviews on the creating wealth show: https://www.jasonhartman.com/podcast/ Grab a free training on investing during a crisis: https://www.pandemicinvesting.com/turn-panic-into-profit Learn More: https://www.jasonhartman.com/ Have questions or topics you want me to do a video on? Let us know in the comments below. If you love real estate investing, SUBSCRIBE!