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In this interesting and informative video, Fredrick P. Niemann, Esq., a New Jersey Medicaid Law Attorney, explains the legal concept known as Spousal Refusal. Spousal refusal applies when a married spouse refuses to provide financial information and/or disclosure of his or her resources in order to qualify their spouse for Medicaid. Spousal refusal is frequently invoked by a spouse in a second or later marriage because of concerns about their financial welfare in the future and losing a lifetime of savings and income to Medicaid long term care costs. Mr. Niemann invites his viewers to contact him should the subject of spousal refusal become an issue either by a resistant spouse or in order to assist a declining spouse needing Medicaid approval. Mr. Niemann invites his readers as well as viewers of this video to contact him at fniemann@hnlawfirm.com or call toll free at 855-376-5291.

https://youtu.be/rT38kFgRkfo NJ Trust Law Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright talks to trustees about how to close out a trust and what he advises should be done to finalize the affairs of the trust to minimize claims or legal actions by unhappy beneficiaries. Please visit our website to learn more: https://www.hnwlaw.com/elder-law/new-jersey-trust-lawyer/

Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright invites you to visit our website on to learn more about a wide range of topics related to landlord tenant law. Please visit https://www.hnwlaw.com/real-estate-law/new-jersey-landlord-tenant-laws/

NJ Employment Law Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright invites employers and employees to watch this video and visit our website regarding employment war stories and other aspects of employment law such as worker's compensation and employment related issues. Please visit our website to learn more: https://www.hnwlaw.com/business-law/new-jersey-employment-law-attorney/employment-war-stories/

NJ Limited Liability and Corporation Law Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright discusses what to do to correct a mistake made on a certificate of formation filed with the State of NJ. Please visit our website to learn more: https://www.hnwlaw.com/business-law/new-jersey-llc-attorney/

NJ Medicaid Attorney, Fredrick P. Niemann, Esq. talks about the importance of being able to explain the source of deposits when filing a Medicaid application. Since Medicaid fears applicants are hiding money, you will need to explain all deposits or otherwise Medicaid may deny your application if they suspect money is being hidden. To learn more, visit our website, https://www.hnwlaw.com/elder-law/applying-medicaid/

NJ Medicaid Attorney, Fredrick P. Niemann, Esq. asks you to watch this important video if you are a successful business owner wanting to know if your business is exempt from sale and/or liquidation when filing a Medicaid application. To learn more about Medicaid and asset protection, please visit our website, https://www.hnwlaw.com/elder-law/new-jersey-medicaid-attorney/

In this informative video, NJ Trust Attorney, Fredrick P. Niemann, Esq. talks about trustee discretion and how NJ trust law applies to distributions of income and principal from a trust. To learn more, please visit our website, https://www.hnwlaw.com/elder-law/new-jersey-trust-lawyer/

In this video, NJ Power of Attorney and Estate Planning Lawyer, Fredrick P. Niemann, Esq. discusses Powers of Attorney and whether it’s a good idea to require more than one POA signature for financial transactions that exceed a maximum dollar amount. Please visit our website to learn more, https://www.hnwlaw.com/elder-law/estate-planning-attorney/

NJ Attorney, Fredrick P. Niemann, Esq. offers advice for unmarried/ unregistered partners/companions and friends who want access to their partner’s medical records and/or the ability to make medical decisions on their behalf. In this video, Fred discusses the importance of having a properly written medical directive and healthcare proxy to gain legal access to the medical records and make important medical decisions. Please visit our website to learn more, https://www.hnwlaw.com/elder-law/durable-power-of-attorney/

Fredrick P. Niemann, Esq., a NJ Trust Attorney, speaks to trustees about to conclude the administration of a trust. Fred discusses what NJ trust law says about winding up a trust and what you as a trustee should do, including having a release signed by beneficiaries discharging you from liability for the time you have served as trustee so you don’t get sued later. Please visit our website to learn more, https://www.hnwlaw.com/elder-law/new-jersey-trust-lawyer/

NJ Trust Attorney, Fredrick P. Niemann, Esq., discusses the pros and cons of having a trust protector within a trust. A trust protector can be delegated with powers that are appropriate for protecting the financial integrity of the trust as well as other powers. To learn more, please visit our website, https://www.hnwlaw.com/elder-law/new-jersey-trust-lawyer/

NJ Elder Law and Elder Abuse Attorney, Fredrick P. Niemann, Esq. discusses if you should have a financial monitor designated to oversee your power of attorney and your financial accounts. A financial monitor is a person you designate to have legal access to your accounts (brokerage accounts, bank accounts, etc.) to make sure that no one is misusing the authority you’ve given to them. We invite you to visit our website, https://www.hnwlaw.com/elder-law/elder-abuse-new-jersey/

In this informative video, NJ Medicaid Attorney, Fredrick P. Niemann, Esq. offers advice on how to continue to be eligible for Medicaid if you generate income from a line of credit; borrowing money on a home equity loan or generating income from a reverse mortgage. To learn more, visit our website, https://www.hnwlaw.com/elder-law/new-jersey-medicaid-attorney/

NJ Medicaid Attorney, Fredrick P. Niemann, Esq., discusses Medicaid balanced billing for Medicaid beneficiaries. Medicaid balanced billing refers to the difference between the Medicaid reimbursement rate and the private fee rate for the service being provided. Balanced billing is not permissible in NJ. To learn more, visit our website, https://www.hnwlaw.com/elder-law/new-jersey-medicaid-attorney/

In this informative video, NJ Medicaid Attorney, Fredrick P. Niemann, Esq. discusses income and resource compliance before and after you apply for Medicaid, and how you can continue to remain income and resource compliant while your Medicaid application is pending before the County Board of Social Services. Please visit our website, https://www.hnwlaw.com/elder-law/new-jersey-medicaid-attorney/

In this video, Fredrick P. Niemann, Esq., a NJ Medicaid Attorney, discusses whether a primary residence is exempt from mandatory sale and Medicaid spend-down if it produces rental income. The good news is you can protect your home if it is your primary residence and you continue living there after the Medicaid application is filed. Find out how your home can be exempt from spend-down by watching this informative video. Then visit our website to learn more. https://www.hnwlaw.com/elder-law/new-jersey-medicaid-attorney/

NJ Employment Law Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright discusses the Conscientious Protection of Employee Act, commonly known as the Whistleblower Statute. If you are an employer being accused of violating the whistleblower act or an employee facing termination because of this disclosure, please watch this important video. To learn more, please visit: https://www.hnwlaw.com/business-law/new-jersey-employment-law-attorney/whistleblower-protection/

NJ Employment Law Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright talks to employees about the details of severance agreements containing covenants not to compete. Please visit our website to learn more: https://www.hnwlaw.com/business-law/new-jersey-employment-law-attorney/

NJ Arbitration Lawyer and Mediator, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright invites viewers to read his website on arbitration and mediation and to discuss with him whether arbitration or mediation is the best for you to settle a dispute in lieu of court. To learn more, please visit https://www.hnwlaw.com/business-law/new-jersey-arbitration-lawyer/

NJ Business Law Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright has created a detailed page with practical information about buying a business in New Jersey. We invite you to visit our website to learn more: https://www.hnwlaw.com/business-law/purchasing-a-business-in-nj/

NJ Arbitration Lawyer, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright discusses with his viewers why it's important not to wait too long in the litigation before demanding arbitration. An unreasonable delay may result in a loss of your right to demand arbitration. To learn more, please visit https://www.hnwlaw.com/business-law/new-jersey-arbitration-lawyer/

NJ Wills Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright addresses what the law demands for the legal recognition of a Last Will and Testament. Don't make a careless error if you're preparing your own Last Will. Please contact him and visit our website, https://www.hnwlaw.com/elder-law/estate-planning-attorney/checklist-for-estate-planning/

NJ Wills Attorney, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright has created a checklist of practical things that should be included in your Last Will & Testament. Having a Last Will prepared or thinking about changing your will, then please watch this video and then visit our website to learn more. https://www.hnwlaw.com/elder-law/nj-wills-attorney/frequently-asked-questions-qa-about-a-last-will/

NJ Special Needs Trust Lawyer, Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright discusses the importance of paying the final expenses of the beneficiary of a Special Needs Trust BEFORE the passing of the beneficiary. Don't miss this video if you are a Special Needs Trustee. Please visit our website to learn more. https://www.hnwlaw.com/elder-law/understanding-a-special-needs-trust-in-new-jersey/