AnnuitySlayer

The Science™ is settled! Self-anointed truth-teller, Derek over at his Veritsium YouTube channel is in lock-step with anthropogenic climate change alarmists. Facts and studies that contradict the government-funded groupthink narrative be damned! Due to just margin of error, the average temperature of the planet may not have increased at all. https://journals.sagepub.com/doi/abs/10.1260/0958-305X.21.8.969?journalCode=eaea https://www.forbes.com/sites/jamestaylor/2011/11/23/climategate-2-0-new-e-mails-rock-the-global-warming-debate/?sh=585b39c627ba https://quickread.com/book-summary/how-to-lie-with-statistics-313

Immediate annuities tease you with what APPEARS to be a HIGH rate of 'return'. Much of this supposed high rate is smoke and mirrors. You can do the exact some thing that an immediate annuity does but with traditional investing in a LOW-risk mix of super low-cost index funds. NOTES: AGG (iShares Core U.S. Aggregate Bond ETF) did not come into existence until 2004. For the prior years, I used 10-year treasury bond total returns. https://finance.yahoo.com/quote/AGG/performance/ https://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile/histretSP.html

Retirement Planner of America sold off a portion of stocks. When? What fund? How much?

I've seen this movie before! The perfect ruse is to be a 501 (c) educational organization.

The TV show Mythbusters once aired an episode where they mysteriously never verbally disclosed how much CO2 they were pumping into their test chamber. If you weren’t paying close attention you would have missed the brief moment where they showed the gas monitoring expert’s computer, which showed a whopping 7.351% CO2. That’s how much CO2 it took to raise the temperature 0.9 degrees C. Later in the show, they had the gall to use a kid to declare that “I think that this [experiment] is showing that CO2 and methane are major culprits for global warming.” Where have we seen global warming pushers using kids to push their agenda? HINT: Wait until the end of the video.

This is a review of Blair Aaronson "Retirement Thru Design" infomercials as heard on KABC radio in Los Angeles. He juxtaposed a 2.26% 'safe withdrawal rate' study against an immediate annuity that provided 9.1% income. How is this possible? Are insurance companies really playing Santa Claus with immediate annuities? It sounds too good to be true. I explain with mathematics based on the historical total return data of AGG (total bond market index fund) and IVV (S&P 500 index fund) found on Yahoo Finance. To the best of my knowledge this data includes the fund management fees of 0.03% and turnover costs that can affect prices. Be sure to find a fee-only fiduciary financial advisor, tax advisor, etc, before you dumping your money into any annuity. I am not your financial advisor. I am not a financial advisor, but evidently, I know more about annuity 'returns' than the vast majority of insurance salesmen! ; ) Related links: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4227132 https://finance.yahoo.com/quote/AGG/performance?p=AGG https://finance.yahoo.com/quote/SPY/performance?p=SPY

Stock market doom and gloom. Bloomberg says 100% chance of recession. Jamie Dimon says the DOW could drop to 23,360. So, should we just wait to get in on the ground floor? Is investing this easy?

Why CDs are better than index annuities https://youtu.be/eO0d0OmFRa0 How index annuities work: 10% “return” https://youtu.be/P1muXfdMSNg Why immediate annuities leave you in poverty https://www.youtube.com/watch?v=QDUbQeZvJ9g Index annuities http://investingadvicewatchdog.com/index-annuity.html Immediate annuities http://investingadvicewatchdog.com/immediate-annuities.html https://finance.yahoo.com/quote/BND/performance/ https://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile/histretSP.html You are responsible for your own actions. Not only am I not your financial advisor, but I am not a financial advisor. I am not selling anything, not financial products, not advice, not newsletters... NOTHING! That's what makes me unbiased! I am a consumer advocate who has done his research.

How climate change alarmists lie with statistics in order to push climate change/global warming hysteria.

Don't let the fact that they're a 501(c)(3) non-profit organization cause you to let your guard down. I suspect that this is ultimately an effort to sell financial products such as annuities and cash value life insurance.

Tom Steyer (NexGen) is running climate propaganda TV commercials, summarily claiming that California is in some sort of unprecedented drought and that California fires and this supposed ‘drought’ are caused by human CO2 emissions. In reality, California has ALWAYS gone through droughts. One drought that began around the year 850 lasted about 240 years. 50 years later, it was followed by a drought that lasted about 180 years. Recent fires have been largely caused by Pacific Gas & Electric Company neglect.

Some experts are predicting 'stagflation' ahead, meaning low bond/stock returns and high inflation. Can you avert lower returns and poverty by putting your money into an insurance product and then continue to party like it's 1999? Not only am I not your financial advisor, but I am not a financial advisor. You are responsible for your own financial decisions. Not me.

Over at Retirement Planners of America, Ken Moraif & Co has mistimed the market for the 6th time in a row! UPDATE: No sooner do I post this video, and Moraif has hit his sell signal yet again (on 4/22/2022).

Lieutenant Colonel Daniel Davis talks about Putin's objectives, the mindset of Russia based on the history of invasions from the West, NATO, an end game settlement, the prospect of an ongoing occupation of Ukraine, NATO in Estonia, Latvia, etc. Interview heard on KFI 640 AM in Los Angeles. Show Air M - F from 2 PM to 6 PM Pacific Time.

The Marxists at YouTube BANNED part two of this video, refusing to give any specific explanation why. These are the first 5 of the top 10 lies about COVID being spread by the government, the media, Big Pharma, and BigTech. UPDATE: Germany's N95 mandate not working either! https://twitter.com/ianmSC/status/1490774412487839745 Dr. Maria Van Kerkhove says asymptomatic spread is very rare: https://youtu.be/NQTBlbx1Xjs Dr. Maria Van Kerkhove contradicts groupthink https://www.cancelthiscompany.com/Asymptomatic-Transmission.html MIT scientist on lockdowns: https://fee.org/articles/mit-data-scientist-lockdowns-not-correlated-with-fewer-deaths-but-are-correlated-with-more-unemployment/ Johns Hopkins study: https://www.foxnews.com/us/lockdowns-reduced-covid-19-mortality-by-2-study-finds-lockdowns-should-be-rejected-out-of-hand Oxford Center study https://dailysceptic.org/2021/03/14/when-will-government-reject-the-failed-lockdown-models/ Lockdowns do not control the virus: https://www.aier.org/article/lockdowns-do-not-control-the-coronavirus-the-evidence/ 98 studies on masks: https://lists.grabien.com/list-studies-and-other-data-undercutting-utility-masks-stopping-c The science is conclusive on masks: https://www.sott.net/article/434796-The-Science-is-Conclusive-Masks-and-Respirators-do-NOT-Prevent-Transmission-of-Viruses Dr. Noel’s video demonstration of masks not working: https://videopress.com/v/4egEyh2b N95 VS medical masks: https://jamanetwork.com/journals/jama/fullarticle/2749214 In October 2020 CDC says no evidence cloth masks work: https://archive.vn/JmuIA Masking: A careful review of the evidence: https://www.aier.org/article/masking-a-careful-review-of-the-evidence/ Townhall: Mask mandates had zero effect: https://archive.vn/0bSz7 Daily Wire: Masks don’t slow the spread: https://www.dailywire.com/news/study-finds-face-masks-didnt-slow-spread-of-covid-19 Austria mandates: https://www.usnews.com/news/health-news/articles/2021-01-25/austria-requires-medical-grade-masks-in-public-doubles-social-distancing-minimum Austria COVID breakouts: https://twitter.com/ianmSC/status/1483507470735593474

YouTube banned this video as "medical misinformation", conveniently giving NO explanation as to what specific part(s) of the video was offensive to them. All of my truthful educational videos are fact-based, with sources cited. As we all know, YouTube is full of s***. They are in bed with the government, the DNC, Big Pharma, and the fake news left-wing media. This video: The final 5 of the top 10 government, media, Big Pharma, Big Tech lies about COVID.

BANNED by the Marxists at YouTube on 3/22/2022! Dr Harvey Risch MD, PhD Professor at Yale, exposes various government/media/Big Tech/Big Pharma lies about COVID-19, Omicron, Hydroxychloroquine, Ivermectin, etc on the Ben Shapiro Radio Show on 1/12/2021.

BANNED by the Marxists at YouTube. Dr Harvey Risch MD, PhD Professor at Yale, exposes various government/media/Big Tech/Big Pharma lies about COVID-19, Omicron, Hydroxychloroquine, Ivermectin, etc on the Ben Shapiro Radio Show on 1/12/2021.

This video was falsely flagged and removed by the Marxists at YouTube as violating their "medical misinformation" policy. The irony is that YouTube 1) provided no specific explanation as to what the misinformation was, 2) YouTube is not run by medical doctors, yet Dr. Victory IS a board-certified medical doctor of 30 years, and 3) YouTube is helping to spread medical misinformation. Video description: A mask/lockdown sheep named "Ron" (who thinks he knows more than a doctor) called for the 2nd time in 5 months and once again gets destroyed by Dr. Kelly Victory. As heard on the John Phillips Show on AM-790 in Los Angeles. Podcast available.

Insanity is doing the same thing over and over again and hoping for different results. California has been under lockdowns and restrictions for a year. Florida removed most restrictions in September of 2020, about 6 months ago. Anthony Fauci said that Florida was "asking for trouble". He was wrong. Florida never deviated from California. Both states have about the same number of cases.

ABC's World News Tonight with David Muir spread multiple lies, false narratives and propaganda about COVID-19 in order to keep viewers fearful. Anthony Fauci has long lost all of his credibility, yet ABC continues to quote him to continue the COVID hysteria.

In early April, US health officials said to start wearing masks, they said they believed that coronavirus spreads asymptomatically. Then about 2 months later, The World Health Organization's top infectious disease epidemiologist, Dr. Maria Van Kerkhove, EXPLICITLY said that transmission of the coronavirus by people who aren’t showing symptoms is "very rare”. Then a day later she sort of attempted to walk back her unwalkable comments.