The Nabeel Show

We dive deep into several topics of discussion with Dr. Sawwaf, the founder and CEO of MANZIL finance based in Toronto, Canada. Dr. Sawwaf shares his wisdom on the structures of Islamic mortgages, how they provide profit to the lender without charging interest or lending money. We discuss the future of Islamic financing products and services in Canada, especially under the new Trudeau budget. Tackling challenges in creating the first of its kind mortgage company, and bringing halal home ownership to Canadian Muslims, and what MANZIL has in store for the near future. Timestamps: 0:00 Introductions, background and starting Manzil. 5:00 Challenges of starting the company, UM Finance crash. 8:00 Raising funds for Manzil 15:00 Where do they get the money!? 19:20 Fractional reserve banking, institutional support 21:00 Islamic mortgage models 28:00 Is it the same as Interest? 33:00 What is someone can't pay their mortgage... 36:00 AAOIFI certification 39:50 How can young families get into home ownership 46:40 Getting a mortgage - what is required? 50:45 Interest rates, what to expect. 1:00:13 The Liberal budget under Trudeau mentioning Islamic Mortgage products 1:07:50 Can we have Islamic banks in Canada? 1:11:00 Dr. Sawwaf's PhD thesis 1:13:15 Credit cards and bad debt 1:19:20 What's next for Manzil? 1:28:50 Raising capital for Muslim entrepreneurs? VC markets. 1:37:10 Mentorship 1:40:00 Leveraging talent, investment opportunities for Muslims in Canada. 1:44:00 Car finance / lease, Insurance & Takaful? 1:45:00 Last few questions 1:48:00 Wrapping up and conclusions ~

A passionate discussion with Ramy about his life growing up in Gaza, leaving to pursue education, losing his father in the war, how people can help, and what happens next. NOTE: All opinions and thoughts shared in this episode by the guest are exclusively of the guest, and are not shared by or reflective of The Nabeel Show or the host Nabeel himself. Timestamps: 0:00 Introduction 3:40 The promised land 5:30 Growing up in Gaza 8:30 Father missing in Gaza, doing business, occupation. 13:30 Zionism, Theodore Herzl, establishment of Israel 14:45 Was the land bought? 19:00 Where is your family now? Displaced and missing 21:00 Does Israel want to control the world? 22:00 Education and schooling in Gaza 25:45 Freedoms and Restrictions in Gaza 29:10 Importance of education amongst Gazans, business and importing goods 33:00 Peace process, oppression, traumatic story from childhood. 40:00 Working for The United Nations, World Bank project to Survey all of Gaza. 50:00 UNRWA in Gaza and it's employees 52:00 Can you start a business in Gaza? The challenges of doing business. 54:40 Emotional story about Ramy's father and memories with him 1:00:30 Leaving Gaza for Dubai to find a job, Nothing is easy in Gaza 1:04:00 Social media is exposing everything 1:07:30 Visiting Gaza, Jerusalem. Challenges for visitors. 1:09:00 US and mediation in Israel 1:12:45 Moving forward to peace, how can we get there? October 7th. 1:14:00 Elections in Gaza. 1:16:00 October 7 and why did it happen? 1:21:00 Is this a genocide? Collective punishment? 1:25:50 A two-state solution? Possible? 1:26:20 How will this end? civilians in Rafah, defeat Hamas? 1:27:00 Does Israel want to take Gaza, push civilians into Rafah? 1:31:50 How about the West Bank? Ongoing settlements and violence. 1:34:30 Leaving Gaza, living in Canada. Mother & Family in Gaza? 1:39:00 Canada was dream. Disappointment. Couldn't continue career in city planning. 1:48:00 Wrapping-up and conclusions, how can the Palestinians be helped?

In this episode we dive right into Tariq's experience living under Syria's Assad regime, the civil war, and how we managed to leave Syria and come to Canada. Like, subscribe and share! We have much more planned in the pipeline. Timestamps coming soon

This episode dives almost an hour deep with Hafiz Huzaifa Ahmed in discussing Islamic finance, halal mortgages, Islamic economics, banking, and investment. He's certified in Islamic Finance and works in financial accounting. Please make sure to like, share and subscribe. Follow us on X @TheNabeelShow. ~~~~~~~~~~~~~~ Time stamps: 00:00 - Intro 01:35 - Where do you see Islamic Finance going? 06:05 - What is money? 08:00 - Fiat vs traditional currency 10:20 - The money supply, zakat, and monetary growth 15:00 - Islamic mortgages and lending models. 19:00 - Banks always win, difference between business and lending. 22:00 - Various Islamic lending structures 25:30 - Adopting Islamic lending models in the west 26:30 - Fractional reserve banking 28:00 - How can young families buy a house 30:00 - Halal investments, stocks, ETFs, bonds, crpyto 33:30 - Pentsions, RRSP/RESP, putting money away 35:50 - Will we go back to Islamic economy? What's the future? 39:20 - How will Islamic finance work with crpytocurrencies? 42:25 - Should we fight against CBDCs, de-dollarization, social-credit systems? 46:45 - Would we go back to precious metals as currency? 49:50 - Credit cards, interest charges on balances, can we use them? 53:40 - Outro ~~~~~~~~~~~~~~

I present to you a no nonsense guide on what is food, how to identify healthy food from non-healthy food, health implications to watch out for, how to get started easily, and finally how to manage your health and fitness for a lifelong journey. Like, subscribe, and share! We have way more content coming with awesome guests and super interesting topics. Video timestamps coming soon.