Car financing is not the same as mortgage financing
Car financing is not the same as mortgage financing
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
30
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Here's why you don't want to change your pay structure when you are looking to get a mortgage
If you’re looking to get a mortgage, Please do not do this…
Changing your structure on how you get paid
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
14
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Tnings to know and need when you get preapproved for a VA Loan
VA Loans:
If your lender hasn’t pulled the Certificate of Eligibility & actually reviewed it, Before sending out the preapproval letter…
You are actually NOT preapproved
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
15
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This is one way to avoid being a victim and getting denied a couple days before closing
This is one way to avoid being a victim and getting denied a couple days before closing
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
15
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Please don’t do this When it comes to purchasing a home
Don’t do this. Please don’t do this When it comes to purchasing a home
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
5
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Selling a vehicle and using the assets when you purchase a house.
Selling a vehicle and using the assets when you purchase a house.
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
10
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Big news with FHA Loans!
Big news with FHA!
Also, don’t miss out on increasing your cash flow
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
23
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Get Fully preapproved (pre underwritten) before you start home shopping!
OK, listen up potential home buyers. Stop doing this, like now.
Actually, don’t ever do this.
You’ll thank me later, trust me
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
5
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How do we manufacture income to make a deal work?
How do we manufacture income to make a deal work?
Well, this is how...
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
Here’s how we made a deal work, without the seller putting out their own money before closing.
Here’s how we made a deal work, without the seller putting out their own money before closing.
#Repairs #MajorRepairs #SellerEscrowHoldback
#MortgagesAreFunAgain #ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
3
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Quick tip regarding PMI On conventional loans.
Quick tip regarding PMI On conventional loans.
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #PMI #mortgageinsurance #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
74
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When to lock your interest-rate?
When to lock your interest-rate?
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #interestrates #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
8
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There is no end result if the process is not executed correctly
In this universe of quick answers needed ASAP, the tyranny of the urgent mentality.... You need to slow down the process for successful outcomes.
Especially, When it comes to figuring out income and if somebody is qualified to purchase a home
The hard work needs to be done on the front end.
The Process is more important than the end result. There is no end result if the process is not executed correctly
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
5
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What do you do when you receive your property tax and home insurance bill?
What do you do when you receive your property tax and home insurance bill?
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #propertytax #insurance #mortgageadvice #mortgagetips #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
10
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VA..... best-performing borrowers out there!
VA..... best-performing borrowers out there!
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
8
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VA turn times.... should never take this long!
VA turn times....
should never take this long!
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
22
views
Sometimes the lowest rate are not the best way to go
Sometimes the lowest rate are not the best way to go
Let me explain ....
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
10
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Simple tweak that help us get a clear to close in a week after being denied by another lender
This one simple tweak, helped us get a clear to close in one week and help this client get into the house after being denied by another lender...
Total team effort.
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
10
views
When is more than 3.5% down required for FHA?
When is more than 3.5% down required for FHA?
This comes up from time to time..
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
6
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Things to avoid when you're under contract and about to close a house
It’s storytime again…
Some things You should NEVER EVER do when you’re under contract and about to close on a house.
Top 10 list coming up
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #Chapter13 #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
6
views
Had a bankruptcy and trying to buy a house?
Had a bankruptcy and trying to buy a house?
If you had a chapter 13, it’s little bit different then a chapter 7.
Follow this for the details...
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #Chapter13 #bankruptcy #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
5
views
Just finished college and planning to get a mortgage?
Just finished college?
Concerned about getting a mortgage.
Here is what you need to know
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #renting #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
4
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If you are renting and looking to buy, here's what you need to know
If you are renting and looking to buy don’t just compare what you’re currently paying to what your mortgage payment will be.
There’s a lot more that goes into it and you need to be prepared.
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #renting #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
14
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Life experiences that get me through any ups and downs.
Almost 50 years on this planet,
This is one of the main things that stuck with me ever since I was younger.
It’s help me keep perspective throughout the ups and downs.
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
11
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important you do this upfront.
We received 3 SOS loans in the last couple of weeks.
We got the clear to close on one of them in 7 days.
In this market, it is vitally important you do this upfront.
#ThePechmannTeam #HMPFamily
#MortgageLife #mortgage #mortgageadvice #mortgagetips #closing #preapproval #fixedrate #adjustablerate #refinancing #refinance #prequalify #firsttimehomebuyer #homebuyer #homebuying #mortgageofficer #Loan #LoanOfficer #ConventionalLoans #FHALoans #VALoans #USDA
2
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