Phil Francois, CFP®

Hourly financial planning is not very common but has a huge demand from consumers. I plan to offer this service more moving into the new year and would love to share more info about it! Working with an advisor by the hour offers cost efficacy, transparency, and flexibility and it’s accessible to more people since it is not based on the size of your investment account. #catholic #personalfinance #investing #money #familytime #savingmoney https://www.foundationwealthplanning.com/resources/why-work-with-an-hourly-financial-planner

*This is for education purposes only and not financial advice. Keep in mind you are only eligible for an HSA with certain health plans. I hope this is valuable but reach out to a professional for more information on your eligibility. https://www.foundationwealthplanning.com/ Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

How big should your first home be? I know things have gotten expensive out there but keep in mind our modern luxuries have increased a lot too. If you are finding homes to be too expensive, one possible solution is to look for a smaller house. Something to keep in mind, let me know what you think.

Renting vs buying is a huge question and I hope this helps you! *This is for education purposes only and not financial advice. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: www.foundationwealthplanning.com/resources/should-i-rent-or-buy-a-house Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/ Mentions 📚 Vertex 42: https://www.vertex42.com/ 📚 EveryDollar: https://www.ramseysolutions.com/ramse... 📚 Monarch: https://www.monarchmoney.com/ 📚 Tiller: https://www.tillerhq.com/ 📚 YNAB: https://www.ynab.com/ 📚 WalletWin: https://walletwin.com/ 📚 Catholic Compass: https://compasscatholic.org/ 📚 Catholic Financial Planners: https://www.catholicfinancialplanners... More of Catholic Money Mastermind: https://www.catholicfinancialplanners.com/ *This video is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Did we hit a market bottom? I’m not sure, but this is a really good reminder to avoid trying to time the market. Waiting for the perfect day to invest will leave you waiting for a long time. Get started investing as soon as you can and then keep investing consistently. *for education only, not financial advice.

Yes you can put money in an IRA and a 401k. However, your IRA options do change depending on your income. Speak to a professional to learn more. *This is for education purposes only. This is not financial or tax advice. Speak to a professional to determine what is right for your situation. #personalfinance #catholic #catholicmoney #investing #retirement

Please check out some of my videos: How much mortgage can I afford?: https://rumble.com/v2t68ku-how-much-of-a-mortgage-can-i-afford.html How much do I need to retire?: https://rumble.com/v2sq9h4-how-much-do-i-need-to-retire-what-is-the-4-rule.html First Bitcoin Video: https://rumble.com/v2vkga8-a-financial-advisor-discusses-what-is-bitcoin.html *For education purposes only, not financial advice Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

*For education purposes only, not investment advice. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: www.foundationwealthplanning.com/resources/can-you-beat-the-stock-market Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

For education purposes only, this is not financial advice. The previous video referenced: https://rumble.com/v2vkga8-a-financial-advisor-discusses-what-is-bitcoin.html Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: www.foundationwealthplanning.com/resources/tl5re7xsm92pcs5dr5hr89t6mr2hvg Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

*Not financial advice, this is for education purposes only. Please speak to a professional to determine what investments make sense for you. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: www.foundationwealthplanning.com/resources/o67yg39n5j6piqyjwokjsuerrqielh Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

For more information, check out our blog! *Not financial advice, for education purposes only Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: www.foundationwealthplanning.com/resources/5-steps-to-pay-off-your-consumer-debt Also referenced in the video: https://www.ramseysolutions.com/ Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

*This is not financial advice, this is for education purposes only. Please speak to a financial professional that can assess your personal situation. Article referenced in the video: https://www.policygenius.com/life-insurance/life-insurance-statistics/ Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: www.foundationwealthplanning.com/resources/why-do-i-need-life-insurance Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

Full video here: https://rumble.com/v2sq5ui-should-i-contribute-to-a-roth-ira-or-a-traditional-ira.html Or here: https://youtu.be/VPbJfLQAhO4 *For education purposes only, not financial advice. Please speak to a financial advisor about your situation. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/roth-ira-or-traditional-ira Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

*For education purposes only, this is not financial advice. Please speak to a financial professional about your specific situation. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/how-much-mortgage-can-i-afford Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

For education purposes only, not financial advice. Please speak to a financial advisor about your situation. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/what-is-a-biblical-principle-to-help-you-grow-your-wealth Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

*A few notes that I missed saying while recording this. First, student loan interest deductions are subject to income restrictions. IRAs have income restrictions as well. **The $500 deduction for joining filers only applies if both of the joint filers are teachers purchasing supplies for their classrooms. ***This is not tax advice, it is for education purposes only. Please contact a tax professional about your specific tax situation. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/3-tax-deductions-you-may-be-eligible-for-plus-3-bonus-deductions Follow Us on Social Media Instagram: https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

For more information, check out our blog! Remember this is not financial advice. This is for information only. Please speak to a financial advisor to create a personalized plan for your situation. Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog post: https://www.foundationwealthplanning.com/resources/how-much-do-i-need-to-retire-what-is-the-4-rule Follow Us on Social Media Instagram: https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

*This is not investment advice, this is for educational purposes only. Please speak to a licensed financial advisor about your specific situation to determine what is best for you. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/what-is-an-emergency-fund Follow Us on Social Media Instagram: https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/what-is-a-good-score Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/ Website used in this video: https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-is-a-good-credit-score/

The information discussed in this video is found on https://www.cfp.net/why-cfp-certification/career-guide/what-is-financial-planning For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/what-is-financial-planning Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

What is stewardship? What are some biblical principles that will help you manage your money? This is for educational purposes only and not financial advice. Please visit our website and schedule a call if you would like to learn more and see how this might apply to your personal situation. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/what-is-stewardship Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

What is compound interest? What is the Rule of 72? We discuss these questions with some examples. This is not financial advice, it is education only. Please reach out f you have specific questions about your situation. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/what-is-compound-interest Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

This is for educational purposes only. This is not financial advice or tax advice. If you have questions about your specific situation, feel free to reach out. Foundation Wealth Planning is a Fee-Only RIA located in Kansas. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/roth-ira-or-traditional-ira Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/

Do you really need a car payment? What is that payment costing you? If you like this video, like and comment on the video and follow for more videos. #catholic Returns discussed are hypothetical and not guaranteed. Not investment advice; this video is for information purposes only. For more information, check out our blog! Email: phil@foundationwealthplanning.com Phone: (785) 376-6334 Schedule an Appt: https://calendly.com/foundationwp/30min?month=2023-05 Website: https://www.foundationwealthplanning.com/ Blog Article: https://www.foundationwealthplanning.com/resources/should-i-buy-or-lease-a-car-should-i-have-a-payment-at-all Follow Us on Social Media https://www.instagram.com/philfwp/ Facebook: https://www.facebook.com/PhilFWP LinkedIn: https://www.linkedin.com/company/foundation-wp/