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The iPhone Upgrade Program is a financing program offered by Apple that allows customers to purchase a new iPhone and upgrade to a new model every year. Customers make monthly payments on the iPhone and are eligible to upgrade to a new model after 12 payments have been made. In addition to the iPhone, customers also have the option to purchase AppleCare+ coverage, which provides additional protection for the device. At the end of the 12-month period, customers can choose to trade in their current iPhone for a new model, make a final payment to own the device outright, or continue making monthly payments on the device. If you have any other questions you would like to have answered about electronical items or have a product that you would like me to review. Send me email @ ( Conflux83@zohomail.com ) #iphone #howdoesitwork #electronics