Kyle Zajac

Credit One ENCOURAGES you to fail so they can maximize their profits from you. This company will take advantage of you in every single way possible. They are so successful in this scam because people with low credit believe that Credit One is their only option! DO NOT make this mistake. There are way better options and you will pay endless money to Credit One if you decide to open an account with them! I forgot to mention as well that they charge an annual fee for their secured credit cards. You should NEVER have to pay to build your credit :( ========== ///Follow My Socials!: ◦PAEON: https://bit.ly/KyleZajacPatreon ◦ Instagram (@kyleazajac): https://bit.ly/kyleazajacinsta ◦ TikTok (@kyleazajac): https://bit.ly/kyleazajactiktok ◦ Rumble Channel: https://bit.ly/KyleZajacRumble ◦YouTube Channel: https://bit.ly/KyleZajacYT ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ S to RS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== ///Timecodes: 0:00 The Downside Of Bad Credit 0:20 How Credit One SCAMS You 2:14 BETTER Credit Card For Building Credit 2:50 The Highs Of A High Credit Score 3:40 The Strategy To Get Multiple Credit Cards

This is my story with explanations for why I obtained the 6 credit cards at age 19. For the majority of these credit card application decisions, I was targeting the signup bonus offers. Signup offers are an amazing way to gather free points that you can use for free travel and it is a huge part of the reason why I have grabbed $6k worth of it. The first credit card I went for was the Discover IT Secured Card because I wanted to build up my credit which I recommend as the first card for everyone. I then went to the Capital One Quicksilver Cash as I was intrigued with the welcome bonus offer and the same with the third card which was the American Express Cash Magnet. I also went for this card to establish myself as an AMEX Customer which helped get me my fourth and fifth cards from American Express too which were the Gold Card and the Platinum Card. The gold card I plan to keep for a long time while the platinum card I will most likely be canceling soon as I do not travel enough. Finally, I snagged the Chase Sapphire Preferred as it was offering a 100k point signup off. Next, I most likely will be getting the Citi Custom Cash Card :) ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦YouTube Channel: https://bit.ly/KyleZajacYT ◦ Instagram (@kyleazajac): https://bit.ly/kyleazajacinsta ◦ TikTok (@kyleazajac): https://bit.ly/kyleazajactiktok ◦ Rumble Channel: https://bit.ly/KyleZajacRumble ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== ///Timecodes: 0:00 FIRST Credit Card For EVERYONE 1:10 I Should I Done This Instead... 2:03 The Card I Used To Put My Foot In The AMEX Door 3:03 My FAVORITE Credit Card | First 'Big Boy' Card 4:39 I Got This Card To Get FREE 'Luxury' Travel 6:08 Two Credit Cards Same Day?? All-Time High Offer 7:45 Is Coping Me Worth It If You Carry A Balance ? 8:33 BEST Citi Custom Cash Alternative?

The Chase Trifecta is the best credit card setup to travel the world FOR FREE. I will go over how you can maximize the potential points that you can earn especially when you add the Chase Freedom Flex, the Chase Freedom Unlimited, and the Chase Sapphire Preferred/Reserve to your wallet. When you use these credit cards for the right categories, you will quickly generate the amount of Ultimate Rewards Points you can add to get FREE Money. The combination of these three cards offers the two most important things. One is that you significantly increase the number of rewards you earn while spending, and two being you can redeem your rewards for significantly greater value. More simply put, it is about using the right card, for the right purchase, at the right time. Watch to learn more ;) ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦YouTube Channel: https://bit.ly/KyleZajacYT ◦ Instagram (@kyleazajac): https://bit.ly/kyleazajacinsta ◦ TikTok (@kyleazajac): https://bit.ly/kyleazajactiktok ◦ Rumble Channel: https://bit.ly/KyleZajacRumble ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== ///Timecodes: 0:00 What If You Don't Get The Chase Trifecta? 0:31 TWO IMPORTANT Things The Chase Trifecta Offers 1:00 Current Welcome Bonuses?? MUST GET 1:33 SECRET I Used To Spend $4k In 3 Months 2:03 Sapphire Preferred vs. Reserve Bonus Points 2:36 First Card TO GET In The Trifecta & WHY 3:09 Second Card TO GET | 50% More Points?? 3:32 Is The Preferred OR Reserve Better FOR YOU ? 4:18 Get $37 More Value From Flex/Unlimited Card? 4:52 DOWNSIDES Of Chase Trifecta !!! 5:47 Can You Add A FOURTH+ Card? 6:11 Is The Sapphire Preferred Worth It??

I analyze the benefits of the Chase Sapphire Preferred (CSP) to help you determine if it is worth spending a $95 annual fee on. You won't want to miss this review. I also talk about how to really capitalize on this credit card by getting the Chase Trifecta which is when you would pair the Chase Sapphire Preferred with the Chase Freedom Flex and Chase Freedom Unlimited. The insurance protections that the Chase Sapphire Preferred offers are: ~ Trip Cancellation & Interruption Insurance ~ Auto Rental Collision Damage Waiver ~ Trip Delay Reimbursement ~ Purchase Protection ~ Extended Warranty Protection Additionally, the benefits that this credit card offers are: ~ $50 Anniversary Hotel Credit which renews every account anniversary year ~ 10% Anniversary Points Bonus On your account anniversary year you will earn 10% back of the dollar amount spent in points ~ Free 12 Month Dashpass Credit ~ 5X points on qualifying Lyft purchases before March 2022 ~ 5X points on Peloton Equipment and accessory purchases before March 2022 ~ No Foreign Transaction Fees & More! ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦YouTube Channel: https://bit.ly/KyleZajacYT ◦ Instagram (@kyleazajac): https://bit.ly/kyleazajacinsta ◦ TikTok (@kyleazajac): https://bit.ly/kyleazajactiktok ◦ Rumble Channel: https://bit.ly/KyleZajacRumble ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== ///Timecodes: 0:00 0:58 What Is The Signup Bonus Worth For You? 1:58 What Benefits Does The CSP Offer? 3:18 How To Redeem Your Points For Max Value? 4:29 INSANE First Year Value?? 5:45 Get The MOST POINTS POSSIBLE? | Chase Trifecta 6:39 KNOW THESE BEFORE APPLYING !! 8:16 Still Worth Carrying AFTER First Year?

What are the five things you should NEVER write on a credit card application when you are trying to trigger an automatic approval? It is important to include all eligible income and not just put the income you make from your ‘normal’ 9-5 job. If you do side hustles such as Doordash, UberEats, or more, you should be including this income as part of your credit card income. It could give you a major boost and it is very important to stay above 43% debt-to-income ratio. (DTI) It is also very important to put your net salary instead of your gross salary. Even though the IRS steals a whole bunch of your money, credit card companies expect you to put your gross income. A third reason is putting way too high of income or way too low. This would cause you to have your application looked at manually as the algorithm needs further approval. Reason 4 would be not including your projected income or just putting your sole income instead of yours and your spouse. Lastly, it is important to not say that you are retired or self-employed. I go into further details in this video about all the reasons why putting these on the application will be hurting you. You will always be able to trigger an automatic approval when you follow my tips! ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦YouTube Channel: https://bit.ly/KyleZajacYT ◦ Instagram (@kyleazajac): https://bit.ly/kyleazajacinsta ◦ TikTok (@kyleazajac): https://bit.ly/kyleazajactiktok ◦ Rumble Channel: https://bit.ly/KyleZajacRumble ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== ///Timecodes: 0:00 Intro 0:58 What Is All Eligible Income? 2:01 Importance Of Gross vs. Net Salary 3:01 Income Red Flags! 4:04 Can You Include Household/Projected Income? 4:53 Better Wording If You’re Self Employed/Retired 5:47 Bonus: Business Reason 6:14 Importance Of Discrepancies On Credit File 6:57 How To Overturn Credit Card Denial? 7:41 FREE Ways To Support Me :)

What are the top 5 best credit cards that you need before we finish 2021? Or for 2022? Well, you definitely do not want to go another year without holding these credit cards in your wallet. These are the best credit cards for beginners in 2022 as well and for cashback. My new favorite is the Citi Custom Cashback due to having a dedicated credit card to receive 5% back on gas purchases. My go-to credit card is the American Express Gold Card however due to myself going out to eat too much. It is hard to beat 4x back on grocery and restaurant purchases. I also love the Chase Sapphire Preferred since I got a whole lot of points that I will be putting to use to be able to travel the world for free. You do not want to use debit cards or cash as credit cards have such an insane amount of benefits that you can capitalize on. DIRECT Application LINK For The Credit Cards Mentioned: Citi Custom Cash: https://www.citi.com/credit-cards/citi-custom-cash-credit-card American Express Gold: https://bit.ly/3zhnuqA Chase Freedom Flex: https://creditcards.chase.com/cash-back-credit-cards/freedom/flex Chase Sapphire Preferred: https://bit.ly/3ELEMxh Amazon Prime Card Visa Signature: https://creditcards.chase.com/cash-back-credit-cards/amazon-rewards ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦YouTube Channel: https://bit.ly/KyleZajacYT ◦ Instagram (@kyleazajac): https://bit.ly/kyleazajacinsta ◦ TikTok (@kyleazajac): https://bit.ly/kyleazajactiktok ◦ Rumble Channel: https://bit.ly/KyleZajacRumble ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== ///Timecodes: 0:00 Intro 0:38 PERSONALIZED 5% Cashback? 1:42 Best Credit Card For Foodies? 3:38 Best No Annual Fee Card? 4:57 Good Card For Traveling? 6:11 Get 5% Cashback EVERY TIME

CREDIT CARD 101: Which one is better? Credit cards or debit cards? I talk about the reasons I never use a debit card so you know why to use a credit card over a debit card. After watching credit cards explained, you should only use a credit card from here on. There are countless benefits to only using a credit card such as American Express (AMEX) or by using Chase. A debit card is a waste of money and you are missing out on purchase protection, return protection, and an extended warranty. I explain about five reasons to use a credit card over a debit card. This will help for credit cards for beginners in 2021/2022 and credit scores explained for students. ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦ Instagram (@kyleazajac): https://bit.ly/3pHhNix ◦ TikTok (@kyleazajac): https://bit.ly/3pHowJj ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== ///Timecodes: 0:00 Intro 0:21 Listen To Dave Ramsey Or Graham Stephen? 1:20 Using Signup Bonuses Advantageously 2:03 FREE Money From Credit Cards ? 2:46 Debit vs. Credit Fraudulent Activity 3:40 Life Saving Credit Card Insurances 4:36 Can You Build Credit On A Debit Card? 5:13 How Much Interest Could You Pay? 5:51 Debt/Credit Scores 6:41 When To Get Your First Credit Card 7:01 How To Use A Credit Card 7:42 Best Credit Card??

What must you know before applying for an American Express Card (AMEX)? How to get approved for an American Express card? In this video, I will show you ways to obtain instant approval. You can even get approved for an American Express card with a credit score below 700! You should take advantage of the reconsideration line as well if you get denied the first time. It is important to diversify the credit card accounts that you do have just so you are not completely hurt. I also talk about the Chase 5/24 rule as well as the AMEX 1/5 & once in a lifetime rule. I mention how AMEX has charge cards versus credit cards and talk about the difference between the two. Signup bonuses are the most important thing to hit when you are applying for a new credit card. The points that they provide can allow you to travel the world for free such as hotels and first-class tickets. What credit scores do you need for the American Express gold and platinum? I cover this question too. ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦ Instagram (@kyleazajac): https://bit.ly/3pHhNix ◦ TikTok (@kyleazajac): https://bit.ly/3pHowJj ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== Timecodes: 0:00 Are Credit Cards Really THAT Important? 0:42 Welcome :) 0:53 Should You Diversify Credit Cards? 1:12 Must Know Credit Card Rules 2:06 Charge Card vs. Credit Card 2:52 When To Cancel An AMEX Card? 3:04 Can/Should You Apply For 2 Cards On The Same Day? 3:30 How To Bypass Once Per Lifetime Rule ! 4:15 Multiple Signup Bonuses Within Credit Card Family? 5:02 What Credit Scores Do You Need For AMEX? 5:48 Importance Of Avoiding Credit Card Debt 6:12 How To Overturn Credit Card Denial ! 6:25 Free Hotels/Free First Class Tickets?

Something is wrong with Shiba Inu coin. I go into Shiba Inu analysis. Are the Shiba Inu developers lying to their community? Is it just a mistake? Are they faking the circulating supply? In this video, I will describe secrets on what is happening behind the Shiba Inu Coin and whether you should be worried or not. I also talk about whether I am selling everything or not. ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦ Instagram (@kyleazajac): https://bit.ly/3pHhNix ◦ TikTok (@kyleazajac): https://bit.ly/3pHowJj ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction.

I will show you a credit card approval SECRET to bypass credit card denial to get immediately accepted after being denied a credit card. Then, you can ALWAYS get approved after getting denied in 2022! You can turn that denial into an acceptance by calling the reconsideration line even with bad credit;) Getting denied a credit card does not have to be as sad as it may seem. Whether you were denied the American Express (AMEX) gold card or the platinum card, you can use these tips to add that new card to your wallet! This is perfect for credit cards for beginners. ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦ Instagram (@kyleazajac): https://bit.ly/3pHhNix ◦ TikTok (@kyleazajac): https://bit.ly/3pHowJj ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== Timecodes: 0:00 AMEX Platinum Unboxing 0:10 The Importance of a Credit Score 1:00 How To Overturn a Credit Card Denial ! 1:26 How To Communicate On The Reconsideration Line 2:00 Can You Overturn a Denial With Late Payments ? 2:57 Meeting The Minimum Income/Credit Score Requirements 3:32 Can You Move A Credit Line From One Card To Another? 4:01 What Is The Chase 5/24 Rule ? 4:17 How Much Time Do You Have To Call For Reconsideration? 4:34 Should You Give Reasons To Get Approval ? 5:02 What Should You Say To The Agent To Persuade Them? 5:18 Why You Should NOT Apply For A New Credit Card? 5:49: Secret Way To Rocket Up Your Score Early 6:10 Outro!

SECRETS to the insights of how much money I made serving at Cracker Barrel my first year! I discuss the server pay and money. I will show you how much money I made by serving at Cracker Barrel part-time. Keep in mind I was 18 years old making more money than a majority of my peers! You will learn with backed data how you can earn just as much as I do serving. Serving is an amazing job as it is easy to keep leveling up restaurants you serve at. Cracker Barrel was an entry-level serving job. Do not underestimate the importance of closing each night. This will mean the difference of $50 more dollars just from one more hour of work. That is beyond worth it to me! Serving is super fun to me too because my whole job is to just talk to people. Managers will not get mad at a server if they hang around a table to chat because that is their whole job! We do not get paid by the company. We, the servers, get paid by the guests that we take care of with a smile. If you can get into the serving industry, definitely do. The money you will make here as a high schooler is nothing to be afraid of. ========== ///Amazing Tools & Services I Use: ◦ (EPIDEMIC) Where I Get My COPYRIGHT FREE Music/Sound Effects: https://bit.ly/3qJ6ci7 ◦ (ROBINHOOD) Get A FREE Stock For $0!: https://bit.ly/3JBDeJZ ◦ (WEBULL) Get MULTIPLE FREE Stocks Valued Up To $250 (After Depositing $100): https://bit.ly/3EFLd4Y ◦ (COINBASE) $10 Of Bitcoin!: https://bit.ly/3HsZjbz ◦ (RAKUTEN) Get $30 BACK After Spending $30!: https://bit.ly/32FOqVa ◦ (GETUPSIDE) BEST GAS BACK APP ~ Get an extra 15¢/gal bonus the first time you make a purchase: https://bit.ly/3ePo71l ◦ (TUBEBUDDY) Keyword Research Tool For Youtube: https://bit.ly/3zhzbxo ========== ///Apply for these credit cards to get an extra bonus below!: ◦ AMEX Gold: https://bit.ly/33V4eDJ ◦ AMEX Platinum: https://bit.ly/3GRZeyt ◦ AMEX Cash Magnet: https://bit.ly/ewfihu ◦ Discover It: https://bit.ly/3ENgSBB ◦ Capital One Quicksilver: https://capital.one/3EOiv34 ◦ Chase Sapphire Preferred: https://bit.ly/356vnnH ========== ///Follow My Socials!: ◦ Instagram (@kyleazajac): https://bit.ly/3pHhNix ◦ TikTok (@kyleazajac): https://bit.ly/3pHowJj ========== ///DON'T Miss Out On This :) https://bit.ly/3mNZWVq ========== ///My YouTube Setup Products: ◦ Rode Microphone: https://amzn.to/3pLfwSp ◦ TRS to TRRS Adapter (Rode Microphone to iPhone): https://amzn.to/3IJEN8c ◦ Teleprompter: https://amzn.to/3IJEryo ◦ Key Light/ Ring Light 18": https://amzn.to/3HsejXb ◦ Fill Light/Ring Light 12": https://amzn.to/3rYQceq ◦ Background Light: https://amzn.to/3rSvEnM ◦ Light Stand Tripod: https://amzn.to/3yh6j8f ◦ USB-C 8 in 1Mac Adapter: https://amzn.to/3dKp3Uc ◦ Micro SD (TF) Card 512GB: https://amzn.to/33ggG0p ========== Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies for which Kyle Zajac will earn an affiliate commission or referral bonus. Kyle Zajac is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Some offers may no longer be available or expire from the date of the published video. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Disclaimer: I am not a financial advisor. Kyle Zajac does not provide tax, legal, or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. ========== Timecodes: 0:00 Intro 0:23 Restaurant Location Sweetspot? 0:42 How Much Can You Make ?? 1:20 Story: Old Guy Inviting Me Back To His Hotel Room 1:45 Most I Have Made In One Shift ! 2:16 Is It Worth Being A Closing Server? 2:41 Closing Money vs. Non Closing #CrackerBarrel #Serving