Selling Boston & the Burbs by Jeffrey Chubb

How can I Make My Offer More Competitive? Waiving the Appraisal is one of the best (and most risky) ways when using the Chubb Homes Team Buying Power Checklist to make your offer more competitive. For a seller, waiting for the appraisal is one of the more stressful parts of the transaction. Will the appraiser see the value in the property and agree with the agreed upon price? Because if the property doesn't appraise, then it can ruin the deal in late hours of the transaction. Many times the seller has packed and there are severe hardship to put the house on the market. This is why waiving an appraisal can be such a powerful tool in a negotiation and ultimately be the reason why a seller picks your offer in a competitive situation. The power of waiving the appraisal is the reason why it is worth two checks towards the buying power of the buyer. In this episode, Jeffrey and Jason talk about the option of waiving the appraisal and the major risk in doing so. This is an option that should not be taken lightly. The Buyer Power Checklist breaks down an offers buying power into three different categories. A buyer's offer will either be in the 'Low', 'Average' or 'High' Buying Power category. https://www.boston2.com/blog/how-can-i-make-my-offer-more-competitive-the-buying-power-checklist/

How can I Make My Offer More Competitive? Going Conventional is one of the ways when using the Chubb Homes Team Buying Power Checklist to make your offer more competitive. Utilizing a Conventional loan or Conventional Financing can be a difference maker in getting your offer accepted. There are many different types of loans that are available to home buyers. Jeffrey and Jason talk about how using a different product other than FHA can increase your chances in getting your offer accepted. Another topic to discuss with Jason is a loan with a 'Piggy Back 2nd'. The Buyer Power Checklist breaks down an offers buying power into three different categories. A buyer's offer will either be in the 'Low', 'Average' or 'High' Buying Power category. https://www.boston2.com/blog/how-can-i-make-my-offer-more-competitive-the-buying-power-checklist/

Is buying a condo different then buying a Single Family home? Jeff & Jason discuss some need to know items when buying a condo. The mortgage market is always constantly changing which is why it's so important to talk to Jeff and/or Jason about your real estate goals when buying a condo in Massachusetts. Things to think of: - The buildings Owner Occupancy Rate - Investor Concentration - A condo association budget and Reserve Account - Condo Document Restrictions - A condo association approved by FHA/Fannie Mae - Adding the condo fee into the monthly payment obligations In this video, Jeffrey and Jason breakdown the main points of consideration when buying a condo. Each transaction is always different, but these generalities are a great starting point. Should you have any questions, then reach out to Jeffrey at 617-480-2600. https://www.boston2.com/blog/is-buying-a-condo-different-then-buying-a-single-family-things-to-know-when-buying-a-condo/

How long does it take to buy a house when you are getting a mortgage? This is a question that we hear quite often from clients who are looking to buy a home. Each state is different, but here in Massachusetts the average is about 45 days from offer accepted to closing. It is important to remember that closing dates are always negotiable between a buyer and seller, however a bank does need a certain amount of time to process a loan in order to be able to close. Jeffrey and Jason breakdown what happens throughout the transaction and what a buyer (or seller) can expect and when. Each transaction is always different, but these generalities are a great starting point. Should you have any questions, then reach out to Jeffrey at 617-480-2600.

How can I Make My Offer More Competitive? This is something that we hear often from home buyers who are looking to get a competitive edge when it comes to buying a home. The Buyer Power Checklist empowers home buyers who are looking for an advantage when it comes to getting their offer accepted to buy a home. It is especially helpful to first time home buyers who have never gone through the process before. The Buyer Power Checklist breaks down an offers buying power into three different categories. A buyer's offer will either be in the 'Low', 'Average' or 'High' Buying Power category. https://www.boston2.com/blog/how-can-i-make-my-offer-more-competitive-the-buying-power-checklist/

How can you sell your house for $1? Seems like there is a catch, right? There is not. We are piloting a new revolutionary marketing program that will allow a seller to maximize their profits while selling their home for $1. The real estate market is the hottest market we have ever seen. We are looking for homeowners who are looking to sell their home in the next 30 to 60 days. This Pilot Marketing Program is for serious sellers only. At closing, the seller will pay $1 for our full marketing services which includes professional photography, staging and a customized aggressive marketing campaign. We do not work for free. This marketing program has the buyer paying our fee which helps the home seller net more for their house saving them possibly $10s of Thousands! There are certain restrictions and limited availability as this is an initial pilot marketing program. https://www.boston2.com/sellers/sell-your-house-for-1/

We are piloting a new revolutionary marketing program that will allow a seller to maximize their profits while selling their home for $1. The idea to pilot this marketing program is to see the markets response. It's not everyday that we implement an idea that could revolutionize how the Real Estate Industry works. We are looking for homeowners who are looking to sell their home in the next 30 to 60 days. This Pilot Marketing Program is for serious sellers only. At closing, the seller will pay $1 for our full marketing services which includes professional photography, staging and a customized aggressive marketing campaign. As a home seller you WILL save $10s of thousands of dollars! There are certain restrictions and limited availability as this is an initial pilot marketing program. Reach out to Jeffrey at 617-480-2600 or email him at Jeff@Boston2.com. https://www.boston2.com/sellers/sell-your-house-for-1/

A Pre-Commitment can make an offer to a homeowner more attractive and thereby increase the chances of getting your dream home! In this video, Jeff & Jason talk about the power of the Pre-Commitment and what it could mean for you and the seller. While it is often very hard to compete with a Cash offer, an offer with a Pre-Commitment will give you a fighting chance. If you are thinking about buying or selling a home, then Jeffrey Chubb of the Chubb Realty Group and Jason Bonarrigo of RMS Mortgage can help guide you through the process. Give Jeff a call at 617-480-2600 or send hi an email at Jeff@Boston2.com. You can reach Jason at 617-413-5038 or by email at Jason.Bonarrigo@RMSMortgage.com. https://www.boston2.com/blog/what-is-a-pre-commitment-how-can-it-help-me/

What's the difference between a Pre-Qualification, Pre-Approval and Pre-Commitment when it comes to buying a house? What are the advantages/disadvantages of each? How can my offer compete with a cash offer? These are the questions that Jason & Jeff tackle today as they talk about the differences between each of these three types of pre-financing options. They also discuss how each of these will affect your competitiveness when it comes to buying a house. Buying a house should not be a confusing and complicated process. This is why Jeffrey and Jason are available to tackle of your questions and help you achieve your Real Estate Dreams. If you are thinking about buying a home, then give Jeffrey Chubb and his team, the Chubb Realty Group a call at 617-480-2600 or visit him online at https://www.boston2.com https://www.boston2.com/blog/the-difference-between-a-pre-qualification-pre-approval-pre-commitment/

Small Business Spotlight - The Cohasset Learning Studio On this episode of the Business Spotlight on the REN Network, Jeffrey sits down to talk with Abigail Sullivan of the Cohasset Learning Studio. Abigail discusses how she is making a difference in the community by helping kids learn how to read, write and do math. She is able to recognize any possible issues a child may have before they become an issue and work on closing the gap while it is easier and more natural for a child to learn. Abigail offers private and semi-private tutoring, group classes and even zoom classes and tutoring. Do you know of another local business that would like to be in the Small Business Spotlight? Then give us a call or reach out to Jeff directly at Jeff@Boston2.com. https://cohassetlearningstudio.com/ https://www.boston2.com/blog/business-spotlight-cohasset-learning-studio/ Homes for Sale in Cohasset - https://www.boston2.com/cohasset-homes-for-sale/

Getting a pre-approval is one of the most important steps when it comes to buying a home... And it should be one of the first steps! Getting a pre-approval is not difficult and can take as little as 10 to 12 minutes. On this video, Jeff & Jason tackle why a Pre-Approval is so important, especially in today's market! Home buyers today often times need a pre-approval in order to just view a property! Let alone needing one to put in an offer and being competitive in today's market. Buying a house is fun, but it can be a complicated process when you don't work with knowledgeable professionals. If you are thinking about buying a home, then give Jeffrey Chubb and his team, the Chubb Realty Group a call at 617-480-2600 or visit him online at https://www.boston2.com/​ https://www.boston2.com/blog/the-importance-of-getting-pre-approved/

The initial step of the pre-approval process is not difficult! Jeff & Jason tackle the simplicity of the pre-approval process and what is needed in order to take the first step towards home ownership. Buying a house is fun, but it can be a complicated process when you don't work with knowledgeable professionals. If you are thinking about buying a home, then give Jeffrey Chubb and his team, the Chubb Realty Group a call at 617-480-2600 or visit him online at https://www.boston2.com/ https://www.boston2.com/blog/simplicity-of-the-pre-approval/

New Construction homes in Taunton, MA. Taunton has a mix of New Construction homes as well as pre-owned homes available to home buyers. There are also many different types of New construction homes for a home buyer to purchase. Taunton offers a great mixture of affordability and size with amenities for a homebuyer in the Boston Metro Real Estate Market. https://www.boston2.com/taunton-new-construction/

Jason Bonarrigo of RMS Mortgage and Jeffrey Chubb of the Chubb Realty Group which is brokered by eXp Realty sit down on the Real Estate News Network to discuss what happened in the real estate and finance markets in 2020. They also talk about 2021 and what may lay ahead. Discussions include: - What happened in the Real Estate market in 2020 - World epidemic makes our Real Estate Market Take off? - The Suburb Market has over taken the Boston Market? - Boston will come back a lot stronger then other cities throughout the United States - Refinance boom - Real Estate (and Refinances) has helped stimulate the economy - Our homes and the equity in the home's were a saving grace for a lot of people throughout the Covid crisis - The power of buying real estate when you are looking at it from a long term perspective - Interest rates are some of the best we have ever seen in history - Interest today is really "free" money when you factor in inflation - Interest rates went down about 1% in a year, freeing up 10% more buying power for home buyers - Buying a home responsibly and not over extending yourself - Where are interest rates going? They look to be ticking up. - Housing prices (as a whole) are not going down anytime soon - Boston Real Estate Market is seeing downward pressure on prices - The city isn't going anywhere. It will find its new identity - Mortgage standards have stayed consistent. Some markets have seen adjustments - Self Employed Borrowers have been effected most throughout Covid - The big 3 - You need a Job, Down payment and Good Credit are needed to buy a house - Have credit scores standards changed any? - Private Mortgage Insurance - Have the rates seen any adjustment? - The Jumbo Loan market has been hit the hardest with Covid - Homeowners in forbearance and Tenants not paying rent... Will we start seeing the effect of this in 2021? - You can refinance your home if you are in forbearance - If you miss a mortgage payment after forbearance, it will be a lot harder to be able to refinance. Be proactive - Don't do a reverse mortgage (for most people) Jeffrey Chubb - eXp Realty - Jeff@Boston2.com - 617-480-2600 - https://www.boston2.com/ Jason Bonarrigo - RMS Mortgage - Jason.Bonarrigo@RMSMortgage.com - 617-413-5038