Personal Finance Solutions

A walkthrough of a spreadsheet solution that helps convert tangible property into dollar values (prices), allows seller and buyer to “agree on the terms of the trade”, and negotiate a balance of “zero”. While this tool was designed for trading gold and silver as “real money”, you could use it to arrange trade and agree on value with any tangible property. Extended description and trade for your copy of the AgAu_Pay sheet HERE: https://www.davidpandone.com/product/xls-ms-agau-pay-sheet/ The Constitution for the united States of America, Article 1, Section 10: "No state shall enter into any treaty, alliance, or confederation; grant letters of marque and reprisal; coin money; emit bills of credit; make anything but gold and silver coin a tender in payment of debts; pass any bill of attainder, ex post facto law, or law impairing the obligation of contracts, or grant any title of nobility." source: https://www.law.cornell.edu/constitution/articlei RECAP: "no state shall... emit bills of credit..." RECAP: "no state shall... make anything but gold and silver coin a tender in payment of debts..." REASONING: Therefore, Federal Reserve Notes (and digital currency) issued by the Federal Reserve are not lawful; and yet FRNs are all they have alloted for our use. And what they are planning to implement? It might be "legal" because some congressman and their "congress" may have written it up and "approved" it; but that doesn't make it "lawful"; it doesn't make it "right". The Coinage Act of 1792, Section 9: "Dollars or the same is now current, and to contain three hundred and seventy-one grains and four sixteenth parts of a grain of pure, or four hundred and sixteen grains of standard silver..." source: https://www.usmint.gov/learn/history/historical-documents/coinage-act-of-april-2-1792 RECAP: the dollar is defined as a weight of pure silver: "371 4/16 grains" based on the Spanish Milled Dollar which was in wide use in 1792 when the Coinage Act defined a weight and substance for the U.S. Dollar. REASONING: 371 4/16 grains is equivalent to 0.849 ounces of fine silver, when compared to the SPOT price AT TIME OF RELEASE (not a net market price), that's nearly 18:1 at spot values, and 33:1 for Federal Reserve Notes vs. the present value of a 1-OUNCE U.S. Silver Eagle, fine silver. Those running the money game have robbed us... again. Source: https://www.calculateme.com/weight/grains/to-ounces/

I'm still partial to the idea that "a cool t-shirt can spark an important conversation"... Whatever success I might have with sales, it's the conversations sparked that are truly important at this point in our history! For you Christians out there, you might note in Alma-60 that Maroni regarded protecting the sovereignty of his nation as service to his countrymen in addition to God who granted them liberty and blessed their nation when they sought His help! And if you're not Christian, I mean no offense; though you might consider that when the lights finally fade to black, it's a 50/50 shot for you whether those lights come back up and you are unprepared... Just a thought. ;-D You can find these and other Patriotic designs here: https://rebrand.ly/tee-ranter-store-us/ MUSIC-Themed store; just in case you're interested: Barking Mad Music https://rebrand.ly/barking-mad-music/ Why is this in the MoneySmart channel? I'm using skillsets that I honed in earlier jobs; photography, graphic-editing, and video production, to design t-shirts that another company is willing to stock, host, produce, take orders, process payment, ship, and send me the profit... It's the business idea of duplication pulled into the 21st Century. How many people can simultaneously be lined up to buy a t-shirt and I've haven't hired a soul? MoneySmart. And if you're curious of our use of the US Civil Flag: Check out https://wtpuninc.wordpress.com/ and click [LEARN MORE].

MoneySmart Personal Finance Solutions 2nd Ed. People with money have planned to have money. What's your plan? Buy it on Amazon: https://www.amazon.com/MoneySmart-Personal-Finance-Solutions-2nd/dp/1548077690/ Learn more at davidpandone.com: https://davidpandone.com/moneysmart-solutions-2nd-ed/ Protect your wealth from Wall Street and Washington! https://davidpandone.com/ Free 9-email education!

MoneySmart Personal Finance Solutions People with money have planned to have money. What's your plan? Buy it on Amazon: https://www.amazon.com/MoneySmart-Personal-Finance-Solutions-2nd/dp/1548077690/ Learn more at davidpandone.com: https://davidpandone.com/moneysmart-solutions-2nd-ed/ Protect your wealth from Wall Street and Washington! https://davidpandone.com/ Free 9-email education!

PART IV: Two college friends discuss gold and silver bullion, sovereign coins, bartering with gold and silver, storage options, and the reasoning behind what makes gold and silver an attractive acquisition at this point in history. A masterclass on "The Nature of Money". The culmination of a three day, online discussion. (1:23:30 total runtime) NOTE: This publication features NEW video editing package and upgraded capacity, quality, and my video edit skill set. 1:09 Function of Money Preview 1:50 Prioritize Debt vs. Wealth 4:15 Silver vs. the "US Dollar" 7:16 Family Priorities vs. an Uncertain Future 8:04 Dollar Devaluation and the Petro-Dollar 9:49 Silver & Gold Certificates and the Gold Standard 10:55 1971 President Nixon Highlight 12:04 French President De Gaulle 1965 14:50 Currency Devaluation 16:31 The Nature of Deflation and Inflation 19:16 What is Third Party Risk? 21:15 The Security of Real Property 22:32 Should I Buy Gold or Silver? 27:26 Mining Stocks, How & Why 32:00 Benefits of Mining Stocks 34:52 Balancing Between Physical and Stocks 39:58 Bullion vs. Sovereign Coin 45:35 Numismatic Coins & Junk Silver 51:18 Leverage of Mining Stocks 56:53 Allocated Accounts & Storage 59:52 Governments & the Banking System 1:01:32 Fiat Currency & Honest 1:05:55 Constitutional Dollar Definition 1:15:15 Characteristics of God's Money 1:16:00 The Function of Money 1:20:40 Wrap Up Learn more at: https://davidpandone.com/courses-financial-training/

PART III: Two college friends discuss gold and silver bullion, sovereign coins, bartering with gold and silver, storage options, and the reasoning behind what makes gold and silver an attractive acquisition at this point in history. A masterclass on "The Nature of Money". (34:19 total runtime) Time compressed by 15%. 0:25 - An Allocated Account 1:22 - Mining Stocks 8:48 - Leveraging your 401(k) & IRA 10:30 - What is "Bullion"? 11:30 - A Few More Notes on Junk Silver 14:00 - Barting with Bullion 15:00 - Advantages of Sovereign Coinage 17:12 - How Much Sovereign vs. Bullion? 17:27 - What are Numismatic Coins? 21:10 - Where Are We Likely to Land? 23:55 - Learn From the Experts 27:16 - The Patriot Act 29:08 - Storage Outside Your National Jurisdiction 31:00 - Other Storage Considerations Learn more at: https://davidpandone.com/courses-financial-training/

PART II: Two college friends discuss savings, allocation of gold versus silver, how precious metals are priced, the priority of your wealth, and the reasoning behind what makes gold and silver an attractive acquisition at this point in history. A masterclass on "The Nature of Money". (31:13 total runtime) Time compressed by 15%. 00:42 - Allocation; How Much of Each? 2:50 - Various Forms of Gold & Silver Bullion 4:20 - Bars, Rounds, & Sovereign Coins 5:45 - Find Sources of Valid Information 7:00 - Price at "Spot Plus Premium" 8:20 - Select a Reputable Dealer 17:30 - The Gold Silver Ratio * 18:36 - God's Money: Gold & Silver 20:15 - Priorities: Debts or Wealth First? 23:40 - The Reality of Third Party Risk 25:52 - Estimate Your Emergency Fund Learn more at: https://davidpandone.com/courses-financial-training/ * we got off-topic, :-( sorry!

Two college friends discuss the monetary system, inflation, precious metals, and the reasoning behind what makes gold and silver an attractive acquisition at this point in history. A masterclass on "The Nature of Money". (27:45 total runtime) Time compressed by 15%. Despite many filters, there is an audio artifact I couldn't get rid of; slap-back of speaker / mic. Topics and Sections: 1:35 - Currency vs. Money 3:00 - Third Party Risk 4:05 - 401(k) and IRA Racket 6:40 - Why Gold & Silver? 9:10 - Federal Reserve Note vs. Treasury Silver Dollar 15:35 - What is Junk Silver? 18:20 - Estimate the Value of Junk Silver 19:40 - US Dollar Backstory 21:00 - What is Money? 23:30 - Gold, Silver, or both? 26:10 - Where Do I Start With Small Savings?