Vantiv credit card processing: think before you sign!

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TL;DR:
8:48 - 3 year contract
8:55 - AUTO RENEWS
9:00 - you have to give 90 days of notice in order for it to not auto renew
10:40 - Cancellation/ending contract must be done via written notice
12:58 - Early termination fee is as high as the fee you WOULD have paid if you stuck with them for the duration of the contract.

Your ETF can EASILY be as high as $40,000 with this company if you are a repair shop. Even if you are small potatoes with far fewer transactions, you can be on the hook for $10k-$20k early termination fee should you decide their service is poor. WOW!

Vantiv credit card processing is the preferred credit card processor of my favorite ticketing & POS software. I happily endorse Repairshopr as an amazing piece of software as a near 5 year user of it. However, I do not want this to be misconstrued as an endorsement for the credit card processor they prefer & integrate with for several reasons.

We may not have the time to read through every TOS put in front of us but there are red flags that allow us to identify when we definitely must dig deeper, and this as one of those.