Bitcoin Surges 10%, Visa To Begin Stable Coin Transfers With CBDC's, Why Is That Good News?

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Following a boring September crypto prices are roaring higher this morning to start Q4.
Bitcoin is up over 10% - its biggest surge since July, topping $48,000...
Ethereum is also surging higher, topping $3260
Visa announced on Thursday the outlines for what it calls a "universal payments channel" that will facilitate transactions between various stablecoins and central bank digital currencies (CBDCs). As part of developing the UPC concept, Visa has also deployed its first-ever sample smart contract on Ethereum's Ropsten testnet.
The smart contract shows a payment channel that accepts both ether (ETH) and the USDC stablecoin. Ultimately, Visa aims for UPC to serve as a "network of blockchain networks" to move digital currencies around