How Is My Whole Life Policy Protected In Canada? Assuris Protection
2 years ago
What happens if a Life Insurance Company were to fail in Canada? How is the company protected? In this "jam" session Jayson and Richard discuss the non-profit organization that protects all Canadians who own life and health insurance in the event of an undercapitalized life company or company failure.
https://assuris.ca/about-us/experts-in-protecting-policyholders/
Also, there is the LICAT - capital adequacy testing which is required and regulated in Canada to annually test the insurance companies for having sufficient capital on hand to meet their obligations.
https://www.osfi-bsif.gc.ca/Eng/fi-if/rg-ro/gdn-ort/gl-ld/Pages/LICAT19_index.aspx
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