TOP Tips to save money on health insurance plan

Do you want to save money on health insurance?

For most of us, health care costs seem to increase every year, and saving money on health insurance feels more and more out of reach. The typical American family paid more than $5,500 in health insurance premiums for their employer-sponsored health coverage in 2020.

Total medical costs—including premiums, out-of-pocket costs, and federal and state taxes for health programs—come to a grand total of $12,500 for the typical American family with a $100,000 household income and an average employer-sponsored plan.

But if you think the high cost of health insurance gives you an excuse not to have it, think again!

According to a recent study, more than half of all bankruptcies (58%) can be tied back to medical expenses and an estimated 530,000 families in America file for bankruptcy each year because of medical bills and health issues.

Not having the right health insurance in place for you and your family sets you up for a financial disaster. And when you’re faced with a medical crisis, the last thing you want to worry about is how you’re going to pay for it.

Having health insurance may be a nonnegotiable, but there are proactive steps you can take to save money.

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