Florida Flood Insurance Explained - How It Works Q & A
Join me as we speak with Victor Farinas of Victor Farinas Insurance Agency about Florida Flood Insurance and the changes coming in February and April.
We discuss:
• the changes we have already seen in flood insurance in Florida
• the changes that are coming
• potential costs of a flood vs cost of flood insurance
• factors affecting costs of flood insurance premiums in Florida
• things to consider when deciding whether or not to invest in flood insurance
• hurricane coverage vs. flood insurance
• why being in a Flood Zone X doesn't mean you won't flood
• why you might want to buy flood insurance even if your mortgage company doesn't require it
and much more.
For more information, call Victor Farinas at 727-644-3798 or email him at victor.farinas@renegadeinsurance.com.
#floridafloodinsurance #floodinsurance
00:00 Intro
01:57 What changes to flood insurance have already happened?
05:13 FEMA flood zones
05:44 Who will the flood insurance changes affect?
07:34 What factors affect the cost of flood insurance?
08:54 Potential financial impact of flooding in your home
09:51 Changes that are coming for renewals
12:09 Changes that are coming for federally-backed loans
16:18 Hurricane coverage vs. flood insurance
Buying a Home Soon? Check out the FREE Guide to Home Ownership: https://bit.ly/tampahomebuyerguide
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License information:
Cristina Vanthul
SL3070672
Broker: Keller Williams Gulfside Realty
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