Re-Financing as part of your Prepping / Retirement Plan | Save 100s of K

Though being completely debt free is the goal, financing a house is normally unavoidable. But you can put yourself in a much better position if you refinance a 30 year to a 15 year mortgage now before the housing values plummet and interest rates rise.

I'm not an economist or financial advisor. If you have only gotten through a few years of your 30 year mortgage (which was our situation), what's best for you may be different than if you are already 15 years in. Talk with a trusted financial adviser to find out.

Mortgage Refinance Calculator:
https://www.bankrate.com/calculators/mortgages/refinance-calculator.aspx

Dave Ramsey Talks about things to consider in refinancing:
https://www.youtube.com/watch?v=J4JLrR5Ic9U

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