Best Medicare Supplement Plans

Best medicare supplement plans - Learn how to choose a planShow more

The best Medicare supplement plans offer outstanding coverage for people going on Medicare. Whether you are just turning 65 and new to Medicare, or you’ve been on it a few years, this video will help you learn the differences between all the Medicare supplement plans, and how they can help you pay your medical bills.

Everything starts with original Medicare which includes Medicare part A and part B. These do not cover all your bills, so Medicare supplement plans, or Medigap, come in to help pay the gaps in the expenses that part A and part B do not cover.

With so many different Medicare supplement plans available, where do you start?

Well, we can help!

We’ll take your current situation a match it up to the Medigap plan that fits your needs the best. We will then shop the market and all the top companies to make sure you get the lowest premium.

Medicare supplement plans are offered by private insurance companies, however, they have all the same coverage within each plan letter. This means of Medigap plan G from Mutual of Omaha is identical to a Plan G from Cigna.

The premiums, however, can vary widely!

Choosing the right Medicare supplement agent is the most important decision you can make a wall on Medicare. For bill cost, we’ll shop the rates every year for your Medicare supplement plan as well as the Part D drug plan to make sure you are always in the best spot and not overpaying.

Medicare supplement plan G is the most popular plan that offers 100% coverage after you beats the annual part B deductible. Companies such as Mutual of Omaha, Aetna, Cigna, United Healthcare, and others offer plan G at competitive rates but it depends on the state you are in.

Medicare supplement plan N is the second most popular plan is very close to plan G in coverage. With plan N you still pay the annual part B deductible, however afterward you may have a small co-pay per doctor’s visit.

Plan N has lower premiums than plan G as well as lower rate increases, but there are those additional out-of-pocket expenses that you might incur. Other expenses include a $50.00 co-pay if you visit the emergency room and you’re not admitted, as well as exposure to Medicare part B excess charges if you have plan N.

Medicare supplement plans do not have a network, unlike Medicare advantage plans which do. If you’re considering a Medicare advantage plan talk to us first! There are many pitfalls of exposure you could end up facing on advantage plans that insurance carriers and brokers do not tell you about.

Call us today for free consultation at the1-888-891-0229, or visit Medisupps.com now for FREE online quotes!