Fleet Insurance 101

Are you a business on the road? Does your company rely on different vehicles to keep the wheels turning?
If you own two or more vehicles, anything from cars, utility vans, trucks, taxis, semi-trailers, and everything in between, you’ll understand the challenges of keeping your entire fleet protected from accidents, theft, and malicious damage.
Not all fleet insurance policies cover all vehicles, meaning sometimes you’re left with vehicles scattered over several different policies. Not only is this confusing, but you’re also missing out on the significant discounts available by not insuring your entire fleet under the one policy.
A Fleet Insurance Policy protects businesses that own and operate two or more vehicles in their “fleet”. Insurance companies vary in their definition of a fleet; some offer “mini” or “small fleet” policies that cover as low as two vehicles while others insist on a minimum of five vehicles to make up a fleet. As a general rule, fleet discounts kick in from three vehicles and up.
Coverage in fleet insurance policies can also vary, with a basic third-party cover that protects the other party in an accident all the way to fully comprehensive which protects against accident, fire, theft, and damage to both your vehicles and drivers.
Mini fleet insurance or small fleet insurance is the perfect vehicle cover for small businesses that operate two or more vehicles and want a comprehensive insurance policy that is cheaper than insuring each vehicle separately. One invoice, one renewal date, less hassle.
Hi, We’re Carmar Insurance and we’re specialists in Mini Fleet, Small Fleet, and Commercial Fleet Insurance for small to medium-sized businesses.
But we’re not your typical insurance agency. We focus on you and what your business needs. If our own services don’t fit your business’ needs or budget, we’ll gladly recommend products from a huge range of other providers to keep you covered. It keeps us competitive, honest, and driven by our customer’s satisfaction.
Besides fleet insurance and auto insurance, Carmar Insurance offers a suite of products from loss prevention consultancy to niche insurance products for almost every industry!
If your insurance premiums are too expensive or you’re paying for coverage you don’t need, contact Carmar Insurance Agency on 562-803-4000, or visit our website at www.carmar.net