Switch from Banks to Credit Unions – Still in Boston Waiting for My New Debit Card

OH!... Forgot to mention this. -- I also don't keep too much in my checking account. That way, if fraudulent charges AREN'T removed, I won't loss that much. (If you need to make a large purchase, just transfer money from your savings account to your checking account right before the transaction.)

Okay, so what’s a credit union?

A bank without the frills… which most people don’t use, anyway.

What do you have to be to open an account in one?

A local… or employee… but with employment being what it is… let’s just stick with the local thingie.

…..

I don’t know if this is always the case, but it is USUALLY the case.