Average Rate Of Return Means NOTHING!

Don't be fooled by those financial entities and entertainers who use the average rate of return as if that's how your investments would grow. Simple math proves this is bogus analysis.
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Kelly O’Connor is the author of the audiobook Financial Caffeine which is written for those who believe the IRS tries really hard to take the fun out of being successful and prefer to investigate the tax-exempt strategies that exist using over-funded life insurance contracts. Kelly is a top producer in the insurance field. He’s the founder and creator of Authentic Agent, a training system for insurance professionals looking to expand their production. He was a co-founder of Mountain Financial, LLC which quickly grew to several offices across the country (can’t remove the YouTube branding but so what). His first program for the insurance industry, Financial Caffeine, is still used today. Kelly also founded College Money Academy (http://collegemoneyacademy.com) three years ago after being a highly sought after speaker in the charter school system in the state of Colorado.
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—► Website: https://www.financialcaffeine.com
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