Rates are Low, Time to Refinance

Locked into a sky-high mortgage rate while rates are dropping again… and your credit score is beat up? 😬

At other lenders, a 520 score gets you a hard NO.
At Gustan Cho Associates, even if your score is as low as 500, we may still be able to refinance you while rates are low. ✅

Your payment feels like a second rent, your rate’s higher than your blood pressure, and every bank says your credit score isn’t “good enough” to refinance.

Every month you wait:
✅You’re throwing away money on interest
✅You’re stuck with a payment that crushes your budget
✅You’re missing the window while rates are low again

Meanwhile, other people with similar credit are locking in better payments because they picked a lender that actually understands bruised credit.

Refinance With Low Rates & Low Scores
At Gustan Cho Associates, we specialize in:
👉Credit scores down to 500 on many refinance options
👉Helping borrowers with late payments, high debt, or past denials
👉Common-sense underwriting instead of one-size-fits-all overlays

If you’ve been told “no” before… that doesn’t mean the story’s over.

Call Gustan Cho Associates now at 800-900-8569
Let’s see if we can:
👉Lower your rate
👉Cut your payment
👉Or help you reset your finances while rates are still low

Call 800-900-8569 today and see what’s possible, even if your credit’s beat up and your score starts with a 5.